Full Department Name
Name of Institution
Department Address
Dear Dr./Mr./Ms. Search Committee Chair’s last name and/or Search Committee Members:
Paragraph 1 [3-5 Sentences]: Identify the position you are applying for. Introduce yourself to the committee and your research interests. Connect your interests to the department and describe what makes you interested in becoming part of this departmental community.
Paragraph 2 [3-5 Sentences]: Briefly explain your research to date. Consider mentioning your research questions, methods, key findings, as well as where and when you published and/or presented this work.
Paragraph 3 [4-5 Sentences]: Elaborate on your current research project. Consider mentioning your most prestigious funding awards for this project. Explain your key findings in more detail.
Paragraph 4 [3-5 Sentences]: Introduce your future research plans and goals. Point out the intellectual merit and/or broader impacts of this future work.
Paragraph 5 [3-5 Sentences]: Briefly discuss your teaching experience and strategies. Provide examples of teaching strategies or an anecdote highlighting your teaching effectiveness. You may also want to introduce your philosophy on diversity in an academic setting.
Paragraph 6 [2-3 Sentences]: Make a connection between your work and the department to which you are applying. Include how you will participate in the intellectual life of the department both inside and outside the classroom. Provide concrete examples of how you will be a hard-working and collaborative colleague.
Paragraph 7 [1-2 Sentences]: A thank you for the search committee’s time and consideration.
Sincerely,
[Signature]
Your Name
Credentials and Position
Institution/Affiliation Name
Date: Month Day, Year Search Committee Chair’s First and Last Name, Graduate Degree Dear Dr./Mr./Ms. Search Committee Chair’s last name and/or Search Committee Members: Paragraph 1 [3-5 Sentences]: Identify the position you are applying for. Introduce yourself to the committee and your research interests. Connect your interests to the department and describe what makes you interested in becoming part of this departmental community. Paragraph 2 [3-5 Sentences]: Briefly discuss your teaching experience and pedagogical commitments. Provide examples of teaching strategies or an anecdote highlighting your teaching effectiveness. You may also want to introduce your philosophy on diversity in an academic setting. Paragraph 3 [3-4 Sentences]: Provide a discussion of how you involved yourself with students or the broader university community outside of the traditional classroom setting. Discuss how those interactions influenced your teaching. Paragraph 4 [2-3 Sentences]: Briefly explain your current research interests to date and how it relates to your teaching. State your research questions, methods, and key findings or arguments. Point out the intellectual merit and/or broader impacts of this future work. Paragraph 5 [3-5 Sentences]: Highlight when and where your research was published and/or presented this work or any forthcoming publications. Mention any prestigious funding or awards. Introduce your future research plans and goals. Paragraph 6 [2-3 Sentences]: Make a connection between your work and the department to which you are applying. Include how you will participate in the intellectual life of the department both inside and outside the classroom. Provide concrete examples of how you will be a hard-working and collaborative colleague. Paragraph 7 [1-2 Sentences]: A thank you for the search committee’s time and consideration. Sincerely, Your Name |
Remember your first draft does not have to be your last. Try to get feedback from different readers, especially if it is one of your first applications. It is not uncommon to go through several stages of revisions. Check out the Writing Center’s handout on editing and proofreading and video on proofreading to help with this last stage of writing.
Using the word dissertation. Some search committee members may see the word “dissertation” as a red flag that an applicant is too focused on their role as a graduate student rather than as a prospective faculty member. It may be advantageous, then, to describe your dissertation as current research, a current research project, current work, or some other phrase that demonstrates you are aware that your dissertation is the beginning of a larger scholarly career.
Too much jargon. While you may be writing to a specific department, people on the search committee might be unfamiliar with the details of your subfield. In fact, many committees have at least one member from outside their department. Use terminology that can easily be understood by non-experts. If you want to use a specific term that is crucial to your research, then you should define it. Aim for clarity for your reader, which may mean simplification in lieu of complete precision.
Overselling yourself. While your job letter should sell you as a great candidate, saying so (e.g., “I’m the ideal candidate”) in your letter may come off to some search committee members as presumptuous. Remember that although you have an idea about the type of colleague a department is searching for, ultimately you do not know exactly what they want. Try to avoid phrases or sentences where you state you are the ideal or the only candidate right for the position.
Paying too much attention to the job description. Job descriptions are the result of a lot of debate and compromise. If you have skills or research interests outside the job description, consider including them in your letter. It may be that your extra research interests; your outside skills; and/or your extracurricular involvements make you an attractive candidate. For example, if you are a Latin Americanist who also happens to be well-versed in the Spanish Revolution, it could be worth mentioning the expanse of your research interests because a department might find you could fill in other gaps in the curriculum or add an additional or complementary perspective to the department.
Improper sendoff. The closing of your letter is just as important as the beginning. The end of the letter should reflect the professionalism of the document. There should be a thank-you and the word sincerely or a formal equivalent. Remember, it is the very last place in your letter where you present yourself as a capable future colleague.
Small oversights. Make sure to proofread your letter not just for grammar but also for content. For example, if you use material from another letter, make sure you do not include the names of another school, department, or unassociated faculty! Or, if the school is in Chicago, make sure you do not accidentally reference it as located in the Twin Cities.
Name dropping. You rarely know the internal politics of the department or institution to which you are applying. So be cautious about the names you insert in your cover letters. You do not want to unintentionally insert yourself into a departmental squabble or add fire to an interdepartmental conflict. Instead, focus on the actions you will undertake and the initiatives you are passionate about.
We consulted these works while writing this handout. This is not a comprehensive list of resources on the handout’s topic, and we encourage you to do your own research to find additional publications. Please do not use this list as a model for the format of your own reference list, as it may not match the citation style you are using. For guidance on formatting citations, please see the UNC Libraries citation tutorial . We revise these tips periodically and welcome feedback.
Ball, Cheryl E. 2013. “Understanding Cover Letters.” Inside Higher Ed , November 3, 2013. https://www.insidehighered.com/advice/2013/11/04/essay-cover-letter-academic-jobs .
Borchardt, John. 2014. “Writing a Winning Cover Letter.” Science Magazine , August 6, 2014. https://www.sciencemag.org/careers/2014/08/writing-winning-cover-letter# .
Helmreich, William. 2013. “Your First Academic Job.” Inside Higher Ed , June 17, 2013. https://www.insidehighered.com/advice/2013/06/17/essay-how-land-first-academic-job .
Kelsky, Karen. 2013. “How To Write a Journal Article Submission Cover Letter.” The Professor Is In (blog), April 26, 2013. https://theprofessorisin.com/2013/04/26/how-to-write-a-journal-article-submission-cover-letter/ .
Tomaska, Lubomir, and Josef Nosek. 2008. “Ten Simple Rules for Writing a Cover Letter to Accompany a Job Application for an Academic Position.” PLoS Computational Biology 14(5). https://doi.org/10.1371/journal.pcbi.1006132 .
You may reproduce it for non-commercial use if you use the entire handout and attribute the source: The Writing Center, University of North Carolina at Chapel Hill
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Undergraduate
Your personal statement should demonstrate your interest in the subject, and your skills and abilities.
If done well, it'll set you apart from applicants who have similar qualifications. Some courses invite applicants to an interview, so a clear personal statement can lead to a productive discussion.
Learn about university interviews
We've prepared some tips to help you understand what we're after.
This is especially important if you are applying for a subject you haven't studied before. You might write about why you've applied for your course, what appeals to you about the subject, how you became interested, and how you've pursued it in your own time.
A recent CV, or a list of your experience and achievements, can help you decide which activities to include. The key is to be selective.
Make sure any examples are relevant to the course and university you're applying to, rather than a long list of everything you've done. Try to only write about what you've done recently, or are doing now.
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Law student Sharon gives advice for the most important part of your uni application, from showing skills to avoiding distraction.
Student Recruitment Officer Vicki gives some top tips on how best to approach writing your personal statement.
To better stand out from the crowd, it's great to show how you've explored the subject in ways other than learning about it in school or college. It'll prove you're ready to take on all aspects of the course.
For some courses, like Medicine or Nursing, work experience may be essential. Taking part in courses online or in person is another way to prove your enthusiasm.
Learn about our free online courses
You could also mention voluntary work, sporting achievements, jobs you've had, or how you engage with podcasts or extra reading that relate to your subject interest.
These all demonstrate valuable skills that'll be useful for studying your course, like teamwork and time management.
Above all, your personal statement is a chance to show yourself in the best light. Talk about your passions, and how far you want to take them through your career. It all helps.
Remember, your personal statement must be your own. When you submit it to UCAS, they'll use programmes to check that you haven't copied any part of it from someone else or online.
Give yourself time to proofread your finished personal statement as many times as possible.
Getting others to read it is a great way to correct any mistakes you might've missed, and to get suggestions about anything you haven't thought of.
If you want to secure job interview, you need a strong personal statement at the top of your CV.
Your CV personal statement is a short paragraph which sits at the very top of your CV – and it’s aim is to summarise the benefits of hiring you and encourage employers to read your CV in full.
In this guide I have included 17 CV personal statement examples from a range of professions and experience levels, plus a detailed guide of how to write your own personal statement that will get you noticed by employers
CV templates
To start this guide, I have included 10 examples of good personal statements, to give you an idea of how a personal statement should look , and what should be included.
Note: personal statements are generally used by junior candidates – if you are experienced, check out our CV profile examples instead.
Although this graduate has no paid work experience, they compensate for it by showcasing all of the skills and knowledge the have gained during their studies, and demonstrating how they apply their knowledge in academic and personal projects.
When you have little or no experience, it’s important to draw out transferable workplace skills from your studies and extracurricular work, to showcase them to employers.
This candidate has graduated with a degree in biochemistry but actually wants to start a career in digital marketing after providing some digital freelance services to fund their studies.
In this case, they haven’t made much mention of their studies because they aren’t relevant to the digital marketing agencies they are applying to. Instead they have focused their personal statement around their freelance work and passion for the digital field – although they still mention the fact they are degree educated to prove their academic success.
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This candidate is 16 years old and has no work experience whatsoever, but they compensate for this by detailing their academic achievements that relate to the roles they are applying for (maths and literacy are important requirements in finance and accountancy roles).
They also add some info on their extracurricular activities and school work-placements, to strengthen this student CV further.
Although this person has only just left school, they have also undertaken some part-time work in a call centre alongside their studies.
To make the most of this experience, they have combined their academic achievements with their workplace exposure in this personal statement.
By highlighting their GCSE results, summer programme involvement, work experience and expressing their ambitions to progress within sales, this candidate really makes an appealing case for hiring them.
This candidate has left college with good grades, but does not yet have any work experience.
To compensate for the lack of workplace exposure, they have made their A level results prominent and highlighted skills and experience which would benefit the employers they are targeting.
Any recruiter reading this profile can quickly understand that this candidate has great academic achievements, a passion for IT and finance and the ability to transfer their skills into an office environment.
As this student has picked up a small amount of freelance writing work during their studies, they have made sure to brag about it in their personal statement.
They give details on their relevant A level studies to show the skills they are learning, and boost this further by highlighting the fact that they have been applying these skills in a real-life work setting by providing freelance services.
They also include key action verbs that recruiters will be looking for , such as creative writing, working to deadlines, and producing copy.
Aside from junior candidates, the only other people who might use a personal statement, are academic professionals; as their CV’s tend to be more longer and detailed than other professions.
This candidate provides a high level overview of their field of study, length of experience, and the roles they have held within universities.
Although this person has no work experience, they are still able to show employers the value of hiring them by selling their other achievements and explaining how they could benefit an organisation.
They expand on their sports club involvement to demonstrate their teamwork, leadership skills, communication and motivation, which are all important traits in the workplace, and will be looked upon favourably by recruiters and hiring managers.
They also draw upon their future plans to study business studies and take a part time job, to further prove their ambition and dedication.
This history graduate proves their aptitude for both academic achievement and workplace aptitude by showcasing valuable skills from their degree and voluntary work.
They do this by breaking down the key requirements for each and showing how their skills could be beneficial for future employers, such as listening, communication, and crisis management.
They also describe how their ability to balance studies alongside voluntary work has not only boosted their knowledge and skills, but also given excellent time management and organisational skills – which are vital assets to any employer.
This legal graduate makes the most from their work university work placements by using it to bulk out the contents of their CV personal statement.
They include their degree to show they have the necessary qualifications for legal roles, which is crucial, but more importantly, they showcase how they applied their legal skills within a real-life work setting.
They give a brief overview of the types of legal professionals they have been working alongside and the type of work they have been carrying out – this is all it takes to get the attention of recruiters and show employers they have what it takes to fulfil roles in the legal sector.
This medical student proves their fit for the role by showcasing the key skills they have gained from their studies and their work experience placements.
In just these few sentences, they are able to highlight the vast amount of experience they have across different disciplines in the industry, something which is particularly important in the medical sector.
As they have not graduated yet and are still studying, they have provided proof of their most recent grades. This can give the recruiter some indication as to the type of grade they could be graduating with in the near future.
This masters student has started by specifying their area of study, in this case, accounting, and given details about the specific areas of finance they are most interested in. This can hint towards their career goals and passions.
They have then carefully listed some of the key areas of accounting and finance that they are proficient in. For example, business finance, advanced corporate finance and statistics.
They have also outlined some of the transferable skills needed for accounting roles that employers will be looking out for, such as communication, attention to detail and analytical skills.
As this finance student has recently undertaken some relevant work experience, they’ve made sure to shout about this in their personal profile.
But more than this, they have included a list of some of the important finance skills they gained as a result of this work experience – for example, financial reporting, processing invoices and month-end reconciliations.
Plus, through power words and phrases such as ‘prevent loss’ and ‘ improve upon accuracy and efficiency’, they have also showcased how they can apply these skills in a workplace setting to benefit the potential employer.
This digital marketing professional has started their personal profile by outlining their most relevant qualifications and work experience, most notably their freelance role as a content manager.
They have also provided examples of some of the key marketing skills that potential employers might be looking for, including very detailed examples of the platforms and tools they are proficient in – for example, LinkedIn, Twitter and Pinterest.
They have then closed their statement by giving a detailed description of the type of role or opportunity they are looking for. In this case, an in-house position in a marketing company.
Switching careers as a graduate can be tough. Especially when it comes to writing a personal statement that will attract employers in your new chosen field.
This candidate is looking to move from history teaching into journalism, so they have created a statement which briefly mentions their current workplace, but mainly focuses on highlighting transferable skills which are relevant to journalism. They achieve this by discussing the writing skills they use in their current role, and mentioning their hobby of writing – including some publications they have been featured in for extra brownie points.
This business management proves their ability to work within a junior business management position by swiftly highlighting their impressive degree (to ensure it is not missed) and summarising some of the real-life experience they have gained in management during their university placements and volunteering. They do not let their lack of paid work experience, stop them demonstrating their valuable skills.
PhD graduate roles attract a lot of competition, so it’s important that your CV contains a personal statement that will quickly impress and attract recruiters.
This candidate provides a short-but-comprehensive overview of their academic achievements, whilst demonstrating their exceptional level of knowledge in research, languages and publication writing.
By highlighting a number of skills and abilities that are in high-demand in the academic workplace, this CV is very likely to get noticed and land interviews.
Now that you’ve seen what a personal statement should look like and the type of content it should contain, follow this detailed guide to one for your own CV – and start racking those interviews up.
Guide contents
Cv personal statement or cv profile, personal statement format, what to include in a cv personal statement.
A personal statement is a short paragraph at the top of your CV which gives employers an overview of your education, skills and experience
It’s purpose is to capture the attention of busy recruiters and hiring managers when your CV is first opened – encouraging them to read the rest of it.
You achieve this by writing a tailored summary of yourself that explains your suitability for the roles you are applying for at a very high level, and matches your target job descriptions .
One question candidates often ask me is , “what is the difference between a personal statement and a CV profile?”
To be honest, they are almost the same – they are both introductory paragraphs that sit at the top of your CV… but there are 2 main differences
A personal statement tends to be used more by junior candidates (graduates, school leavers etc.) and is relatively long and detailed.
A CV profile tends to be favoured by more experienced candidates , and is shorter in length than a personal statement.
Note: If you are an experienced candidate, you may want to switch over to my CV profile writing guide , or example CV profiles page.
To ensure you grab recruiters’ attention with your personal statement, lay it out in the following way.
You need to ensure that your personal statement sits at the very top of your CV, and all of it should be totally visible to readers, without the need to scroll down the page.
Do this by reducing the top page margin and minimising the space taken up by your contact details.
This will ensure that your whole personal statement can be seen, as soon as your CV is opened.
We have a Word CV template which can help you to get this right.
Your personal statement needs to contain enough detail to provide an introduction to your skills and knowledge, but not so much detail that it bores readers.
To strike the right balance, anything between 8-15 lines of text is perfect – and sentences should be sharp and to-the-point.
As with the whole of your CV or resume , your personal statement should be written in a simple clean font at around size 10-12 to ensure that it can be read easily by all recruiters and employers.
Keep the text colour simple , ensuring that it contrasts the background (black on white is best) and break it into 2 or even 3 paragraphs for a pleasant reading experience.
It should also be written in a punchy persuasive tone, to help you sell yourself and increase your chances of landing interviews , I cover how to do this in detail further down the guide.
Quick tip: A poorly written CV will fail to impress recruiters and employers. Use our quick-and-easy CV Builder to create a winning CV in minutes with professional CV templates and pre-written content for every industry.
Once you have the style and format of your personal statement perfected, you need to fill it with compelling content that tells recruiters that your CV is worth reading.
Here’s what needs to go into your personal statement…
Before you start writing your personal statement, it’s crucial that you research your target roles to find out exactly what your new potential employers are looking for in a candidate.
Run a search for your target jobs on one of the major job websites , look through plenty of adverts and make a list of the candidate requirements that frequently appear.
This research will show you exactly what to include in your personal statement in order to impress the recruiters who will be reading it.
Education and qualifications are an important aspect of your personal statement, especially if you are a junior candidate.
You should highlight your highest and most relevant qualifications, whether that is a degree, A levels or GCSEs. You could potentially go into some more detail around modules, papers etc. if they are relevant to the roles you are applying for.
It’s important that you discuss the experience you have gained in your personal statement, to give readers an idea of the work you are comfortable undertaking.
This can of course be direct employed work experience, but it doesn’t have to be.
You can also include:
As with all aspects of your CV , the content should be tailored to match the requirements of your target roles.
Whilst discussing your experience, you should touch upon skills used, industries worked in, types of companies worked for, and people you have worked with.
Where possible, try to show the impact your actions have made. E.g . A customer service agent helps to make sales for their employer.
Any industry-specific knowledge you have that will be useful to your new potential employers should be made prominent within your personal statement.
For example
You should also include some information about the types of roles you are applying for, and why you are doing so. Try to show your interest and passion for the field you are hoping to enter, because employers want to hire people who have genuine motivation and drive in their work.
This is especially true if you don’t have much work experience, as you need something else to compensate for it.
The things that you omit from your personal statement can be just as important as the things you include.
Try to keep the following out of your personal statement..
Any information that doesn’t fall into the requirements of your target roles can be cut out of your personal statement. For example, if you were a professional athlete 6 years ago, that’s great – but it won’t be relevant if you’re applying to advertising internships, so leave it out.
If you are describing yourself as a “ dynamic team player with high levels of motivation and enthusiasm” you aren’t doing yourself any favours.
These cliché terms are vastly overused and don’t provide readers with any factual details about you – so keep them to a minimum.
Stick to solid facts like education, skills , experience, achievements and knowledge.
If you really want to ensure that your personal statement makes a big impact, you need to write in a persuasive manner.
So, how do you so this?
Well, you need to brag a little – but not too much
It’s about selling yourself and appearing confident, without overstepping the mark and appearing arrogant.
For example, instead of writing.
“Marketing graduate with an interest in entering the digital field”
Be creative and excite the reader by livening the sentence up like this,
“Marketing graduate with highest exam results in class and a passion for embarking on a long and successful career within digital”
The second sentence is a much more interesting, makes the candidate appear more confident, throws in some achievements, and shows off a wider range of writing skills.
Quick tip: A poorly written CV will fail to impress recruiters and employers. Use our quick-and-easy CV Builder to create a winning CV in minutes with professional templates and pre-written content for every industry.
Your own personal statement will be totally unique to yourself, but by using the above guidelines you will be able to create one which shows recruiters everything they need.
Remember to keep the length between 10-20 lines and only include the most relevant information for your target roles.
You can also check our school leaver CV example , our best CV templates , or our library of example CVs from all industries.
Good luck with the job hunt!
The bottom line.
It can be more difficult, but it's still possible. Here is what you need to know.
Peter Muller / GettyImages
When you apply for a personal loan, most lenders will check your credit history and current employment. But what happens if you need to borrow money while you're unemployed? You might still be able to get a personal loan under those circumstances, but you could have more hoops to jump through compared to someone who is working. An emergency loan for bad credit may be an option, and it's smart to first learn all you can about applying for a loan while unemployed.
For most personal loan lenders, checking that you have a reliable income is part of the approval process. The lender wants to make sure you can repay your loan within the agreed-upon time frame. If you're unemployed, that can raise some serious questions about your ability to pay back your debt. Here are some steps to take before you apply:
If you've lost your job and you're hoping to take out a personal loan for everyday expenses, it's worth calculating exactly how much you'd actually require. Determine what it'll take to cover your needs for the next few months, or however long you expect to be without a paycheck. That way you can aim to borrow enough to pay your expenses while you're unemployed but not go into any more debt than necessary.
Adding another bill to your budget while you're unemployed is an extra financial burden. So when thinking about your monthly expenses, be sure to include to cost of the loan repayments. If you have any doubts about your ability to repay your loan, you might want to consider some alternatives .
You can pull your credit report for free from all three of the major credit bureaus at AnnualCreditReport.com . Comb through each report to see if there are any errors and dispute them as soon as you can. Try to clean up your credit report before submitting a loan application.
You can usually obtain your credit score through your bank, credit card issuer, or other lender you have a relationship with. There are also online resources for checking your credit scores for free. This will give you an idea of what lenders will see when they pull your credit report . It can also help you figure out which lenders to compare, as some have minimum credit score requirements, and they can vary heavily.
Even without a current job, you can prove the last time you earned a paycheck with your most recent pay stubs or W-2 forms . You can also show other types of income through tax returns, bank statements, and other official documents.
Some lenders will ask you what you intend to use the loan for , while others won't. Your answer can, in some cases, affect the amount of your loan, the interest rate, or both.
There's a good chance you might not qualify for a personal loan on your own when you're unemployed and lack sufficient income from other sources. If that's the case, you may want to consider getting a co-signer .
A co-signer is someone who signs onto your loan just as you do and is ultimately responsible for it . If you fall behind on payments, and the co-signer doesn't make them for you, both of you will suffer a serious drop in your credit scores. Only go this route if you and your co-signer have worked out a clear plan about who will be paying off the loan.
Most personal loans are unsecured . Secured personal loans let you back your loan with collateral , like a savings account or certificate of deposit (CD) . If you can't get an unsecured loan because you're unemployed, there's a chance you could qualify for a secured one.
Bear in mind that you might not get the same interest rates, borrowing options, or repayment terms as with an unsecured personal loan, but if you need the money for an emergency or to cover basic needs, a secured loan could be a good option.
Lenders look at a few key factors when reviewing your application, including:
Each lender weighs these factors differently, but they all hold some significance in your application.
The higher your credit score, the more likely you are to qualify for a personal loan for the amount you need at the lowest available interest rate. Having fair or even poor credit doesn't mean you won't qualify, but you may have a harder time getting the full amount you've requested or securing a good interest rate.
If you have a history of unpaid debt or late payments on your credit report, that could hurt your chances of getting approved. It is also the single most important factor in determining your credit score.
While being employed is one way to prove you have a source of income, it isn't the only one. You may have other sources of income, such as:
Your DTI ratio shows how much of your income goes toward paying off your debts. A high DTI ratio suggests to lenders that it could be difficult for you to make payments on a new loan. A low DTI suggests that even if something happens, you could likely repay your loan. Different lenders have different DTI requirements.
If you're unemployed, there are a number of sources worth checking out when you're thinking of applying for a personal loan. In addition to traditional banks, you might want to consider:
Even if you don't belong to a credit union right now, you can look into credit union emergency loans . Use the credit union locator to find one near you and see if you're eligible based on its requirements. PenFed Credit Union , for example, will evaluate your income depending on your personal situation. So you may have to turn over bank statements or tax returns instead of pay stubs.
Federal credit unions offer payday alternative loans (PALs) with amounts ranging from $200 to $1,000, but you'll need to be a credit union member for at least a month before you can take out one of these. Loan terms range from one to six months. Their annual percentage rates (APRs) are capped at 28%, while other loans from federal credit unions are capped at 18%. But even at 28%, PALs may be an attractive option compared to loans from private payday lenders , which can carry costs and fees approaching 400% in some states.
You can get a personal loan from many different banks or lenders, such as U.S. Bank, Old National Bank , Teachers Federal Credit Union , NASA Federal, and more. You can check with your financial institution, too. So if you have a NASA Federal account already, you may find that NASA Federal also has personal loans .
Some lenders don't have any income verification processes , which makes it easier for you to get a loan based on other merits, like your credit score or credit history. With Upgrade , for example, if you get approved for a loan and accept the terms, you could receive funds in as little as a day. Keep in mind that online lenders often charge an origination fee and have a higher maximum APR compared to other lending options, such as credit unions.
If you can't get a personal loan because you're unemployed, you might have some other options, including:
Less formally, you might also want to ask friends and family if they'd be willing to lend you some money to cover immediate costs. It's a good idea to still treat this like an actual loan, including getting everything in writing, to ensure that both you and the lender are on the same page. Additionally, make sure you pay back a loan from a friend or family member within the agreed-upon time frame, otherwise you risk damaging your relationship.
Different lenders will have different minimum credit score requirements. In some cases, you can find their requirements online. Otherwise, you may need to inquire before applying.
Depending on your resources, you might qualify for government assistance , whether that's help with bills or paying for food, for example. These are not loans but money you simply don't have to pay back.
Yes, many of the best personal lenders offer fund disbursement as soon as the same day or within a day or two.
Every bank, credit union, and online lender has a different approval process. Online lenders offer the quickest and easiest application process , and in some cases, you can find out whether you qualified almost immediately.
People with the highest credit scores and with a long history of responsible credit use are the ones most likely to be approved for a personal loan. But that doesn't mean you can't get approved for a loan if you don't meet those qualifications, you may just have to work with specific lenders and/or be saddled with a high interest rate.
Taking on additional debt while you're unemployed can be risky and should usually be avoided, if possible. But if you need to take out a personal loan, you may have some options. Take a little time to review your credit profile and compare potential lenders before you apply.
myFICO. " What's in My FICO Scores? "
Consumer Financial Protection Bureau. " What Is a Debt-to-Income Ratio? "
PenFed Credit Union. " FAQs ."
MyCreditUnion.gov. " Payday Loan Alternatives ."
National Credit Union Administration. " Board Extends Loan Interest Rate Ceiling; Approves Annual Performance Plan ."
Consumer Financial Protection Bureau. " What Are the Costs and Fees for a Payday Loan? "
The purpose of the position is to provide academic advisement, recruitment, and retention services to undergraduate aerospace students at the University of North Dakota.
In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the US and to complete the required employment eligibility verification form upon hire. This position does not support visa sponsorship for continued employment.
Submit resume and cover letter by the application deadline.
PLEASE NOTE : For a successful screening, be sure to review all of the position minimum requirements above, and outline how you meet those requirements in your application packet. Additional information may be attached if needed.
Please note, all employment postings close at 11:55pm CST.
Benefits include single or family health care coverage (UND pays the full premium), life insurance, employee assistance program, retirement plans with generous employer contributions, annual & sick leave in addition to 10 paid holidays.
Optional benefits include supplemental life, dental, vision, flexible spending account, supplemental retirement plans.
UND also offers an employee tuition waiver and a variety of professional development opportunities .
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Veterans claiming preference must submit all proof of eligibility by the closing date. Proof of eligibility includes a DD-214 or a copy of NGB 22 from National Guard or Reserve (with a unit located in ND) or certification from the applicant's unit command that the individual is expected to be discharged or released from active duty in the uniformed services under other than dishonorable conditions not later than one hundred twenty days after the date of the submission of the certification. If claiming disabled veteran status, proof of eligibility includes a DD-214 and a current letter of disability dated within the past year.
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Apply now Job no: 532674 Work type: Staff Full-Time Location: Main Campus (Gainesville, FL) Categories: Academic Advising/Support Department: 19010300 - EG-STUDENT SERVICES
Classification Title: | Academic Advisor I |
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Job Description: | |
Expected Salary: | $47,000-$50,000; commensurate with qualifications and experience |
Minimum Requirements: | Master's degree in education, counseling, or academic field related to the college OR Bachelor's degree in similar fields with one year of relevant experience. |
Preferred Qualifications: | |
Special Instructions to Applicants: | In order to be considered for this position, applicants must upload a cover letter and resume with application. Application must be submitted by 11:55 p.m. (ET) of the posting end date. |
Health Assessment Required: | No |
Advertised: 09 Aug 2024 Eastern Daylight Time Applications close: 30 Aug 2024 Eastern Daylight Time
Back to search results Apply now Refer a friend
Position | Department | Location | Closes |
---|---|---|---|
19010300 - EG-STUDENT SERVICES | Main Campus (Gainesville, FL) | ||
This position is in the Herbert Wertheim College of Engineering (HWCOE) and is assigned to the Office of Undergraduate Student Affairs. The primary responsibility of this position is to provide undergraduate advising to first year engineering students as part of a team of other college advisors. The position will involve responsibilities related to the primary advising role, including collaboration with departmental advising faculty and staff; collaboration with staff involved in HWCOE freshman programs and the probation process; active engagement with students and families in Preview; undergraduate recruitment; and program development as it relates to academic advising. |
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By craig and deanne conover - daily herald | aug 10, 2024.
As luxury compact sedans go, the 2024 Genesis G70 turned out to be one that stood out to us in this ever-growing market. It combined a refined appearance, advanced technology, with a really powerful performance. In our opinion, this latest offering from Genesis was making a statement to redefine the expectations for luxury and performance in a small package.
From the moment the 2024 Genesis G70 landed in our driveway for our weekly test drive, it became clear that this was a car destined to make some kind of impression on us. The updated exterior featured a sleek, aggressive look with sharp lines and a distinctive front fascia. The signature Crest grille was flanked by quad LED headlights, giving the sedan a bold yet modern face.
The profile of the G70 was equally striking, with a coupe-like silhouette that emphasized its sporty nature. The 19-inch chrome wheels perfectly accented the sport's white exterior, adding an extra touch of elegance and performance. The rear of the car was equally compelling, with dual exhaust outlets and sleek LED taillights rounding out the package.
Getting inside the Genesis each day was a treat unto itself, as we were greeted by a cabin that exuded luxury and sophistication every time. The interior was a blend of high-quality materials, advanced technology and thoughtful design. The seats, upholstered in rich napa leather, offered both comfort and support, making long drives a pleasure. The front seats were heated and ventilated, ensuring comfort in all weather conditions, even though in June we only used the ventilation feature.
The cabin's layout proved to be very driver-focused, with a well-organized center console and easy-to-reach controls. The Sport Prestige trim added a touch of flair with its sport steering wheel, aluminum pedals and unique interior trim. The panoramic sunroof flooded the interior with natural light, always a welcome addition in any of our test rides.
The G70 was packed with the latest technology to keep us connected and entertained on the road. The centerpiece is a 10.25-inch touch screen infotainment system, featuring crisp graphics and an easy-to-use interface. The system also supported Apple CarPlay and Android Auto, allowing wireless integration of our smartphones.
The G70 also boasted a suite of advanced safety and driver-assistance features. Standard equipment included adaptive cruise control, lane-keeping assist, blind-spot monitoring and a 360-degree camera system. These features not only enhanced our safety but also made everyday driving more convenient and less stressful, especially if a longer drive was necessary.
Under the hood, the 2024 Genesis G70 was powered by a turbocharged 2.5-liter inline-four engine. This power plant produced an impressive 300 horsepower and 311 pound-feet of torque, thus providing plenty of punch for any spirited driving that we wanted to engage in. The engine was paired with an eight-speed automatic transmission that delivered smooth and precise shifts every time.
The all-wheel-drive system ensured excellent traction and stability, regardless of road conditions. We had a chance to really get to know this with a trip up over the Mirror Lake Highway on some of the most curvaceous roads in Utah.
The car's suspension had been finely tuned to strike a balance between comfort and agility. The Sport Prestige trim included an adaptive suspension system, allowing us to tailor the ride and handling to our own preferences.
On the road, the G70 proved to be a joy to drive. The steering was precise and responsive, providing excellent feedback when we were behind the wheel. The car felt planted and composed, even if we added some extra speed to the mix. The turbocharged engine delivered strong acceleration, propelling the G70 from 0 to 60 mph in just over five seconds.
For a car that offered such strong performance, the Genesis was surprisingly efficient. The turbocharged engine and advanced transmission contributed to respectable fuel economy figures. The EPA rates the G70 at 20 mpg in the city and 27 mpg on the highway; we averaged just over 25 mpg on our week out and about.
One of the most compelling aspects of the 2024 Genesis was its value proposition. Priced competitively within the luxury compact sedan segment, with our test ride coming in under $50,000, the G70 offered a level of quality, performance and features that rivals more expensive competitors. When compared to models like the BMW 3 Series, Audi A4 and Mercedes-Benz C-Class, the G70 makes a very compelling value proposition for itself.
The 2024 Genesis G70 in the Sport Prestige trim proved to us to be a testament to how far the Genesis brand has come in a relatively short time. It combined a striking design, over-the-top comfort, awesome technology and breathtaking performance in a very driver-focused package.
For those in the market for a luxury compact sedan that offers great value without compromising on quality or performance, the 2024 Genesis G70 deserves a close look. It's a car that not only meets the high expectations of the luxury segment but also sets a higher bar for what a compact luxury sedan can be. If just a driving enthusiast or simply looking for a stylish and capable daily driver, the G70 Sport Prestige is sure to impress.
Base price: $43,600
Destination charge: $1,250
Price as driven: $49,050
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Personal Statements for Academic Jobs. Posted in: Advice, Applications, For PhDs. applications, PhD, Research Staff. I first published this post in 2015, but I've given it a little refresh for 2020, based on my experience of having read many personal statements for academic jobs, and heard academic recruiters talking about what helps to make a ...
Academic Vs CV Personal Statement 7 Steps to Write an Academic Personal Statement #1. Read the Brief (Carefully!) #2. Research the Program #3. Plan Your Statement #4. Look at Example Statements #5. Structure the Contents #6. Pay Attention to the Language #7.
1. Before you start. The academic work is the most important reason why we're here, but that also translates into work experiences, internships, volunteering. I think a big part of the personal statement is crafting that narrative of academic self that fits alongside your professional experiences, to give that greater picture of who you are ...
Example #8 - The Builder & Problem Solver. Example #10 - The Little Porch and a Dog (With Spanish Translation) Example #10 - Life As an Undocumented Student. Example #11 - Umbra. Example #12 - Angry brown girl, feminist, singer, meme lover. Personal Statement Example #1. The Tally on My Uniform.
Sample Personal Statement for Graduate School 3. PDF of Sample Graduate School Personal Statement 3 - Public Health. This is my successful personal statement for Columbia's Master's program in Public Health. We'll do a deep dive on this statement paragraph-by-paragraph in the next section, but I'll highlight a couple of things that ...
A personal statement is a short essay of around 500-1,000 words, in which you tell a compelling story about who you are, what drives you, and why you're applying. To write a successful personal statement for a graduate school application, don't just summarize your experience; instead, craft a focused narrative in your own voice. Aim to ...
Employers and universities use personal statements to learn about a candidate's academic qualifications, interests, motivations and other important factors. Professional statements, if written correctly, can be a deciding factor for a job or educational program. Related: How To Start a Personal Statement 12 personal statement examples
The personal statement, an integral component of most graduate or professional school applications, gives you an opportunity to tell your story to the admissions committee. A well-written, reflective personal statement can greatly enhance an application. It will not only demonstrate your writing skills but also explain why you are a qualified ...
In a great personal statement, we should be able to get a sense of what fulfills, motivates, or excites the author. These can be things like humor, beauty, community, and autonomy, just to name a few. So when you read back through your essay, you should be able to detect at least 4-5 different values throughout.
Essentially, a personal statement equalizes the playing field by giving you full rein to explain yourself and emphasize your success over any struggles you've had. How to Write a Personal Statement for Grad School: 9-Step Guide. The personal statement is a fiercely important part of your grad school application.
1. The general, comprehensive personal statement: This allows you maximum freedom in terms of what you write and is the type of statement often prepared for standard medical or law school application forms. 2. The response to very specific questions: Often, business and graduate school applications ask specific questions, and your statement ...
Statement #1. My interest in science dates back to my years in high school, where I excelled in physics, chemistry, and math. When I was a senior, I took a first-year calculus course at a local college (such an advanced-level class was not available in high school) and earned an A. It seemed only logical that I pursue a career in electrical ...
In general, your job through your personal statement is to show, don't tell the committee about your journey. If you choose to retell specific anecdotes from your life, focus on one or two relavant, formative experiences—academic, professional, extracurricular—that are emblematic of your development. The essay is where you should showcase ...
Here are some examples of personal and professional statements: 1. Personal statement for a postgraduate programme. Joan David Personal statement for master's programme in Public Policy and Administration London School of Policy 'I held my first textbook when I was a 23-year-old undergraduate.
Include information that describes more about you than the details in your transcript. 5. Identify your plans for the future. Part of your personal statement can include future goals and ambitions. Explain what can happen if you gain acceptance to the university of your choice or you receive the job you want.
Also read: How to Format a College Essay: Format Template & Tips. 1. Personal anecdotes. Adding a touch of character to your personal statement can give the admissions committee insight into your personality beyond your transcripts. By including specific experiences and anecdotes, you can make your personal statement more engaging and ...
The Free Guide to Writing the Personal Statement. Kick things off with the two greatest brainstorming exercises ever, learn about options for structuring a personal statement + example outlines, check out some amazing example personal statements, and get on your way to writing your own killer personal statement for university applications.
Tips for Writing a Personal Statement for College. 1. Approach this as a creative writing assignment. Personal statements are difficult for many students because they've never had to do this type of writing. High schoolers are used to writing academic reports or analytical papers, but not creative storytelling pieces.
A research statement is a one to three page document that may be required to apply for an . academic job or (less frequently) graduate school. The purpose of a research statement is to describe the trajectory of your research to a selection/search committee. A research statement allows you to • show that you can take on independent research •
111-H Kern Building 814-865-8021 [email protected]. CVS, PERSONAL STATEMENTS,AND RESEARCH STATEMENTS. Overview. This workshop will teach strategies for creating a professionally written—yet unique—set of documents that will appeal to admissions, fellowship, or hiring committees. We will focus on genre conventions and organization.
At their most basic level, academic cover letters accomplish three things: one, they express your interest in the job; two, they provide a brief synopsis of your research and teaching; and three, they summarize your past experiences and achievements to illustrate your competence for the job. For early-career scholars, cover letters are ...
A recent CV, or a list of your experience and achievements, can help you decide which activities to include. The key is to be selective. Make sure any examples are relevant to the course and university you're applying to, rather than a long list of everything you've done. Try to only write about what you've done recently, or are doing now.
If you want to secure job interview, you need a strong personal statement at the top of your CV. Your CV personal statement is a short paragraph which sits at the very top of your CV - and it's aim is to summarise the benefits of hiring you and encourage employers to read your CV in full. In this guide I have included 17 CV personal ...
Verbal, physical and written communication skills. Decision-making and accountability strengths and experience. Understanding and application of appropriate technology. Ability to balance work and personal time to maintain wellbeing. Appropriate use of social media and an understanding of reputational loss.
As a law school admissions coach, I often see personal statements that are sincere and expressive but still fail to achieve this purpose. Putting work into coming up with the best ideas for the ...
Dori Zinn is a personal finance journalist with more than a decade helping people understand money. Her work has appeared in Wirecutter, CNET, Credit Karma, Huffington Post, and more.
Pay Grade/Pay Range: Minimum: $48,600 - Midpoint: $60,800 (Salaried E7) Department/Organization: 600102 - Academics Normal Work Schedule: Varies Job Summary: The Learning Specialist I designs and implements individualized education plans for student-athletes who have learning or academic challenges. Acts as Bill Battle Academic Center (BBAC) liaison regarding the learning needs and academic ...
Salary/Position Classification $44,000 Annual, Exempt 40 hours per week 100% Remote Work Availability: No Hybrid Work Availability: No Purpose of Position The purpose of the position is to provide academic advisement, recruitment, and retention services to undergraduate aerospace students at the University of North Dakota. Duties & Responsibilities General Aerospace Advising: Provide ...
Classification Title: Academic Advisor I. Job Description: Engagement of First Year Engineering Students through Proactive Advising: Assists in the development of programs to enhance the success and retention of admitted engineering students; responsible for advisement/counseling of first year engineering students; first and foremost, the advisor is concerned for the individual student and her ...
The G70 also boasted a suite of advanced safety and driver-assistance features. Standard equipment included adaptive cruise control, lane-keeping assist, blind-spot monitoring and a 360-degree ...