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August 16, 2021

Is it time to get rid of homework? Mental health experts weigh in

by Sara M Moniuszko

It's no secret that kids hate homework. And as students grapple with an ongoing pandemic that has had a wide-range of mental health impacts, is it time schools start listening to their pleas over workloads?

Some teachers are turning to social media to take a stand against homework .

Tiktok user @misguided.teacher says he doesn't assign it because the "whole premise of homework is flawed."

For starters, he says he can't grade work on "even playing fields" when students' home environments can be vastly different.

"Even students who go home to a peaceful house, do they really want to spend their time on busy work? Because typically that's what a lot of homework is, it's busy work," he says in the video that has garnered 1.6 million likes. "You only get one year to be 7, you only got one year to be 10, you only get one year to be 16, 18."

Mental health experts agree heavy work loads have the potential do more harm than good for students, especially when taking into account the impacts of the pandemic. But they also say the answer may not be to eliminate homework altogether.

Emmy Kang, mental health counselor at Humantold, says studies have shown heavy workloads can be "detrimental" for students and cause a "big impact on their mental, physical and emotional health."

"More than half of students say that homework is their primary source of stress, and we know what stress can do on our bodies," she says, adding that staying up late to finish assignments also leads to disrupted sleep and exhaustion.

Cynthia Catchings, a licensed clinical social worker and therapist at Talkspace, says heavy workloads can also cause serious mental health problems in the long run, like anxiety and depression.

And for all the distress homework causes, it's not as useful as many may think, says Dr. Nicholas Kardaras, a psychologist and CEO of Omega Recovery treatment center.

"The research shows that there's really limited benefit of homework for elementary age students, that really the school work should be contained in the classroom," he says.

For older students, Kang says homework benefits plateau at about two hours per night.

"Most students, especially at these high-achieving schools, they're doing a minimum of three hours, and it's taking away time from their friends from their families, their extracurricular activities. And these are all very important things for a person's mental and emotional health."

Catchings, who also taught third to 12th graders for 12 years, says she's seen the positive effects of a no homework policy while working with students abroad.

"Not having homework was something that I always admired from the French students (and) the French schools, because that was helping the students to really have the time off and really disconnect from school ," she says.

The answer may not be to eliminate homework completely, but to be more mindful of the type of work students go home with, suggests Kang, who was a high-school teacher for 10 years.

"I don't think (we) should scrap homework, I think we should scrap meaningless, purposeless busy work-type homework. That's something that needs to be scrapped entirely," she says, encouraging teachers to be thoughtful and consider the amount of time it would take for students to complete assignments.

The pandemic made the conversation around homework more crucial

Mindfulness surrounding homework is especially important in the context of the last two years. Many students will be struggling with mental health issues that were brought on or worsened by the pandemic, making heavy workloads even harder to balance.

"COVID was just a disaster in terms of the lack of structure. Everything just deteriorated," Kardaras says, pointing to an increase in cognitive issues and decrease in attention spans among students. "School acts as an anchor for a lot of children, as a stabilizing force, and that disappeared."

But even if students transition back to the structure of in-person classes, Kardaras suspects students may still struggle after two school years of shifted schedules and disrupted sleeping habits.

"We've seen adults struggling to go back to in-person work environments from remote work environments. That effect is amplified with children because children have less resources to be able to cope with those transitions than adults do," he explains.

'Get organized' ahead of back-to-school

In order to make the transition back to in-person school easier, Kang encourages students to "get good sleep, exercise regularly (and) eat a healthy diet."

To help manage workloads, she suggests students "get organized."

"There's so much mental clutter up there when you're disorganized... sitting down and planning out their study schedules can really help manage their time," she says.

Breaking assignments up can also make things easier to tackle.

"I know that heavy workloads can be stressful, but if you sit down and you break down that studying into smaller chunks, they're much more manageable."

If workloads are still too much, Kang encourages students to advocate for themselves.

"They should tell their teachers when a homework assignment just took too much time or if it was too difficult for them to do on their own," she says. "It's good to speak up and ask those questions. Respectfully, of course, because these are your teachers. But still, I think sometimes teachers themselves need this feedback from their students."

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Is homework a necessary evil?

After decades of debate, researchers are still sorting out the truth about homework’s pros and cons. One point they can agree on: Quality assignments matter.

By Kirsten Weir

March 2016, Vol 47, No. 3

Print version: page 36

• Schools and Classrooms

Homework battles have raged for decades. For as long as kids have been whining about doing their homework, parents and education reformers have complained that homework's benefits are dubious. Meanwhile many teachers argue that take-home lessons are key to helping students learn. Now, as schools are shifting to the new (and hotly debated) Common Core curriculum standards, educators, administrators and researchers are turning a fresh eye toward the question of homework's value.

But when it comes to deciphering the research literature on the subject, homework is anything but an open book.

The 10-minute rule

In many ways, homework seems like common sense. Spend more time practicing multiplication or studying Spanish vocabulary and you should get better at math or Spanish. But it may not be that simple.

Homework can indeed produce academic benefits, such as increased understanding and retention of the material, says Duke University social psychologist Harris Cooper, PhD, one of the nation's leading homework researchers. But not all students benefit. In a review of studies published from 1987 to 2003, Cooper and his colleagues found that homework was linked to better test scores in high school and, to a lesser degree, in middle school. Yet they found only faint evidence that homework provided academic benefit in elementary school ( Review of Educational Research , 2006).

Then again, test scores aren't everything. Homework proponents also cite the nonacademic advantages it might confer, such as the development of personal responsibility, good study habits and time-management skills. But as to hard evidence of those benefits, "the jury is still out," says Mollie Galloway, PhD, associate professor of educational leadership at Lewis & Clark College in Portland, Oregon. "I think there's a focus on assigning homework because [teachers] think it has these positive outcomes for study skills and habits. But we don't know for sure that's the case."

Even when homework is helpful, there can be too much of a good thing. "There is a limit to how much kids can benefit from home study," Cooper says. He agrees with an oft-cited rule of thumb that students should do no more than 10 minutes a night per grade level — from about 10 minutes in first grade up to a maximum of about two hours in high school. Both the National Education Association and National Parent Teacher Association support that limit.

Beyond that point, kids don't absorb much useful information, Cooper says. In fact, too much homework can do more harm than good. Researchers have cited drawbacks, including boredom and burnout toward academic material, less time for family and extracurricular activities, lack of sleep and increased stress.

In a recent study of Spanish students, Rubén Fernández-Alonso, PhD, and colleagues found that students who were regularly assigned math and science homework scored higher on standardized tests. But when kids reported having more than 90 to 100 minutes of homework per day, scores declined ( Journal of Educational Psychology , 2015).

"At all grade levels, doing other things after school can have positive effects," Cooper says. "To the extent that homework denies access to other leisure and community activities, it's not serving the child's best interest."

Children of all ages need down time in order to thrive, says Denise Pope, PhD, a professor of education at Stanford University and a co-founder of Challenge Success, a program that partners with secondary schools to implement policies that improve students' academic engagement and well-being.

"Little kids and big kids need unstructured time for play each day," she says. Certainly, time for physical activity is important for kids' health and well-being. But even time spent on social media can help give busy kids' brains a break, she says.

All over the map

But are teachers sticking to the 10-minute rule? Studies attempting to quantify time spent on homework are all over the map, in part because of wide variations in methodology, Pope says.

A 2014 report by the Brookings Institution examined the question of homework, comparing data from a variety of sources. That report cited findings from a 2012 survey of first-year college students in which 38.4 percent reported spending six hours or more per week on homework during their last year of high school. That was down from 49.5 percent in 1986 ( The Brown Center Report on American Education , 2014).

The Brookings report also explored survey data from the National Assessment of Educational Progress, which asked 9-, 13- and 17-year-old students how much homework they'd done the previous night. They found that between 1984 and 2012, there was a slight increase in homework for 9-year-olds, but homework amounts for 13- and 17-year-olds stayed roughly the same, or even decreased slightly.

Yet other evidence suggests that some kids might be taking home much more work than they can handle. Robert Pressman, PhD, and colleagues recently investigated the 10-minute rule among more than 1,100 students, and found that elementary-school kids were receiving up to three times as much homework as recommended. As homework load increased, so did family stress, the researchers found ( American Journal of Family Therapy , 2015).

Many high school students also seem to be exceeding the recommended amounts of homework. Pope and Galloway recently surveyed more than 4,300 students from 10 high-achieving high schools. Students reported bringing home an average of just over three hours of homework nightly ( Journal of Experiential Education , 2013).

On the positive side, students who spent more time on homework in that study did report being more behaviorally engaged in school — for instance, giving more effort and paying more attention in class, Galloway says. But they were not more invested in the homework itself. They also reported greater academic stress and less time to balance family, friends and extracurricular activities. They experienced more physical health problems as well, such as headaches, stomach troubles and sleep deprivation. "Three hours per night is too much," Galloway says.

In the high-achieving schools Pope and Galloway studied, more than 90 percent of the students go on to college. There's often intense pressure to succeed academically, from both parents and peers. On top of that, kids in these communities are often overloaded with extracurricular activities, including sports and clubs. "They're very busy," Pope says. "Some kids have up to 40 hours a week — a full-time job's worth — of extracurricular activities." And homework is yet one more commitment on top of all the others.

"Homework has perennially acted as a source of stress for students, so that piece of it is not new," Galloway says. "But especially in upper-middle-class communities, where the focus is on getting ahead, I think the pressure on students has been ratcheted up."

Yet homework can be a problem at the other end of the socioeconomic spectrum as well. Kids from wealthier homes are more likely to have resources such as computers, Internet connections, dedicated areas to do schoolwork and parents who tend to be more educated and more available to help them with tricky assignments. Kids from disadvantaged homes are more likely to work at afterschool jobs, or to be home without supervision in the evenings while their parents work multiple jobs, says Lea Theodore, PhD, a professor of school psychology at the College of William and Mary in Williamsburg, Virginia. They are less likely to have computers or a quiet place to do homework in peace.

"Homework can highlight those inequities," she says.

Quantity vs. quality

One point researchers agree on is that for all students, homework quality matters. But too many kids are feeling a lack of engagement with their take-home assignments, many experts say. In Pope and Galloway's research, only 20 percent to 30 percent of students said they felt their homework was useful or meaningful.

"Students are assigned a lot of busywork. They're naming it as a primary stressor, but they don't feel it's supporting their learning," Galloway says.

"Homework that's busywork is not good for anyone," Cooper agrees. Still, he says, different subjects call for different kinds of assignments. "Things like vocabulary and spelling are learned through practice. Other kinds of courses require more integration of material and drawing on different skills."

But critics say those skills can be developed with many fewer hours of homework each week. Why assign 50 math problems, Pope asks, when 10 would be just as constructive? One Advanced Placement biology teacher she worked with through Challenge Success experimented with cutting his homework assignments by a third, and then by half. "Test scores didn't go down," she says. "You can have a rigorous course and not have a crazy homework load."

Still, changing the culture of homework won't be easy. Teachers-to-be get little instruction in homework during their training, Pope says. And despite some vocal parents arguing that kids bring home too much homework, many others get nervous if they think their child doesn't have enough. "Teachers feel pressured to give homework because parents expect it to come home," says Galloway. "When it doesn't, there's this idea that the school might not be doing its job."

Galloway argues teachers and school administrators need to set clear goals when it comes to homework — and parents and students should be in on the discussion, too. "It should be a broader conversation within the community, asking what's the purpose of homework? Why are we giving it? Who is it serving? Who is it not serving?"

Until schools and communities agree to take a hard look at those questions, those backpacks full of take-home assignments will probably keep stirring up more feelings than facts.

Further reading

• Cooper, H., Robinson, J. C., & Patall, E. A. (2006). Does homework improve academic achievement? A synthesis of research, 1987-2003. Review of Educational Research, 76 (1), 1–62. doi: 10.3102/00346543076001001
• Galloway, M., Connor, J., & Pope, D. (2013). Nonacademic effects of homework in privileged, high-performing high schools. The Journal of Experimental Education, 81 (4), 490–510. doi: 10.1080/00220973.2012.745469
• Pope, D., Brown, M., & Miles, S. (2015). Overloaded and underprepared: Strategies for stronger schools and healthy, successful kids . San Francisco, CA: Jossey-Bass.

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Education scholar Denise Pope has found that too much homework has negative effects on student well-being and behavioral engagement. (Image credit: L.A. Cicero)

A Stanford researcher found that too much homework can negatively affect kids, especially their lives away from school, where family, friends and activities matter.

“Our findings on the effects of homework challenge the traditional assumption that homework is inherently good,” wrote Denise Pope , a senior lecturer at the Stanford Graduate School of Education and a co-author of a study published in the Journal of Experimental Education .

The researchers used survey data to examine perceptions about homework, student well-being and behavioral engagement in a sample of 4,317 students from 10 high-performing high schools in upper-middle-class California communities. Along with the survey data, Pope and her colleagues used open-ended answers to explore the students’ views on homework.

Median household income exceeded $90,000 in these communities, and 93 percent of the students went on to college, either two-year or four-year.

Students in these schools average about 3.1 hours of homework each night.

“The findings address how current homework practices in privileged, high-performing schools sustain students’ advantage in competitive climates yet hinder learning, full engagement and well-being,” Pope wrote.

Pope and her colleagues found that too much homework can diminish its effectiveness and even be counterproductive. They cite prior research indicating that homework benefits plateau at about two hours per night, and that 90 minutes to two and a half hours is optimal for high school.

Their study found that too much homework is associated with:

* Greater stress: 56 percent of the students considered homework a primary source of stress, according to the survey data. Forty-three percent viewed tests as a primary stressor, while 33 percent put the pressure to get good grades in that category. Less than 1 percent of the students said homework was not a stressor.

* Reductions in health: In their open-ended answers, many students said their homework load led to sleep deprivation and other health problems. The researchers asked students whether they experienced health issues such as headaches, exhaustion, sleep deprivation, weight loss and stomach problems.

* Less time for friends, family and extracurricular pursuits: Both the survey data and student responses indicate that spending too much time on homework meant that students were “not meeting their developmental needs or cultivating other critical life skills,” according to the researchers. Students were more likely to drop activities, not see friends or family, and not pursue hobbies they enjoy.

A balancing act

The results offer empirical evidence that many students struggle to find balance between homework, extracurricular activities and social time, the researchers said. Many students felt forced or obligated to choose homework over developing other talents or skills.

Also, there was no relationship between the time spent on homework and how much the student enjoyed it. The research quoted students as saying they often do homework they see as “pointless” or “mindless” in order to keep their grades up.

“This kind of busy work, by its very nature, discourages learning and instead promotes doing homework simply to get points,” Pope said.

She said the research calls into question the value of assigning large amounts of homework in high-performing schools. Homework should not be simply assigned as a routine practice, she said.

“Rather, any homework assigned should have a purpose and benefit, and it should be designed to cultivate learning and development,” wrote Pope.

High-performing paradox

In places where students attend high-performing schools, too much homework can reduce their time to foster skills in the area of personal responsibility, the researchers concluded. “Young people are spending more time alone,” they wrote, “which means less time for family and fewer opportunities to engage in their communities.”

Student perspectives

The researchers say that while their open-ended or “self-reporting” methodology to gauge student concerns about homework may have limitations – some might regard it as an opportunity for “typical adolescent complaining” – it was important to learn firsthand what the students believe.

The paper was co-authored by Mollie Galloway from Lewis and Clark College and Jerusha Conner from Villanova University.

Media Contacts

Denise Pope, Stanford Graduate School of Education: (650) 725-7412, [email protected] Clifton B. Parker, Stanford News Service: (650) 725-0224, [email protected]

Does Homework Really Help Students Learn?

A conversation with a Wheelock researcher, a BU student, and a fourth-grade teacher

“Quality homework is engaging and relevant to kids’ lives,” says Wheelock’s Janine Bempechat. “It gives them autonomy and engages them in the community and with their families. In some subjects, like math, worksheets can be very helpful. It has to do with the value of practicing over and over.” Photo by iStock/Glenn Cook Photography

Do your homework.

If only it were that simple.

Educators have debated the merits of homework since the late 19th century. In recent years, amid concerns of some parents and teachers that children are being stressed out by too much homework, things have only gotten more fraught.

“Homework is complicated,” says developmental psychologist Janine Bempechat, a Wheelock College of Education & Human Development clinical professor. The author of the essay “ The Case for (Quality) Homework—Why It Improves Learning and How Parents Can Help ” in the winter 2019 issue of Education Next , Bempechat has studied how the debate about homework is influencing teacher preparation, parent and student beliefs about learning, and school policies.

She worries especially about socioeconomically disadvantaged students from low-performing schools who, according to research by Bempechat and others, get little or no homework.

BU Today  sat down with Bempechat and Erin Bruce (Wheelock’17,’18), a new fourth-grade teacher at a suburban Boston school, and future teacher freshman Emma Ardizzone (Wheelock) to talk about what quality homework looks like, how it can help children learn, and how schools can equip teachers to design it, evaluate it, and facilitate parents’ role in it.

BU Today: Parents and educators who are against homework in elementary school say there is no research definitively linking it to academic performance for kids in the early grades. You’ve said that they’re missing the point.

Bempechat : I think teachers assign homework in elementary school as a way to help kids develop skills they’ll need when they’re older—to begin to instill a sense of responsibility and to learn planning and organizational skills. That’s what I think is the greatest value of homework—in cultivating beliefs about learning and skills associated with academic success. If we greatly reduce or eliminate homework in elementary school, we deprive kids and parents of opportunities to instill these important learning habits and skills.

We do know that beginning in late middle school, and continuing through high school, there is a strong and positive correlation between homework completion and academic success.

That’s what I think is the greatest value of homework—in cultivating beliefs about learning and skills associated with academic success.

You talk about the importance of quality homework. What is that?

Quality homework is engaging and relevant to kids’ lives. It gives them autonomy and engages them in the community and with their families. In some subjects, like math, worksheets can be very helpful. It has to do with the value of practicing over and over.

What are your concerns about homework and low-income children?

The argument that some people make—that homework “punishes the poor” because lower-income parents may not be as well-equipped as affluent parents to help their children with homework—is very troubling to me. There are no parents who don’t care about their children’s learning. Parents don’t actually have to help with homework completion in order for kids to do well. They can help in other ways—by helping children organize a study space, providing snacks, being there as a support, helping children work in groups with siblings or friends.

Isn’t the discussion about getting rid of homework happening mostly in affluent communities?

Yes, and the stories we hear of kids being stressed out from too much homework—four or five hours of homework a night—are real. That’s problematic for physical and mental health and overall well-being. But the research shows that higher-income students get a lot more homework than lower-income kids.

Teachers may not have as high expectations for lower-income children. Schools should bear responsibility for providing supports for kids to be able to get their homework done—after-school clubs, community support, peer group support. It does kids a disservice when our expectations are lower for them.

The conversation around homework is to some extent a social class and social justice issue. If we eliminate homework for all children because affluent children have too much, we’re really doing a disservice to low-income children. They need the challenge, and every student can rise to the challenge with enough supports in place.

What did you learn by studying how education schools are preparing future teachers to handle homework?

My colleague, Margarita Jimenez-Silva, at the University of California, Davis, School of Education, and I interviewed faculty members at education schools, as well as supervising teachers, to find out how students are being prepared. And it seemed that they weren’t. There didn’t seem to be any readings on the research, or conversations on what high-quality homework is and how to design it.

Erin, what kind of training did you get in handling homework?

Bruce : I had phenomenal professors at Wheelock, but homework just didn’t come up. I did lots of student teaching. I’ve been in classrooms where the teachers didn’t assign any homework, and I’ve been in rooms where they assigned hours of homework a night. But I never even considered homework as something that was my decision. I just thought it was something I’d pull out of a book and it’d be done.

I started giving homework on the first night of school this year. My first assignment was to go home and draw a picture of the room where you do your homework. I want to know if it’s at a table and if there are chairs around it and if mom’s cooking dinner while you’re doing homework.

The second night I asked them to talk to a grown-up about how are you going to be able to get your homework done during the week. The kids really enjoyed it. There’s a running joke that I’m teaching life skills.

Friday nights, I read all my kids’ responses to me on their homework from the week and it’s wonderful. They pour their hearts out. It’s like we’re having a conversation on my couch Friday night.

It matters to know that the teacher cares about you and that what you think matters to the teacher. Homework is a vehicle to connect home and school…for parents to know teachers are welcoming to them and their families.

Bempechat : I can’t imagine that most new teachers would have the intuition Erin had in designing homework the way she did.

Ardizzone : Conversations with kids about homework, feeling you’re being listened to—that’s such a big part of wanting to do homework….I grew up in Westchester County. It was a pretty demanding school district. My junior year English teacher—I loved her—she would give us feedback, have meetings with all of us. She’d say, “If you have any questions, if you have anything you want to talk about, you can talk to me, here are my office hours.” It felt like she actually cared.

Bempechat : It matters to know that the teacher cares about you and that what you think matters to the teacher. Homework is a vehicle to connect home and school…for parents to know teachers are welcoming to them and their families.

Ardizzone : But can’t it lead to parents being overbearing and too involved in their children’s lives as students?

Bempechat : There’s good help and there’s bad help. The bad help is what you’re describing—when parents hover inappropriately, when they micromanage, when they see their children confused and struggling and tell them what to do.

Good help is when parents recognize there’s a struggle going on and instead ask informative questions: “Where do you think you went wrong?” They give hints, or pointers, rather than saying, “You missed this,” or “You didn’t read that.”

Bruce : I hope something comes of this. I hope BU or Wheelock can think of some way to make this a more pressing issue. As a first-year teacher, it was not something I even thought about on the first day of school—until a kid raised his hand and said, “Do we have homework?” It would have been wonderful if I’d had a plan from day one.

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Senior Contributing Editor

Sara Rimer A journalist for more than three decades, Sara Rimer worked at the Miami Herald , Washington Post and, for 26 years, the New York Times , where she was the New England bureau chief, and a national reporter covering education, aging, immigration, and other social justice issues. Her stories on the death penalty’s inequities were nominated for a Pulitzer Prize and cited in the U.S. Supreme Court’s decision outlawing the execution of people with intellectual disabilities. Her journalism honors include Columbia University’s Meyer Berger award for in-depth human interest reporting. She holds a BA degree in American Studies from the University of Michigan. Profile

She can be reached at [email protected] .

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Boston University moderates comments to facilitate an informed, substantive, civil conversation. Abusive, profane, self-promotional, misleading, incoherent or off-topic comments will be rejected. Moderators are staffed during regular business hours (EST) and can only accept comments written in English. Statistics or facts must include a citation or a link to the citation.

There are 81 comments on Does Homework Really Help Students Learn?

Insightful! The values about homework in elementary schools are well aligned with my intuition as a parent.

when i finish my work i do my homework and i sometimes forget what to do because i did not get enough sleep

same omg it does not help me it is stressful and if I have it in more than one class I hate it.

Same I think my parent wants to help me but, she doesn’t care if I get bad grades so I just try my best and my grades are great.

I think that last question about Good help from parents is not know to all parents, we do as our parents did or how we best think it can be done, so maybe coaching parents or giving them resources on how to help with homework would be very beneficial for the parent on how to help and for the teacher to have consistency and improve homework results, and of course for the child. I do see how homework helps reaffirm the knowledge obtained in the classroom, I also have the ability to see progress and it is a time I share with my kids

The answer to the headline question is a no-brainer – a more pressing problem is why there is a difference in how students from different cultures succeed. Perfect example is the student population at BU – why is there a majority population of Asian students and only about 3% black students at BU? In fact at some universities there are law suits by Asians to stop discrimination and quotas against admitting Asian students because the real truth is that as a group they are demonstrating better qualifications for admittance, while at the same time there are quotas and reduced requirements for black students to boost their portion of the student population because as a group they do more poorly in meeting admissions standards – and it is not about the Benjamins. The real problem is that in our PC society no one has the gazuntas to explore this issue as it may reveal that all people are not created equal after all. Or is it just environmental cultural differences??????

I get you have a concern about the issue but that is not even what the point of this article is about. If you have an issue please take this to the site we have and only post your opinion about the actual topic

This is not at all what the article is talking about.

This literally has nothing to do with the article brought up. You should really take your opinions somewhere else before you speak about something that doesn’t make sense.

we have the same name

so they have the same name what of it?

lol you tell her

totally agree

What does that have to do with homework, that is not what the article talks about AT ALL.

Yes, I think homework plays an important role in the development of student life. Through homework, students have to face challenges on a daily basis and they try to solve them quickly.I am an intense online tutor at 24x7homeworkhelp and I give homework to my students at that level in which they handle it easily.

More than two-thirds of students said they used alcohol and drugs, primarily marijuana, to cope with stress.

You know what’s funny? I got this assignment to write an argument for homework about homework and this article was really helpful and understandable, and I also agree with this article’s point of view.

I also got the same task as you! I was looking for some good resources and I found this! I really found this article useful and easy to understand, just like you! ^^

i think that homework is the best thing that a child can have on the school because it help them with their thinking and memory.

I am a child myself and i think homework is a terrific pass time because i can’t play video games during the week. It also helps me set goals.

Homework is not harmful ,but it will if there is too much

I feel like, from a minors point of view that we shouldn’t get homework. Not only is the homework stressful, but it takes us away from relaxing and being social. For example, me and my friends was supposed to hang at the mall last week but we had to postpone it since we all had some sort of work to do. Our minds shouldn’t be focused on finishing an assignment that in realty, doesn’t matter. I completely understand that we should have homework. I have to write a paper on the unimportance of homework so thanks.

homework isn’t that bad

Are you a student? if not then i don’t really think you know how much and how severe todays homework really is

i am a student and i do not enjoy homework because i practice my sport 4 out of the five days we have school for 4 hours and that’s not even counting the commute time or the fact i still have to shower and eat dinner when i get home. its draining!

i totally agree with you. these people are such boomers

why just why

they do make a really good point, i think that there should be a limit though. hours and hours of homework can be really stressful, and the extra work isn’t making a difference to our learning, but i do believe homework should be optional and extra credit. that would make it for students to not have the leaning stress of a assignment and if you have a low grade you you can catch up.

Studies show that homework improves student achievement in terms of improved grades, test results, and the likelihood to attend college. Research published in the High School Journal indicates that students who spent between 31 and 90 minutes each day on homework “scored about 40 points higher on the SAT-Mathematics subtest than their peers, who reported spending no time on homework each day, on average.” On both standardized tests and grades, students in classes that were assigned homework outperformed 69% of students who didn’t have homework. A majority of studies on homework’s impact – 64% in one meta-study and 72% in another – showed that take home assignments were effective at improving academic achievement. Research by the Institute for the Study of Labor (IZA) concluded that increased homework led to better GPAs and higher probability of college attendance for high school boys. In fact, boys who attended college did more than three hours of additional homework per week in high school.

So how are your measuring student achievement? That’s the real question. The argument that doing homework is simply a tool for teaching responsibility isn’t enough for me. We can teach responsibility in a number of ways. Also the poor argument that parents don’t need to help with homework, and that students can do it on their own, is wishful thinking at best. It completely ignores neurodiverse students. Students in poverty aren’t magically going to find a space to do homework, a friend’s or siblings to help them do it, and snacks to eat. I feel like the author of this piece has never set foot in a classroom of students.

THIS. This article is pathetic coming from a university. So intellectually dishonest, refusing to address the havoc of capitalism and poverty plays on academic success in life. How can they in one sentence use poor kids in an argument and never once address that poor children have access to damn near 0 of the resources affluent kids have? Draw me a picture and let’s talk about feelings lmao what a joke is that gonna put food in their belly so they can have the calories to burn in order to use their brain to study? What about quiet their 7 other siblings that they share a single bedroom with for hours? Is it gonna force the single mom to magically be at home and at work at the same time to cook food while you study and be there to throw an encouraging word?

Also the “parents don’t need to be a parent and be able to guide their kid at all academically they just need to exist in the next room” is wild. Its one thing if a parent straight up is not equipped but to say kids can just figured it out is…. wow coming from an educator What’s next the teacher doesn’t need to teach cause the kid can just follow the packet and figure it out?

Well then get a tutor right? Oh wait you are poor only affluent kids can afford a tutor for their hours of homework a day were they on average have none of the worries a poor child does. Does this address that poor children are more likely to also suffer abuse and mental illness? Like mentioned what about kids that can’t learn or comprehend the forced standardized way? Just let em fail? These children regularly are not in “special education”(some of those are a joke in their own and full of neglect and abuse) programs cause most aren’t even acknowledged as having disabilities or disorders.

But yes all and all those pesky poor kids just aren’t being worked hard enough lol pretty sure poor children’s existence just in childhood is more work, stress, and responsibility alone than an affluent child’s entire life cycle. Love they never once talked about the quality of education in the classroom being so bad between the poor and affluent it can qualify as segregation, just basically blamed poor people for being lazy, good job capitalism for failing us once again!

why the hell?

you should feel bad for saying this, this article can be helpful for people who has to write a essay about it

This is more of a political rant than it is about homework

I know a teacher who has told his students their homework is to find something they are interested in, pursue it and then come share what they learn. The student responses are quite compelling. One girl taught herself German so she could talk to her grandfather. One boy did a research project on Nelson Mandela because the teacher had mentioned him in class. Another boy, a both on the autism spectrum, fixed his family’s computer. The list goes on. This is fourth grade. I think students are highly motivated to learn, when we step aside and encourage them.

The whole point of homework is to give the students a chance to use the material that they have been presented with in class. If they never have the opportunity to use that information, and discover that it is actually useful, it will be in one ear and out the other. As a science teacher, it is critical that the students are challenged to use the material they have been presented with, which gives them the opportunity to actually think about it rather than regurgitate “facts”. Well designed homework forces the student to think conceptually, as opposed to regurgitation, which is never a pretty sight

Wonderful discussion. and yes, homework helps in learning and building skills in students.

not true it just causes kids to stress

Homework can be both beneficial and unuseful, if you will. There are students who are gifted in all subjects in school and ones with disabilities. Why should the students who are gifted get the lucky break, whereas the people who have disabilities suffer? The people who were born with this “gift” go through school with ease whereas people with disabilities struggle with the work given to them. I speak from experience because I am one of those students: the ones with disabilities. Homework doesn’t benefit “us”, it only tears us down and put us in an abyss of confusion and stress and hopelessness because we can’t learn as fast as others. Or we can’t handle the amount of work given whereas the gifted students go through it with ease. It just brings us down and makes us feel lost; because no mater what, it feels like we are destined to fail. It feels like we weren’t “cut out” for success.

homework does help

here is the thing though, if a child is shoved in the face with a whole ton of homework that isn’t really even considered homework it is assignments, it’s not helpful. the teacher should make homework more of a fun learning experience rather than something that is dreaded

This article was wonderful, I am going to ask my teachers about extra, or at all giving homework.

I agree. Especially when you have homework before an exam. Which is distasteful as you’ll need that time to study. It doesn’t make any sense, nor does us doing homework really matters as It’s just facts thrown at us.

Homework is too severe and is just too much for students, schools need to decrease the amount of homework. When teachers assign homework they forget that the students have other classes that give them the same amount of homework each day. Students need to work on social skills and life skills.

I disagree.

Beyond achievement, proponents of homework argue that it can have many other beneficial effects. They claim it can help students develop good study habits so they are ready to grow as their cognitive capacities mature. It can help students recognize that learning can occur at home as well as at school. Homework can foster independent learning and responsible character traits. And it can give parents an opportunity to see what’s going on at school and let them express positive attitudes toward achievement.

Homework is helpful because homework helps us by teaching us how to learn a specific topic.

As a student myself, I can say that I have almost never gotten the full 9 hours of recommended sleep time, because of homework. (Now I’m writing an essay on it in the middle of the night D=)

I am a 10 year old kid doing a report about “Is homework good or bad” for homework before i was going to do homework is bad but the sources from this site changed my mind!

Homeowkr is god for stusenrs

I agree with hunter because homework can be so stressful especially with this whole covid thing no one has time for homework and every one just wants to get back to there normal lives it is especially stressful when you go on a 2 week vaca 3 weeks into the new school year and and then less then a week after you come back from the vaca you are out for over a month because of covid and you have no way to get the assignment done and turned in

As great as homework is said to be in the is article, I feel like the viewpoint of the students was left out. Every where I go on the internet researching about this topic it almost always has interviews from teachers, professors, and the like. However isn’t that a little biased? Of course teachers are going to be for homework, they’re not the ones that have to stay up past midnight completing the homework from not just one class, but all of them. I just feel like this site is one-sided and you should include what the students of today think of spending four hours every night completing 6-8 classes worth of work.

Are we talking about homework or practice? Those are two very different things and can result in different outcomes.

Homework is a graded assignment. I do not know of research showing the benefits of graded assignments going home.

Practice; however, can be extremely beneficial, especially if there is some sort of feedback (not a grade but feedback). That feedback can come from the teacher, another student or even an automated grading program.

As a former band director, I assigned daily practice. I never once thought it would be appropriate for me to require the students to turn in a recording of their practice for me to grade. Instead, I had in-class assignments/assessments that were graded and directly related to the practice assigned.

I would really like to read articles on “homework” that truly distinguish between the two.

oof i feel bad good luck!

thank you guys for the artical because I have to finish an assingment. yes i did cite it but just thanks

thx for the article guys.

Homework is good

I think homework is helpful AND harmful. Sometimes u can’t get sleep bc of homework but it helps u practice for school too so idk.

I agree with this Article. And does anyone know when this was published. I would like to know.

It was published FEb 19, 2019.

Studies have shown that homework improved student achievement in terms of improved grades, test results, and the likelihood to attend college.

i think homework can help kids but at the same time not help kids

This article is so out of touch with majority of homes it would be laughable if it wasn’t so incredibly sad.

There is no value to homework all it does is add stress to already stressed homes. Parents or adults magically having the time or energy to shepherd kids through homework is dome sort of 1950’s fantasy.

What lala land do these teachers live in?

Homework gives noting to the kid

Homework is Bad

homework is bad.

why do kids even have homework?

Comments are closed.

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Sport and Competition

Is too much homework unhealthy, a grassroots movement led by parents is backed by science..

Posted October 10, 2014

This is the question at the heart of the homework debate. The Washington Post education reporter Jay Mathews wrote a powerful article: “ Parents Saying No to Too Much Homework .” The story was inspired by a chapter in the new book, The Learning Habit: A Groundbreaking Approach to Homework and Parenting That Helps Our Children Succeed in School and Life . (Perigee, 2014)

The Learning Habit separates fact from fiction about homework and has started a grassroots movement led by parents. Instead of encouraging a homework revolt, it asks for parents to institute a regular, balanced homework routine . This includes having children stop doing academic homework after a reasonable amount of time. When children can’t understand the assignment, parents will not make the children sit for extended time and try to help them figure it out; they will write a note on the paper asking the teacher for extra help.

At the root of the movement is science. It’s not developmentally appropriate to ask a third grader to sit for 120 minutes and complete an academic assignment. It’s also not psychologically healthy to have a fourth grader in tears every night over homework. The focus on a "the whole child" approach is resonating with parents and administrators in school districts such as Barrington, Rhode Island.

So how much academic homework should a child have?

10 minutes per grade in school, and then children can move onto other activities. If they don’t understand the assignment or get frustrated, they should stop and read a book for the remaining time.

The facts are clear when it comes to academic homework . There is a point of diminishing returns, and it is anything over 10 minutes per grade. We now understand that the concept of “homework” involves balancing many opportunities that provide our kids with healthy learning experiences.. Activities such as neighborhood play, sports, dancing, family time, chores, and sleeping are equally important for whole-child enrichment. Additionally, children who participate in extra-curricular activities such as sports, dance, and clubs score higher on academic, social and emotional scales.

• All students work at a different pace.
• Think big picture. Forcing a child to complete a homework assignment, after they have spent a reasonable amount of time on it (10 minutes per grade), is not promoting balance.
• Keep academic homework time balanced and consistent. On nights children don’t have schoolwork, they will read. Reading is important for both ELA and Mathematics.
• No tears policy: When kids feel frustrated or don’t understand an academic assignment, they can choose to read a book instead and ask the teacher for extra help the next day.

GET THE FACTS ON HOMEWORK: Fact Sheet Balanced Homework Habit

For more information on The Learning Habit (Perigee) click HERE

Rebecca Jackson is a neuropsychological educator and the co-author of The Learning Habit

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Homework – Top 3 Pros and Cons

Pro/Con Arguments | Discussion Questions | Take Action | Sources | More Debates

From dioramas to book reports, from algebraic word problems to research projects, whether students should be given homework, as well as the type and amount of homework, has been debated for over a century. [ 1 ]

While we are unsure who invented homework, we do know that the word “homework” dates back to ancient Rome. Pliny the Younger asked his followers to practice their speeches at home. Memorization exercises as homework continued through the Middle Ages and Enlightenment by monks and other scholars. [ 45 ]

In the 19th century, German students of the Volksschulen or “People’s Schools” were given assignments to complete outside of the school day. This concept of homework quickly spread across Europe and was brought to the United States by Horace Mann , who encountered the idea in Prussia. [ 45 ]

In the early 1900s, progressive education theorists, championed by the magazine Ladies’ Home Journal , decried homework’s negative impact on children’s physical and mental health, leading California to ban homework for students under 15 from 1901 until 1917. In the 1930s, homework was portrayed as child labor, which was newly illegal, but the prevailing argument was that kids needed time to do household chores. [ 1 ] [ 2 ] [ 45 ] [ 46 ]

Public opinion swayed again in favor of homework in the 1950s due to concerns about keeping up with the Soviet Union’s technological advances during the Cold War . And, in 1986, the US government included homework as an educational quality boosting tool. [ 3 ] [ 45 ]

A 2014 study found kindergarteners to fifth graders averaged 2.9 hours of homework per week, sixth to eighth graders 3.2 hours per teacher, and ninth to twelfth graders 3.5 hours per teacher. A 2014-2019 study found that teens spent about an hour a day on homework. [ 4 ] [ 44 ]

Beginning in 2020, the COVID-19 pandemic complicated the very idea of homework as students were schooling remotely and many were doing all school work from home. Washington Post journalist Valerie Strauss asked, “Does homework work when kids are learning all day at home?” While students were mostly back in school buildings in fall 2021, the question remains of how effective homework is as an educational tool. [ 47 ]

Is Homework Beneficial?

Pro 1 Homework improves student achievement. Studies have shown that homework improved student achievement in terms of improved grades, test results, and the likelihood to attend college. Research published in the High School Journal indicated that students who spent between 31 and 90 minutes each day on homework “scored about 40 points higher on the SAT-Mathematics subtest than their peers, who reported spending no time on homework each day, on average.” [ 6 ] Students in classes that were assigned homework outperformed 69% of students who didn’t have homework on both standardized tests and grades. A majority of studies on homework’s impact – 64% in one meta-study and 72% in another – showed that take-home assignments were effective at improving academic achievement. [ 7 ] [ 8 ] Research by the Institute for the Study of Labor (IZA) concluded that increased homework led to better GPAs and higher probability of college attendance for high school boys. In fact, boys who attended college did more than three hours of additional homework per week in high school. [ 10 ] Read More

Pro 2 Homework helps to reinforce classroom learning, while developing good study habits and life skills. Students typically retain only 50% of the information teachers provide in class, and they need to apply that information in order to truly learn it. Abby Freireich and Brian Platzer, co-founders of Teachers Who Tutor NYC, explained, “at-home assignments help students learn the material taught in class. Students require independent practice to internalize new concepts… [And] these assignments can provide valuable data for teachers about how well students understand the curriculum.” [ 11 ] [ 49 ] Elementary school students who were taught “strategies to organize and complete homework,” such as prioritizing homework activities, collecting study materials, note-taking, and following directions, showed increased grades and more positive comments on report cards. [ 17 ] Research by the City University of New York noted that “students who engage in self-regulatory processes while completing homework,” such as goal-setting, time management, and remaining focused, “are generally more motivated and are higher achievers than those who do not use these processes.” [ 18 ] Homework also helps students develop key skills that they’ll use throughout their lives: accountability, autonomy, discipline, time management, self-direction, critical thinking, and independent problem-solving. Freireich and Platzer noted that “homework helps students acquire the skills needed to plan, organize, and complete their work.” [ 12 ] [ 13 ] [ 14 ] [ 15 ] [ 49 ] Read More

Pro 3 Homework allows parents to be involved with children’s learning. Thanks to take-home assignments, parents are able to track what their children are learning at school as well as their academic strengths and weaknesses. [ 12 ] Data from a nationwide sample of elementary school students show that parental involvement in homework can improve class performance, especially among economically disadvantaged African-American and Hispanic students. [ 20 ] Research from Johns Hopkins University found that an interactive homework process known as TIPS (Teachers Involve Parents in Schoolwork) improves student achievement: “Students in the TIPS group earned significantly higher report card grades after 18 weeks (1 TIPS assignment per week) than did non-TIPS students.” [ 21 ] Homework can also help clue parents in to the existence of any learning disabilities their children may have, allowing them to get help and adjust learning strategies as needed. Duke University Professor Harris Cooper noted, “Two parents once told me they refused to believe their child had a learning disability until homework revealed it to them.” [ 12 ] Read More

Con 1 Too much homework can be harmful. A poll of California high school students found that 59% thought they had too much homework. 82% of respondents said that they were “often or always stressed by schoolwork.” High-achieving high school students said too much homework leads to sleep deprivation and other health problems such as headaches, exhaustion, weight loss, and stomach problems. [ 24 ] [ 28 ] [ 29 ] Alfie Kohn, an education and parenting expert, said, “Kids should have a chance to just be kids… it’s absurd to insist that children must be engaged in constructive activities right up until their heads hit the pillow.” [ 27 ] Emmy Kang, a mental health counselor, explained, “More than half of students say that homework is their primary source of stress, and we know what stress can do on our bodies.” [ 48 ] Excessive homework can also lead to cheating: 90% of middle school students and 67% of high school students admit to copying someone else’s homework, and 43% of college students engaged in “unauthorized collaboration” on out-of-class assignments. Even parents take shortcuts on homework: 43% of those surveyed admitted to having completed a child’s assignment for them. [ 30 ] [ 31 ] [ 32 ] Read More

Con 2 Homework exacerbates the digital divide or homework gap. Kiara Taylor, financial expert, defined the digital divide as “the gap between demographics and regions that have access to modern information and communications technology and those that don’t. Though the term now encompasses the technical and financial ability to utilize available technology—along with access (or a lack of access) to the Internet—the gap it refers to is constantly shifting with the development of technology.” For students, this is often called the homework gap. [ 50 ] [ 51 ] 30% (about 15 to 16 million) public school students either did not have an adequate internet connection or an appropriate device, or both, for distance learning. Completing homework for these students is more complicated (having to find a safe place with an internet connection, or borrowing a laptop, for example) or impossible. [ 51 ] A Hispanic Heritage Foundation study found that 96.5% of students across the country needed to use the internet for homework, and nearly half reported they were sometimes unable to complete their homework due to lack of access to the internet or a computer, which often resulted in lower grades. [ 37 ] [ 38 ] One study concluded that homework increases social inequality because it “potentially serves as a mechanism to further advantage those students who already experience some privilege in the school system while further disadvantaging those who may already be in a marginalized position.” [ 39 ] Read More

Con 3 Homework does not help younger students, and may not help high school students. We’ve known for a while that homework does not help elementary students. A 2006 study found that “homework had no association with achievement gains” when measured by standardized tests results or grades. [ 7 ] Fourth grade students who did no homework got roughly the same score on the National Assessment of Educational Progress (NAEP) math exam as those who did 30 minutes of homework a night. Students who did 45 minutes or more of homework a night actually did worse. [ 41 ] Temple University professor Kathryn Hirsh-Pasek said that homework is not the most effective tool for young learners to apply new information: “They’re learning way more important skills when they’re not doing their homework.” [ 42 ] In fact, homework may not be helpful at the high school level either. Alfie Kohn, author of The Homework Myth, stated, “I interviewed high school teachers who completely stopped giving homework and there was no downside, it was all upside.” He explains, “just because the same kids who get more homework do a little better on tests, doesn’t mean the homework made that happen.” [ 52 ] Read More

Discussion Questions

1. Is homework beneficial? Consider the study data, your personal experience, and other types of information. Explain your answer(s).

2. If homework were banned, what other educational strategies would help students learn classroom material? Explain your answer(s).

3. How has homework been helpful to you personally? How has homework been unhelpful to you personally? Make carefully considered lists for both sides.

Take Action

1. Examine an argument in favor of quality homework assignments from Janine Bempechat.

2. Explore Oxford Learning’s infographic on the effects of homework on students.

3. Consider Joseph Lathan’s argument that homework promotes inequality .

4. Consider how you felt about the issue before reading this article. After reading the pros and cons on this topic, has your thinking changed? If so, how? List two to three ways. If your thoughts have not changed, list two to three ways your better understanding of the “other side of the issue” now helps you better argue your position.

5. Push for the position and policies you support by writing US national senators and representatives .

More School Debate Topics

Should K-12 Students Dissect Animals in Science Classrooms? – Proponents say dissecting real animals is a better learning experience. Opponents say the practice is bad for the environment.

Should Students Have to Wear School Uniforms? – Proponents say uniforms may increase student safety. Opponents say uniforms restrict expression.

Should Corporal Punishment Be Used in K-12 Schools? – Proponents say corporal punishment is an appropriate discipline. Opponents say it inflicts long-lasting physical and mental harm on students.

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7 Research-Based Reasons Why Students Should Not Have Homework: Academic Insights, Opposing Perspectives & Alternatives

The push against homework is not just about the hours spent on completing assignments; it’s about rethinking the role of education in fostering the well-rounded development of young individuals. Critics argue that homework, particularly in excessive amounts, can lead to negative outcomes such as stress, burnout, and a diminished love for learning. Moreover, it often disproportionately affects students from disadvantaged backgrounds, exacerbating educational inequities. The debate also highlights the importance of allowing children to have enough free time for play, exploration, and family interaction, which are crucial for their social and emotional development.

Checking 13yo’s math homework & I have just one question. I can catch mistakes & help her correct. But what do kids do when their parent isn’t an Algebra teacher? Answer: They get frustrated. Quit. Get a bad grade. Think they aren’t good at math. How is homework fair??? — Jay Wamsted (@JayWamsted) March 24, 2022

As we delve into this discussion, we explore various facets of why reducing or even eliminating homework could be beneficial. We consider the research, weigh the pros and cons, and examine alternative approaches to traditional homework that can enhance learning without overburdening students.

Once you’ve finished this article, you’ll know:

Insights from Teachers and Education Industry Experts: Diverse Perspectives on Homework

Here are the insights and opinions from various experts in the educational field on this topic:

“I teach 1st grade. I had parents ask for homework. I explained that I don’t give homework. Home time is family time. Time to play, cook, explore and spend time together. I do send books home, but there is no requirement or checklist for reading them. Read them, enjoy them, and return them when your child is ready for more. I explained that as a parent myself, I know they are busy—and what a waste of energy it is to sit and force their kids to do work at home—when they could use that time to form relationships and build a loving home. Something kids need more than a few math problems a week.” — Colleen S. , 1st grade teacher

“The lasting educational value of homework at that age is not proven. A kid says the times tables [at school] because he studied the times tables last night. But over a long period of time, a kid who is drilled on the times tables at school, rather than as homework, will also memorize their times tables. We are worried about young children and their social emotional learning. And that has to do with physical activity, it has to do with playing with peers, it has to do with family time. All of those are very important and can be removed by too much homework.” — David Bloomfield , education professor at Brooklyn College and the City University of New York graduate center

“Homework in primary school has an effect of around zero. In high school it’s larger. (…) Which is why we need to get it right. Not why we need to get rid of it. It’s one of those lower hanging fruit that we should be looking in our primary schools to say, ‘Is it really making a difference?’” — John Hattie , professor

”Many kids are working as many hours as their overscheduled parents and it is taking a toll – psychologically and in many other ways too. We see kids getting up hours before school starts just to get their homework done from the night before… While homework may give kids one more responsibility, it ignores the fact that kids do not need to grow up and become adults at ages 10 or 12. With schools cutting recess time or eliminating playgrounds, kids absorb every single stress there is, only on an even higher level. Their brains and bodies need time to be curious, have fun, be creative and just be a kid.” — Pat Wayman, teacher and CEO of HowtoLearn.com

7 Reasons Why Students Should Not Have Homework

Let’s delve into the reasons against assigning homework to students. Examining these arguments offers important perspectives on the wider educational and developmental consequences of homework practices.

1. Elevated Stress and Health Consequences

This data paints a concerning picture. Students, already navigating a world filled with various stressors, find themselves further burdened by homework demands. The direct correlation between excessive homework and health issues indicates a need for reevaluation. The goal should be to ensure that homework if assigned, adds value to students’ learning experiences without compromising their health and well-being.

2. Inequitable Impact and Socioeconomic Disparities

Moreover, the approach to homework varies significantly across different types of schools. While some rigorous private and preparatory schools in both marginalized and affluent communities assign extreme levels of homework, many progressive schools focusing on holistic learning and self-actualization opt for no homework, yet achieve similar levels of college and career success. This contrast raises questions about the efficacy and necessity of heavy homework loads in achieving educational outcomes.

3. Negative Impact on Family Dynamics

The issue is not confined to specific demographics but is a widespread concern. Samantha Hulsman, a teacher featured in Education Week Teacher , shared her personal experience with the toll that homework can take on family time. She observed that a seemingly simple 30-minute assignment could escalate into a three-hour ordeal, causing stress and strife between parents and children. Hulsman’s insights challenge the traditional mindset about homework, highlighting a shift towards the need for skills such as collaboration and problem-solving over rote memorization of facts.

4. Consumption of Free Time

Authors Sara Bennett and Nancy Kalish , in their book “The Case Against Homework,” offer an insightful window into the lives of families grappling with the demands of excessive homework. They share stories from numerous interviews conducted in the mid-2000s, highlighting the universal struggle faced by families across different demographics. A poignant account from a parent in Menlo Park, California, describes nightly sessions extending until 11 p.m., filled with stress and frustration, leading to a soured attitude towards school in both the child and the parent. This narrative is not isolated, as about one-third of the families interviewed expressed feeling crushed by the overwhelming workload.

5. Challenges for Students with Learning Disabilities

In conclusion, the conventional homework paradigm needs reevaluation, particularly concerning students with learning disabilities. By understanding and addressing their unique challenges, educators can create a more inclusive and supportive educational environment. This approach not only aids in their academic growth but also nurtures their confidence and overall development, ensuring that they receive an equitable and empathetic educational experience.

6. Critique of Underlying Assumptions about Learning

7. issues with homework enforcement, reliability, and temptation to cheat, addressing opposing views on homework practices, 1. improvement of academic performance, 2. reinforcement of learning, 3. development of time management skills, 4. preparation for future academic challenges, 5. parental involvement in education, exploring alternatives to homework and finding a middle ground, alternatives to traditional homework, ideas for minimizing homework, useful resources, leave a comment cancel reply.

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Is Homework Bad? Here Is What Research Says

By Med Kharbach, PhD | Last Update: April 30, 2024

Homework is a controversial topic and the object of differing opinions among teachers, parents, and educators . While some highly value it considering it key in scholarly achievement and academic performance, others view it as a nuisance to students’ independence and a cause for unwarranted emotional and physical stress for kids. 

The controversy surrounding homework does not only revolve around its value, but also around questions such as: How much homework is enough homework? How much time should be allotted to homework? How frequent should homework be assigned? Does help from others (e.g., parents or other students) undermine the value of homework? Should homework be banned? Should kids be assigned homework? and many more.

However, as the research cited in this article demonstrates, homework, controversial as it is, has some benefits for students although these benefits differ according to various factors including students age, skill and grade level, students socio-economic status, purpose behind homework, duration of the homework, among other considerations. In this article, I cover some of the key issues related to homework and provide research resources to help teachers and parents learn more about homework.

What Does Homework Mean? 

According to Cooper (1989), homework is defined as “tasks assigned to students by school teachers that are meant to be carried out during non-school hours”. Cooper’s definition is similar to the one found in Cambridge Dictionary which defines homework as “work that teachers give their students to do at home” or as “studying that students do at home to prepare for school”.

There is way more to homework than what these general definitions outline. Homework assignments are not equal and there are various variables that can affect the value and effectiveness of homework.

Some of these variables, according to Blazer (2009) , include difficulty level of assigned tasks, skill and subject areas covered, completion timeframe (short or long term), degree of autonomy and individualization, social context (done independently or with the help of others), obligatory or voluntary, whether it will be submitted for grading or not, among other variables.

Is Homework Bad?

Going through the scholarly literature and regardless of the disagreement and controversies the topic of homework raises, there is a growing consensus that homework has some benefits , especially for students in middle and high school ( National Education Association ).

One of the most comprehensive research studies on homework is a meta-analysis done by professor Harris Cooper and his colleagues (2006) and published in the journal Review of Educational Research .

In this study, Cooper et al analyzed a large pool of research studies on homework conducted in the United States between between 1987 and 2003. Their findings indicate the existence of ‘a positive influence of homework on achievement’.

The influence is mainly noticed in students in grades 7-12 and less in students grades K-6. However, even though kids benefit less from homework, Cooper et al. confirm the importance of some form of homework for students of all ages.

What Is The Purpose of Homework? 

There are several reasons for assigning homework. Some of these reasons according to Blazer include:

– Review and reinforce materials learned in class – Check students understanding and assess their skills and knowledge – Enhance students study skills – Provide students with learning opportunities where they can use their newly acquired skills to explore new insights. – Enable students to hone in their search skills and apply them to find resources on an assigned topic – Help students develop social emotional learning skills – Enable students to develop functional study habits and life skills. These include time management and organization skills, problem solving skills, self-discipline, accountability, self-confidence, communication skills, critical thinking skills, inquisitiveness, among others.

Drawbacks of Homework  

Critics of homework argue that it has less value and can result in negative consequences. In her literature review, Blazer (2009) summarized some of these drawbacks in the following points:

– Homework can cause emotional and physical fatigue – Homework takes away from kids’ leisure time and interferes with their natural development. – Homework can drive students to develop negative attitudes towards school and learning. – Assigned homework prevents students from engaging in self-directed and independent learning. – Homework can interfere with students’ engagement in social activities including sports and community involvement. – Excessive homework can create tension and stress and lead to friction between parents and kids. – Homework may encourage a culture of cheating – Homework “can widen social inequalities. Compared to their higher income peers, students from lower income homes are more likely to work after school and less likely to have an environment conducive to studying”.

How Much Homework Should Students Have? 

According to Fernández-Alonso, Suárez-Álvarez and Muñiz ( 2015 ), spending 60 minutes per day doing homework is considered a reasonably effective time. However, the study also added that the amount of help and effort needed to do homework is key in this equation because “when it comes to homework”, as the authors concluded, “how is more important than how much”. 

This conclusion is congruent with several other studies (e.g., Farrow et al. (1999), that emphasize the idea that when doing homework, quality is more important than quantity. When the variables of time and effort are taken into account, the question of how much homework should students have becomes statistically irrelevant.

Catty Vatterott, author of Rethinking Homework: Best Practices that Support Diverse Needs , also advocates for quality over quantity when assigning homework tasks.She argues that instead of banning homework altogether, we can embrace a more open approach to homework; one that deemphasizes grading and differentiates tasks.

Along similar lines, studies have also confirmed the correlation between autonomy and positive performance. Autonomous students, that is those who can do homework on their own, are more likely to perform better academically (Fernández-Alonso, 2015; Dettmers et al.,2010, 2011; Trautwein & Lüdtke, 2007, (Xu, 2010a). Findings from these studies indicate that “students who need frequent or constant help with homework have worse academic results.” (Fernández-Alonso, 2015)

Besides the 60 minutes per day recommendation for older students, there is also the 10 minutes rule which, according to Harris Cooper , works by multiplying a kid’s grade by 10 to determine how much time they need for homework per day.

According to the 10 minute rule, first graders require 10 minutes per day of homework, second graders 20 minutes, and for each subsequent year you add another 10 minutes so that at the last year of high school, grade 12 students will have 2 hours of daily homework. As Cooper argues, “when you assign more than these levels, the law of diminishing returns or even negative effects – stress especially – begin to appear”.

The debate over homework is far from being settled and probably will never reach definitive conclusions. With that being said, l personally view homework as a heuristic for learning. It scaffolds classroom learning and helps students reinforce learned skills. For elementary students, homework should not be tied to any academic grades or achievement expectation.

In fact, kids’ homework assignments, if any, should align with the overall interests of kids in that it should support and include elements of play, fun, and exploration. Needless to mention that, once outside school, kids are to be given ample time to play, explore, and learn by doing.

As Cooper stated “A good way to think about homework is the way you think about medications or dietary supplements. If you take too little, they’ll have no effect. If you take too much, they can kill you. If you take the right amount, you’ll get better.”

Research on Homework 

The topic of homework has been the subject of several academic research studies. The following is a sample of some of these research studies:

• Blazer, C. (2009). Literature review: Homework. Miami, FL: Miami Dade County Public Schools.
• Cooper, H. (1989). Synthesis of research on homework. Educational Leadership, 47, 85–91.
• Cooper, H., Robinson, J. C., & Patall, E. A. (2006). Does homework improve academic achievement? A synthesis of research, 1987–2003. Review of Educational Research, 76, 1– 62.
• Dettmers, S., Trautwein, U., Lüdtke, M., Kunter, M., & Baumert, J. (2010). Homework works if homework quality is high: Using multilevel modeling to predict the development of achievement in mathematics. Journal of Educational Psychology,
• Dettmers, S., Trautwein, U., & Lüdtke, O. (2009). The relationship between homework time and achievement is not universal: Evidence from multilevel analyses in 40 countries. School Effectiveness and School Improvement, 20, 375– 405.
• Epstein, J. L., & van Voorhis, F. L. (2001). More than minutes: Teachers’ roles in designing homework. Educational Psychologist, 36, 181–193
• Farrow, S., Tymms, P., & Henderson, B. (1999). Homework and attainment in primary schools. British Educational Research Journal, 25, 323–341
• Goldstein, A. (1960). Does homework help? A review of research. The Elementary School Journal, 60, 212–224.
• Trautwein, U., & Köller, O. (2003). The relationship between homework and achievement: Still much of a mystery. Educational Psychology Review, 15, 115–145
• Warton, P. M. (2001). The forgotten voices in homework: Views of students. Educational Psychologist, 36, 155–165.
• Xu, J. (2013). Why do students have difficulties completing homework? The need for homework management. Journal of Education and Training Studies, 1, 98 –105.
• Zimmerman, B. J., & Kitsantas, A. (2005). Homework practices and academic achievement: The mediating role of self-efficacy and perceived responsibility beliefs. Contemporary Educational Psychology, 30, 397– 417.
• Kralovec, E., & Buell, J. (2001). End Homework Now. Educational Leadership, 58(7), 39-42.
• Krashen, S. (2005). The Hard Work Hypothesis: Is Doing Your Homework Enough to Overcome the Effects of Poverty? Multicultural Education, 12(4), 16-19.
• Lenard, W. (1997). The Homework Scam. Teacher Magazine, 9(1), 60-61.
• Marzano, R.J., & Pickering, D.J. (2007). The Case For and Against Homework. Educational Leadership, 64(6), 74-79.
• Skinner, D. (2004). The Homework Wars. Public Interest, 154, Winter, 49-60.
• Corno, L. (1996). Homework is a Complicated Thing. Educational Researcher, 25(8), 27-30.
• Forster, K. (2000). Homework: A Bridge Too Far? Issues in Educational Research, 10(1), 21-37.
• Hoover-Dempsey, K.V., Battiato, A.C., Walker, J.M., Reed, R.P., DeLong, J.M., & Jones, K.P. (2001). Parent Involvement in Homework. Educational Psychologist, 36(3), 195-209.

Books on Homework 

Here are some interesting books that profoundly explore the concept of homework:

1. The Homework Myth: Why Our Kids Get Too Much of a Bad Thing , by Kohn (2006)

• 2. Rethinking Homework: Best Practices that Support Diverse Needs , by Catty Vatterot
• 3. The End of Homework: How Homework Disrupts Families, Overburdens Children, and Limits Learning , by Kralovec, E., & Buell, J. (2000)
• 4. The Case Against Homework: How Homework Is Hurting Children and What Parents Can Do About It , by Sara Bennett and Nancy Kalish

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Meet Med Kharbach, PhD

Dr. Med Kharbach is an influential voice in the global educational technology landscape, with an extensive background in educational studies and a decade-long experience as a K-12 teacher. Holding a Ph.D. from Mount Saint Vincent University in Halifax, Canada, he brings a unique perspective to the educational world by integrating his profound academic knowledge with his hands-on teaching experience. Dr. Kharbach's academic pursuits encompass curriculum studies, discourse analysis, language learning/teaching, language and identity, emerging literacies, educational technology, and research methodologies. His work has been presented at numerous national and international conferences and published in various esteemed academic journals.

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Home > Blog > Tips for Online Students > The Pros and Cons of Homework

School Life Balance , Tips for Online Students

The Pros and Cons of Homework

Updated: July 16, 2024

Published: January 23, 2020

Remember those nights when you’d find yourself staring at a mountain of homework, eyes drooping, wondering if you’d ever see the light at the end of the tunnel? The debate over homework’s role in education is as old as time. Is it a crucial tool for reinforcing learning or just an unnecessary burden?

For college students, this question takes on new dimensions. Juggling homework with the endless amount of classes, part-time jobs, and social lives can feel like walking on thin ice. The pressure to maintain grades, meet deadlines, and still find time for friends and relaxation can be overwhelming. So, is homework a friend or foe?

Photo by  energepic.com  from  Pexels

The homework dilemma.

A large amount of college students report feeling overwhelmed by their academic workload, leading to high levels of stress and anxiety. According to Research.com , 45% of college students in the U.S. experience “more than average” stress, with 36.5% citing stress as a major impediment to their academic performance. This stress often stems directly from the homework load, leading to symptoms like headaches, exhaustion, and difficulty sleeping. The intense pressure to manage homework alongside other responsibilities makes us question the true impact of homework on students’ overall well-being.

And then there’s the digital twist. A whopping 89% of students confessed to using AI tools like ChatGPT for their assignments. While these tools can be a godsend for quick answers and assistance, they can also undermine the personal effort and critical thinking necessary to truly understand the material.

On the brighter side, homework can be a powerful ally. According to Inside Higher Ed , structured assignments can actually help reduce stress by providing a clear learning roadmap and keeping students engaged with the material. But where’s the balance between helpful and harmful? 

With these perspectives in mind, let’s dive into the pros and cons of homework for college students. By understanding both sides, we can find a middle ground that maximizes learning while keeping stress at bay.

The Pros of Homework

When thoughtfully assigned, homework can be a valuable tool in a student’s educational journey . Let’s explore how homework can be a beneficial companion to your studies:

Enhances Critical Thinking

Homework isn’t just busywork; it’s an opportunity to stretch your mental muscles. Those late-night problem sets and essays can actually encourage deeper understanding and application of concepts. Think of homework as a mental gym; each assignment is a new exercise, pushing you to analyze, synthesize, and evaluate information in ways that strengthen your critical thinking skills .

Time Management Skills

Do you ever juggle multiple deadlines and wonder how to keep it all together? Regular homework assignments can be a crash course in time management . They teach you to prioritize tasks, manage your schedule, and balance academic responsibilities with personal commitments. The ability to juggle various tasks is a skill that will serve you well beyond your college years.

Reinforcement of Learning

There’s a reason why practice makes perfect. Homework reinforces what you’ve learned in class, helping to cement concepts and theories in your mind. Understanding a concept during a lecture is one thing, but applying it through homework can deepen your comprehension and retention. 

Preparation for Exams

Think of homework as a sound check and warm-up for exams. Regular assignments keep you engaged with the material, making it easier to review and prepare when exam time rolls around. By consistently working through problems and writing essays, you build a solid foundation that can make the difference between cramming and confident exam performance.

Encourages Independent Learning

Homework promotes a sense of responsibility and independence. It pushes you to tackle assignments on your own, encouraging problem-solving and self-discipline. This independence prepares you for the academic challenges ahead and the autonomy required in your professional and personal life.

The Cons of Homework

Despite its potential benefits, homework can also have significant downsides. Let’s examine the challenges and drawbacks of homework:

Impact on Mental Health

Homework can be a double-edged sword when it comes to mental health . While it’s meant to reinforce learning, the sheer volume of assignments can lead to stress and anxiety. The constant pressure to meet deadlines and the fear of falling behind can create a relentless cycle of stress. Many students become overwhelmed, leading to burnout and negatively impacting their overall well-being. 

Limited Time for Other Activities

College isn’t just about hitting the books. It’s also a time for personal growth, exploring new interests, and building social connections. Excessive homework can eat into the time you might otherwise spend on extracurricular activities, hobbies, or simply hanging out with friends. This lack of balance can lead to a less fulfilling college experience. Shouldn’t education be about more than just academics?

Quality Over Quantity

When it comes to homework, more isn’t always better. Piling on assignments can lead to diminished returns on learning. Instead of diving deep into a subject and gaining a thorough understanding, students might rush through tasks just to get them done. This focus on quantity over quality can undermine the educational value of homework. 

Inequity in Education

Homework can sometimes exacerbate educational inequalities. Not all students can access the same resources and support systems at home. While some might have a quiet space and access to the internet, others might struggle with distractions and lack of resources. This disparity can put certain students at a disadvantage, making homework more of a burden than a learning tool. 

Dependence on AI Tools

With the advent of AI tools like ChatGPT , homework has taken on a new dimension. While these tools can provide quick answers and assistance, they also pose the risk of students becoming overly reliant on technology. This dependence can take away from the actual learning process, as students might bypass the critical thinking and effort needed to truly understand the material. Is convenience worth the potential loss in learning?

Finding the Balance

Finding the right balance with homework means tackling assignments that challenge and support you. Instead of drowning in a sea of tasks, focus on quality over quantity. Choose projects that spark your critical thinking and connect to real-world situations. Flexibility is key here. Recognize that your circumstances are unique, and adjusting your approach can help reduce stress and create a more inclusive learning environment. Constructive feedback makes homework more than just a chore; it turns it into a tool for growth and improvement.

It’s also about living a well-rounded college life. Don’t let homework overshadow other important parts of your life, like extracurricular activities or personal downtime. Emphasize independent learning and use technology wisely to prepare for future challenges. By balancing thoughtful assignments with your personal needs, homework can shift from being a burden to becoming a helpful companion on your educational journey, enriching your academic and personal growth.

Homework has its pros and cons, especially for college students. It can enhance critical thinking, time management, and learning, but it also brings stress, impacts mental health, and can become overwhelming. Finding the right balance is key. 

Focus on quality assignments, maintain flexibility, and make sure your homework complements rather than dominates your life. With a thoughtful approach, homework can support your educational journey, fostering both academic success and personal growth.

How can I manage my time effectively to balance homework and other activities?

Create a schedule that allocates specific times for homework, classes, and personal activities. Use planners or digital calendars to keep track of deadlines and prioritize tasks. Don’t forget to include breaks to avoid burnout.

How can I reduce the stress associated with homework?

To manage stress, practice mindfulness techniques like meditation or deep breathing exercises. Break assignments into smaller, manageable tasks and tackle them one at a time. If needed, seek support from classmates, tutors, or mental health professionals.

Is using AI tools for homework cheating?

While AI tools like ChatGPT can be helpful for quick assistance, relying on them too much can hinder your learning process. Use them as a supplement rather than a replacement for your own effort and critical thinking.

How can teachers make homework more equitable?

Teachers can offer flexible deadlines, provide resources for students who lack them, and design assignments that account for different learning styles and home environments. Open communication between students and teachers can also help address individual challenges.

What are some strategies to make homework more meaningful?

Focus on quality over quantity by designing assignments that encourage deep thinking and application of knowledge. Integrate real-world problems to make homework more relevant and engaging. Provide constructive feedback to help students learn and grow from their assignments.

In this article

At UoPeople, our blog writers are thinkers, researchers, and experts dedicated to curating articles relevant to our mission: making higher education accessible to everyone. Read More

Daniel Wong

11 Excuses for Not Doing Homework (And How to Stop Making Them)

Updated on August 6, 2024 By Daniel Wong 6 Comments

If you’re like many students, you’d rather take a nap, talk to your friends online, or play video games.

As you already know, finding reasons not to do your homework will prevent you from succeeding in school .

I’m sure you want to do well in school, and homework is definitely a part of that process.

In this article, I’ll go over 11 of the most common excuses for not doing homework and offer solutions to ensure that you stay engaged in school.

But first, make sure to download your free quick action guide…

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Excuse #1: You lack the required knowledge

Let your parents and teacher know if you’re taking a class and feel as if you lack the necessary skills or knowledge to complete the homework.

Ask your teacher for extra guidance so you don’t fall too far behind. See if your parents can find the time to help you, or you can look for a tutor.

Your teachers are there to help you develop the skills you need to do well in their classes.

You’re not alone in feeling that you lack the necessary skills, so don’t be too embarrassed to ask for assistance. You might even find some great study buddies who feel the same way.

Excuse #2: You lack confidence

Many students compare themselves to their peers, which can lead to a lack of confidence. When that happens, it’s easy to make excuses for not doing the homework.

But here’s what you need to know…

Everyone lacks confidence about something.

You might be good at math but need extra help with English. Perhaps you excel at geography but find biology confusing.

Give yourself a break.

If you lack confidence in your ability to learn a particular subject, get the support you need. Your teachers, parents, and even friends will help you out and give you a needed morale boost.

Excuse #3: Your home life is too hectic

The excuses for submitting assignments late are numerous, but one that I hear often is that it’s too busy or noisy at home to focus.

Finding a quiet space and using earplugs or noise-cancelling headphones can help reduce distractions. This will make it easier for you to finish your homework.

If that doesn’t work, try finding an alternative location to do your work, like the library or a friend’s house.

You can also talk to your parents about it. They might not even be aware of all the interruptions that are preventing you from completing your schoolwork.

Excuse #4: You don’t know where to start

Feeling anxious and overwhelmed are often the main reasons that cause students to not know where to start on their homework.

If you ever feel this way, here’s what I suggest you do:

• Take a deep breath.
• Create a space where you can get organised.
• Make a list of all your assignments and deadlines.
• Work on one assignment at a time.
• Start with an easy assignment to get a quick win, or tackle the most challenging assignment to get it out of the way.

Excuse #5: You have poor study habits

Many students develop bad study habits over their years in school.

Not everyone learns the same way or at the same pace. As such, every student will have different study habits. If what you’re doing isn’t working, try a different approach.

If you’re trying to do your homework as soon as you get home from school but can’t focus, try having a snack and taking a power nap before getting to work instead.

If you’re staying up too late studying, set a rule for yourself that you’ll start doing your homework within one hour of getting home.

Establish a routine where you do your work at roughly the same time each day. Developing routines like this will improve your study habits , which will make you a more effective student.

Excuse #6: School isn’t important to you

A common misconception is that school isn’t important, that what you learn won’t be relevant once you leave school.

This isn’t completely true.

Of course, the education system can be improved. But the knowledge you acquire in school will help you to understand and appreciate the world better.

And the process of becoming a more effective student will lead you to develop traits like self-discipline and responsibility. These are the types of traits you’ll need in order to find success at any stage of life!

Excuse #7: You’re overloaded with after-school activities

I know it can be tough to balance schoolwork and extracurricular activities.

Maybe you’re on a sports team or you spend several hours each week volunteering.

Finding the right balance to ensure you have enough time for homework can be challenging.

When too many afterschool activities get in the way of completing your assignments on time, it’s time to review your schedule. Decide how you can prioritise the activities that are the most important.

You may need to put some activities on hold until you’re consistently staying on top of your schoolwork.

Speak with your coach, teachers, or parents about the ideas they have to help you manage your schedule more effectively.

Excuse #8: Studying is boring for you

If you find that doing your homework is uninteresting, it may be time for you to change your point of view.

I always encourage students to cultivate a growth mindset . This is a mindset where you focus more on the learning process instead of on getting good grades.

Rather than seeing a particular subject as boring, develop a sense of wonder. Decide that you’re going to be intellectually curious, and you’ll discover that we live in a fascinating world.

And while you’re on that journey, remember that the students who succeed in school find ways to get the work done even when they find the subject boring.

For example, if you don’t like math, consider that it isn’t just about numbers – it’s a way of thinking.

Reframing how you think about a subject will enable you to see it as more interesting. In turn, you’ll become a better student over time.

Excuse #9: Your teachers assign too much homework

Sometimes, it may seem like your teachers assign more homework than you can keep up with. You might even believe that what you’re required to do is unreasonable.

If you find yourself in this situation, take a moment to think about everything else you’re doing.

Are you managing your time well?

Are you struggling with a particular class?

Do you use memory techniques to enable you to learn faster ?

Instead of allowing homework to overwhelm you, try talking to your teacher, tutor, or parents to figure out the best way forward for you.

Excuse #10: You already have so much overdue homework

Procrastinating on your homework can lead to a significant pile-up of assignments. This will affect your confidence in being able to complete them.

What’s more, once you get a set of new assignments, you probably won’t know how to do them because you didn’t do the previous assignments.

This creates a vicious cycle where you tell yourself that there’s no point in completing your newly assigned homework because you still have the old ones to do.

When this happens, the likelihood of completing any of the work decreases.

If you’re in this situation, set a reasonable goal of keeping up with all the newly assigned homework while completing, say, one overdue assignment a day, or one overdue assignment every two days.

Excuse #11: You don’t believe you can get good grades

If you hate school, there’s a chance that it’s because you feel the pressure to be a straight-A student .

Here’s the good news: You don’t need to be perfect. After all, there’s no such thing as a perfect student.

But you do have to put in the effort and get the work done. The rest will then fall into place.

If you’re doing your best, you’re doing great! Celebrate your progress and keep moving forward.

Take it one step at a time, and don’t worry too much about what grades you’re getting at the moment.

In closing…

There are many possible reasons for you not to finish your homework.

No matter what those reasons are, it’s important to know that the people around you want to help you succeed.

From teachers to parents to coaches, you have a support network to provide solutions to almost any obstacle you face.

Identify the excuses listed in this article that are relevant to your situation, and apply the suggested solutions.

If you do that, you’ll become a better and happier student who makes far fewer excuses related to homework!

July 7, 2022 at 12:13 pm

Thank you so much for this article. These were the problems I was struggling with. Now that i know the solutions to it ,I’m sure I’ll do better than before.

July 7, 2022 at 1:05 pm

You’re very welcome.

July 7, 2022 at 6:20 pm

I pray that may Almighty God grant you long life, more knowledge, sound health, rest of mind, wealth and happiness, so that you can witness your good impact in this World 🌍. GOD has made you a useful tool for every students and parents that is actually seeking success.

July 7, 2022 at 7:42 pm

Thank you, God bless you too!

July 27, 2022 at 9:29 pm

Thank you so much for this. I have found a couple of solutions for excuses I’ve made in the past. I needed this.

July 27, 2022 at 9:42 pm

You’re welcome.

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Consequences for Students Who Don’t Do Homework

Many parents wonder what are some consequences for students who don’t do homework.

It can be a challenge to get your students to do their homework especially if they don’t like the topic. When the situation occurs that they don’t want to start or complete their homework, it is time to implement consequences.

Before doing so, you need to first identify why they don’t want to complete it in the first place.

Find the Problem

Before handing down any consequences, you should first find out why they do not want to do their homework. There can be different reasons why and finding out the right one is important for fixing the situation.

1. Distraction

The first reason why they are not doing their homework would be because they are distracted.

Distraction is the worst thing you can experience when you are trying to get important things done. Whether it is a student in school or a worker at a job, it will take your attention away from what is important and make your mind wander around.

It is even worse if the person is dealing with attention deficit hyperactivity disorder (ADHD), a condition that both children and adults have that limits their focus when attempting to finish a task.

If you are noticing that your student is not able to focus while doing their homework, the best way to solve this problem would be to limit their distraction. This would be by either placing them in a room with the least distractions or by taking away anything they use that distraction like electronics.

2. They are Struggling

Another reason why they might not want to do or start their homework would be because they are struggling and might not know the material they are doing the homework on. This is a very common problem for students who don’t do their homework because not knowing how to do it will discourage them and they will be stuck.

This will lead them to not want to do it and will use any excuse not to finish.

What you need to do in this situation is bring in a tutor to help your child understand the material and be encouraged to finish it.

We at Beingagoodparent realize the struggle that many students face when it comes to understanding a topic in school so we partnered with Redemption Tutoring to help parents find affordable qualified tutors to help their children. By mentioning Beingagoodparen t, they will give you a 20% discount on all tutoring when you sign up.

Click here to sign up for tutoring.

Limit Their Freedom

The first consequence you can implement for students who don’t do their homework would be to limit their freedom.

What I mean by that is limit what they want to do when trying to have fun. Whether it’s an 8-year-old from watching cartoons or a highschooler from going out with his friends, you need to find out what they love to do the most and limit their time of that.

When someone is restricted from doing what they love, they will do anything to try and regain their freedom of doing it and in this case, they will have to finish their homework before regaining the freedom to do what they love.

This works well for any age level and they will regret not finishing earlier because their time of fun will be cut out until they finish.

Take Away Electronics

A great consequence you can implement when your children don’t want to do their homework is to take away their electronics. Children nowadays are addicted to their electronics because it is their form of entertainment.

It is what they love to spend time on once they come back from school and it is most likely the reason they are distracted enough not to do their homework. If you take away their form of entertainment, they will have nothing else to do but to finish the assignments they have due.

Take a Different Approach in Fixing the Problem

Many parents want to punish their children for not doing their homework but a better strategy to have them finish their homework rather than punishing them would be to set rewards if they do finish.

This puts a positive approach for them to finish the homework rather than making it a negative situation if they don’t finish.

The reason why setting rewards is a better solution than threatening consequences would be because they will approach the homework assignment with a positive mindset rather than a negative one.

If they go in knowing that there is a prize at the end, they will be excited to finish and get it done. If they go in knowing that if they don’t finish, they will have a consequence, they will go in with fear and that will put a negative connotation on homework assignments.

Setting rewards also motivates them to finish.

Think of it like how people get paid at work. They know that if they go to work and do their job, they will get a paycheck so even though many people don’t like their job, they still go in every day and finish because they know that they will be getting a paycheck. They are motivated to work hard by knowing that they will receive a check after.

This is the same concept you should apply for any student that does not want to do their homework. They should have a motivating factor to work towards so it drives them to do it.

Many parents think that they should not be rewarded for doing homework but that is farther from the truth. If adults have to be motivated to work for a paycheck, the child should also have a motivating factor to do their homework.

Let’s start making homework a positive thing instead of pressuring them to finish so they don’t have a consequence.

If they are motivated and are going in with a good mindset to finish, they will most likely aim to finish and do it quickly to receive the prize. You can decide what that prize is or even set up a rewards program where if they get a certain amount of homework done in a week, they will get a bigger prize.

This of course does not mean that you take away the consequences if they don’t finish. This trick of setting up rewards won’t work for all students and they still might slack off and not finish so when explaining to them the reward system, let them know that they are not saved from the consequences and will receive them if they are not trying to finish.

Final Thoughts

There are consequences for students who don’t do homework when they are supposed to and it can be easy to choose one these days. Anything that the student loves to do in their free time should be limited or taken away and that will cause them to finish the homework they have due.

The first thing you have to do is find the reason why they are not finishing their homework and once you find that out, it is time to help them get started. Your child acting out in school can also play a role with they don’t want to finish their homework.

When dealing with this, a way you can take a different approach would be to motivate them by having rewards set up once they are able to complete their homework. This will cause a bigger effect than threatening consequences if they don’t finish.

Related Posts:

• Family Rules and Consequences Chart
• Teaching Honesty to Elementary Students
• Creative Punishments for High School Students

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How to Get Homework Done when You Don't Want To

Last Updated: June 24, 2024 Fact Checked

This article was co-authored by Ashley Pritchard, MA and by wikiHow staff writer, Hannah Madden . Ashley Pritchard is an Academic and School Counselor at Delaware Valley Regional High School in Frenchtown, New Jersey. Ashley has over 3 years of high school, college, and career counseling experience. She has an MA in School Counseling with a specialization in Mental Health from Caldwell University and is certified as an Independent Education Consultant through the University of California, Irvine. There are 9 references cited in this article, which can be found at the bottom of the page. This article has been fact-checked, ensuring the accuracy of any cited facts and confirming the authority of its sources. This article has been viewed 251,231 times.

Homework can be a drag, but it's got to be done to keep your grades up and stay on track during school. Going somewhere quiet, making a plan, and giving yourself breaks can all help you stay focused and on task to get your work done quickly. Try to keep your assignments organized and give yourself credit for completing hard or boring work, even if you didn’t want to.

Getting Motivated

• Keep a list of your assignments and check them off as you finish them. This can give you a sense of accomplishment that can motivate you to keep going.

• Make it the rule that you work for a certain amount of time, or until a certain amount of work has been accomplished. Afterward, you can hang out. Stick to this schedule.
• Try this out and see if it works. If you're too distracted by having friends around, make a date to hang out after homework instead.

• Make sure you keep the competition to yourself. Competing with your friends isn’t fun, especially over homework assignments and grades.

• Learning something that will probably help with future assignments, even if you don't know what they are yet.
• Proving to your teacher that you understand the homework so that they don’t keep assigning it over and over.
• Improving your GPA.
• Getting a good grade.

• Try not to reward yourself with food, as that can lead to snacking when you aren’t really hungry.

Staying Focused

• For instance, tell yourself that if you finish your first assignment in 20 minutes, you can go on your phone for 5 minutes.

• Make sure you stand up and do something when it's your break, or you won't get your wiggles out.
• Set a timer on your phone or use a kitchen timer to let yourself know when it's time to switch tasks.

• If you don't have control over the subject, try to find connections between the topic and something you care about. Find aspects of the subject that interest you.
• For instance, if you have to study History but you care the most about fashion, investigate the styles of the times and places you are studying. Learn how political and economical developments changed the way people dressed.

• You can find playlists on Spotify and YouTube that are made for studying and doing homework.

• When you're struggling to focus, sign out of your email and all social media so you don't check them as a reflex.

Creating Good Study Habits

• If you have many textbooks and worksheets, stack them and put them to the side.
• Get things like pencils, erasers, calculators, rulers, and paper.

• Having a planner will make it less tempting to procrastinate, as long as you have broken up your studying into manageable chunks.
• Your planner can be paper, or you can get one on your phone. Just make sure it has space for task lists as well as events.
• Once you have completed a task, cross it off or put a check next to it. Seeing that you're getting your work done will make you feel better, which in turn will motivate you to keep up the good work.
• Don't put more than you can do in one day on a list! Split up your week's work so that every day has a manageable amount.

• If you have a job or extracurricular activities that change your daily schedule, determine a weekly schedule that you stick to as much as possible.

• Sometimes just explaining what you have to do will help you understand it better.
• Talking to another person is a great way to brainstorm ideas. They may ask you questions or provide comments that can help you organize your ideas.
• Other times, the person you are talking to will notice something about the prompt that you overlooked.

Supercharge Your Studying with this Expert Series

Expert Q&A

Reader Videos

• Try asking a family member to help you remember when to start your assignments so you don’t forget. Thanks Helpful 4 Not Helpful 2
• If you’re really struggling with a topic, consider going to a tutor for extra help. Thanks Helpful 4 Not Helpful 2
• Getting motivated can be tough. Just try your best, and don’t be afraid to ask for help. Thanks Helpful 4 Not Helpful 2

Tips from our Readers

• Set up a dedicated study area at home with your needed supplies, to establish a consistent homework routine. Having everything in one prepared place helps minimize distractions.
• Use a planner to schedule out all your assignments. Break them into small, manageable pieces so it's less overwhelming. Checking tasks off as you finish motivates you along.
• If completely stuck on an assignment, reach out and talk it through with someone. Verbalizing it can provide new insights to move forward.
• Take short activity breaks every 45 minutes. Get up, stretch, grab some water. It refreshes your mental focus so you stay engaged.
• Incorporate a fun personal interest into an assignment when possible. Writing about something you care about keeps you absorbed.
• When you really need to concentrate, eliminate enticing distractions like your phone. Logging out keeps you on track.

You Might Also Like

• ↑ https://hwpi.harvard.edu/files/comm/files/smarttalk_staff_guide.pdf
• ↑ http://www.wcsu.edu/housing/wp-content/uploads/sites/55/2018/05/Handout-V6N6.pdf
• ↑ https://www.psychologytoday.com/us/blog/worry-wise/201410/how-prevent-homework-procrastination
• ↑ Ashley Pritchard, MA. Academic & School Counselor. Expert Interview. 4 November 2019.
• ↑ https://kidshealth.org/en/teens/homework.html
• ↑ http://kidshealth.org/en/kids/organize-focus.html?WT.ac=p-ra#
• ↑ https://www.stonybrookmedicine.edu/sites/default/files/homework_tips.pdf
• ↑ https://childmind.org/article/strategies-to-make-homework-go-more-smoothly/
• ↑ http://kidshealth.org/en/teens/homework.html#

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Reasons Why Homework Is Bad For Students?

• Post author By admin
• October 12, 2022

Homework is a word that most students don’t want to hear. Because, after many hours of sitting in the same class, the last thing students get is more schoolwork over their precious weekends. Well, it is known to be a traditional schooling system. Lets now 

Some feel that Homework is a necessary part of education. On the other hand, some believe that the time should be invested in extra activities. Many studies have found that most students are getting too much extra Homework and assignments that lead to many problems like stress, sleeping problems, and other problems related to health. 

Typically in high schools, students take six classes a day, which means they receive 24.5 hours of homework weekly. But this is not the main problem. The problem with the school nowadays is that it promotes stress at a very high level by giving students extra work that most of the students don’t want to do. 

There are plenty of reasons why Homework is bad for students, but in this Blog, we will look at the top 18 most crucial reasons.

Without wasting any time, let’s get started.

Table of Contents

18 Reasons Why Homework Is Bad For Students

There are many reasons why Homework is bad, but in this Blog, we will cover the top 18 reasons why Homework is bad for students. 

• May lead to Stress Problems

No time for outside activities

Excessive homework cause depression, have no real impact on performance, homework control the student’s freedom.

• May break student’s confidence

No real benefit

The school became a full-time job, irrelevant content, lack of social skills , waste of time, no time for family, destroy sleep cycle.

• Excessive Homework encourages cheating 

Can lower your grades

Counterproductivity.

• No time for daily exercise

Consume free time

May lead to stress problems..

Extra assignments given by high schools and universities to students may lead to unhealthy stress levels. If bombarded with countless work at the school and at home, students may feel anxiety and stress. I know students need to learn in the class, but they also get some time to explore other things outside the academic world. 

This is obvious if you get work after work and fail to complete that work. You will automatically get stressed, and that gets worse over time. 

According to the survey, 56 percent of the students think that Homework is the primary cause of stress. At the same time, the remaining students think that giving tests and getting good marks causes stress. Only 1 percent of the students think that Homework does not cause notable stress.

One of the main reasons Homework is bad is that you get no time to go outside and play something that will automatically boost your productivity and instantly kill stress. Doing outside activities will not only boost your productivity but also make you healthy physically as well as mentally. 

Excessive Homework may cause Depression, which then affects students mentally and physically too. According to the studies, more than 39% of the students have experienced Depression daily. The main reason is that most students want more grades rather than doing Homework. When students are unable to attain their goals, then it is really hard to maintain their health, so as a result, they get depressed. All of these issues can have a negative impact on someone’s life. 

Extra time spent on Homework does not have a real impact on performance. As a result, it’s more like you’re wasting time by doing the same thing repeatedly, which does not produce any result.

Childhood is meant to be enjoyed, but extra Homework makes it impossible. Instead of spending time on something else, students spend most of their time on Homework. As a result, Homework became the reason to control students’ freedom. 

May break students’ confidence

If you’re doing the same thing repeatedly, you don’t get any result from this. Then the probability is high that you will lose your confidence. So, to boost your confidence, students should take some breaks and then get back to work.

A decrease in academic performance is directly connected to spending more time on Homework. Homework can help you get better marks, but it usually has a low return. As a result, there is no real benefit from the Homework. 

This is the seventh reason why Homework is bad for the students. 

In Chile, most school days start from 8 a.m and end at 4 p.m or later. Every day, students spend approximately 9 hours in school, like you’re doing a full-time job. 

If the Homework has nothing to do with the topic or the subject, it should be prohibited. It is unfair to provide Homework that a student did not cover in the class and expect a better report. 

Heavy homework activities may have a terrible effect on student life. Everyone needs some time for daily routine activity and quality time with their friends and family. But teachers assign heavy Homework during weekends. Then there is no choice but for the students to complete the task rather than be more social. 

Most studies found that Homework is a waste of time that keeps people from doing things they want to do. Such as attending important events or sports. As a result, even if a student wants to attend or participate in such events, in such circumstances, students don’t have enough time due to workload. 

This is the twelfth reason why Homework is bad and should be banned. In most parts of the world, students doest have time to spend with their family members. Well, the most difficult thing for today’s parents is that they don’t spend enough time with their children. Students start working on their homework as soon as they get back home. As a result, students barely have time to talk with their parents.

Even on the weekend, students work on their extra assignments and Homework. That being said, students miss weekends that they are supposed to spend with their family members. However, without work, students have more time for family. 

In most cases, students don’t want to get up early in the morning. When you sleep for a longer period and wake up late in the morning, you would feel more relaxed and chill. But due to excessive amounts of Homework, students barely get 7 hours of sleep. As a result, Homework is the biggest concern that destroys the sleep cycle. 

This is the thirteenth reason why Homework should be banned. 

Excessive Homework encourages cheating

When students have an excessive amount of work to complete in a short period, it is really difficult for them to complete their Homework. As a result, to complete Homework in time, they copy from other students. Cheating is illegal in any school. If the teacher finds out that both assignments have relevant material, they get punished. That is why Homework is bad. 

One of the main reasons Homework is bad is that many teachers cannot provide all the important information in the class, and parents can not help children. If you spend most of the time doing homework, you don’t get time to study. As a result, it can lower your grades. 

Rather than improving education, a heavy homework load may affect the students’ performance. Students have too much stress to complete Homework every other night, which can affect the student’s performance in school. A homework load may counter your productivity skills. 

No Time For Daily Workout

This is the seventeenth reason why Homework is bad. Well, exercise has many benefits, like if you work out daily then it can improve your mental health, and remove stress. On the other hand, some aerobic exercise can even help you with Depression. Students don’t have time for daily workouts due to an excessive homework load. 

Everybody needs some free time to chill or relax, but what if you don’t have time to do anything? How do you feel? Well, the obvious answer is you feel very bad. That’s what students feel when they don’t have time to play or to spend some time with family, just because of frequently given Homework and assignments by the teachers. 

Reasons Why Homework Is Bad & Should be Banned

Four main reasons why homework should be banned

• It creates family stress : Some parents argue with their children about getting Homework done or being frustrated with their inability to teach children about any topic.
• Students can do other important activities : Other activities include outdoor time, family bonding time, and other unscheduled play.
• Doesn’t increase academic achievement : According to many studies, Homework has weak links to get better academic achievements.
• Leads to more anxiety : It can cause more academic stress for students. 

Conclusion: Why Homework is Bad

In this blog, we have learned 18 reasons why Homework is bad. I hope you understand why Homework is bad for the student; not only do students in the same city face this problem, but it’s a worldwide cause. Students also have the freedom to do other activities and have some free time to chill and relax. 

This is the end of this Blog. I hope you like it. Also, Read: Best Homework Songs to Listen While Study

Q1. Is Homework Good or bad?

Ans. Too much of anything can harm you instead of helping you. So, if students get too much work, it can do more harm than good. Studies have shown that if a student gets less Homework, it’s good, but if it’s too much, it’s bad.

Q2. Why is too much Homework bad for mental health?

Ans. Studies conducted at Stanford University in 2013 have found that top-performing students are distracted and mostly spend more time on Homework than on improving academic skills. As a result, they experienced more stress, problems related to health, lack of social skills, and many more.

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Oct 1, 2016 9:00:00 AM | online class Never Do Homework In Bed: 3 Reasons Why | achs.edu

Where you decide to do homework plays a role in how much work you get done. And what’s the worst place to try to be productive? Your bed.

Some students will even map out the specific times they’re going to work each day in their planner. That’s a smart move; I’m for it.

However, have you gone so far as to plan where you’re going to get your work done?

Because most people have the mindset that it doesn’t matter where you work, it’s a non-factor.

I’m here to tell you that where you decide to do homework plays a significant role in how much work you get done, especially as an online student. And what’s the worst place to try to be productive? Your bed. 

Here are three reasons why you’d be better off studying anywhere other than your bed : 

1. Studying in bed limits focus.

Think about all the reasons why you love your bed. The comfort of warm covers, soft pillows, and putting off responsibility by pressing “Snooze” are highly persuasive on their own, but even more so when compared to focusing on your homework. 

Because your bed will tempt you to stop working and sleep, it’s best you don’t put yourself in a position to fail from the start. If you don’t change scenery, you may easily allow the comfort of your bed to suck away your focus. Trust me, I’ve been a victim of this before I wised up. 

And if your bed doesn’t make you lose focus, the other things in your room probably will. Your television, smart phone, or laundry will pull for your attention and offer an avenue to procrastinate.

When you’re looking to focus, a chair and desk is the better choice. The wisest choice is a standing desk, but not everyone has one available. Then, after you’ve done your work, you can relax in your bed feeling accomplished. 

2. Studying in bed decreases productivity.

Even if you can manage to focus in your bed, it’s not a productive place to get work done.

First, the lack of space to spread out your research for a paper or study material for an exam is a concern. You’ll waste time and valuable energy going through papers to find what you’re looking for. At a long desk, you can better assemble and organize your materials.

Second, you have no opportunity to get the productivity boost from standing when you’re laying on your bed for hours working. I’m a big supporter of standing when I work because standing sends fresh blood and oxygen to the brain, which promotes optimal brain function. [1] Your body isn’t designed to sit all day.

Before you think you need to spend hundreds of dollars for a standing desk, try putting your laptop on your dresser, propped up on books or a shelf, or get creative by putting your desk on risers (just be sure it’s safe and sturdy!). You now have a “standing desk” without breaking the bank.

3. Studying in bed hurts sleep.

I’ve already discussed how working in a place your body associates with sleep can make you lethargic and unable to focus. But on the flip side, working in your bed makes going to sleep harder. Working in your bed is double trouble! 

Because you’ve trained your body to associate your bed as a place to study or get homework done, once you lay in bed to call it a night your mind will continue to think. Studying in bed earlier in the day can actually rob you of rest.

Your body needs adequate sleep to stay healthy , retain new information, handle stress, and perform at its best each day. I wish sleep deprivation on no one. 

So, to protect your focus, productivity, and sleep, now you know not to study in your bed (or even your bedroom, if possible). Since your study space is important, making an effort to find a quiet place where you’re comfortable—but not too comfortable—can be the secret to success.

And don’t forget to try standing to get the most for your mind and body!

This article is for informational purposes only. It is not intended to treat, diagnose, cure, or prevent disease. This article has not been reviewed by the FDA. Always consult with your primary care physician or naturopathic doctor before making any significant changes to your health and wellness routine.

Disclosure of Material Connection: I am a guest blogger for American College of Healthcare Sciences, the Institution that publishes this blog. However, all opinions are my own. This blog may contain affiliate links. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.” 

[1] Behrens, L. (1990). An upright way to improve thinking. Chicago Tribune. Retrieved from http://articles.chicagotribune.com/1990-10-07/features/9003250339_1_brain-power-standing-stimulation

Written By: Brian Robben

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Airlines owe you a lot less than you'd think when weather gets in the way of your flight

Sunday was a rough day for many air travelers, and some are still struggling to get to their destinations.

Nearly 2,500 U.S. flights were canceled and more than 9,800 flights were delayed Sunday, according to flight tracker FlightAware . More than 1,500 flights are canceled and over 3,000 more are delayed as of noon E.T. Monday.

American Airlines appears to have been particularly impacted with nearly 20% of their flights canceled and a third delayed on Sunday.

"American Airlines is monitoring the track of Tropical Storm Debby and has issued a  travel alert  allowing customers whose travel plans are affected to rebook without change fees," the airline said in a statement to USA TODAY on Monday. "Customers can reschedule their travel on  aa.com  or by contacting Reservations at 800-433-7300 in the United States or Canada. American will continue tracking this system with our customers' and team members' safety top of mind."

Its cancellations were down to 10% and delays down to 12% Monday, according to FlightAware, but social media is still peppered with frustrations from stranded travelers and videos of long airport lines for customer service.

"Our Reservations team is working diligently to support our customers during this period of higher call volume. We encourage customers to leverage  aa.com  or the mobile app, which supports nearly all needs a customer may need for their travel. Our team can also be reached through X at  @AmericanAir  or through Chat in the mobile app and  aa.com. ," American added.

Not all the disruptions are due to the storm, which made landfall in Florida Monday morning. There was also severe weather in the West, Midwest and East Coast on Sunday, according to the NOAA/National Weather Service Storm Prediction Center . Across airlines, upwards of one in four Sunday flights were delayed in cities as far ranging as San Diego, Detroit, Charlotte and New York.

Severe weather can also have a cascading effect on flights. And when weather is to blame, travelers are often stuck in a bind because airlines are not required to offer anything but refunds or rebooking when cancellations are outside their control. Here's what travelers should know.

What happens if my flight is canceled?

Department of Transportation rules  require all airlines to offer customers a refund if their flights are canceled for any reason. Customers may be entitled to additional compensation if a cancellation is within the airline's control. However weather is notably outside of airline control.

According to the DOT's consumer dashboard , if Alaska, American, Delta, Hawaiian, JetBlue or United cancel a flight for controllable reasons, they're committed to:

• rebooking passengers on the same airline or a partner airline, at no extra cost
• providing a meal or cash or voucher for a meal when the cancellation results in a passenger waiting at least 3 hours for a new flight
• providing complimentary hotel accommodations for any passenger affected by an overnight cancellation 
• providing complimentary ground transportation to and from a hotel for any passenger affected by an overnight cancellation

Allegiant, Southwest and Spirit will do all of the above except they do not rebook customers on partner airlines.

Frontier will not rebook travelers on other airlines nor cover a hotel for overnight cancellations.

What happens if a flight is delayed?

No federal laws currently require airlines to compensate travelers for delayed flights, but carriers have committed to various degrees of compensation for significant delays within their control. Each airline defines significant delays differently.

If a flight is significantly delayed for reasons within their control, Alaska, American, Delta, Jet Blue and United offer:

• providing a meal or cash or voucher for a meal when the delay results in a passenger waiting for at least 3 hours for departure
• providing complimentary hotel accommodations for any passenger affected by an overnight delay
• providing complimentary ground transportation to and from a hotel for any passenger affected by an overnight delay

Allegiant, Hawaiian, Southwest and Spirit do not rebook travelers on partner airlines, but offer the rest of the above. Additionally Alaska, JetBlue and Southwest also offer additional compensation when the flight is delayed by 3 or more hours for controllable reasons.

Frontier will offer the meal, but no hotel accommodations nor booking on other airlines.

How hurricane travel insurance works: What it actually covers

What should I do if my flight is delayed?

Airlines will sometimes offer compensation beyond what they've formally committed to with the Department of Transportation.

For instance, according to  Delta's Customer Commitment , "Delta representatives are empowered with the flexibility and discretion to issue the following forms of compensation for passenger inconvenience when individual circumstances warrant doing so: cash equivalents (e.g., gift cards), travel credits/vouchers, and/or miles for SkyMiles members."

Travel insurance  can help offset costs tied to covered cancellations and delays.

Some credit card companies also cover unexpected travel expenses related to flight disruptions, if the flight was originally booked with their card.

Why not Josh Shapiro? Ex-GOP insider explains why Harris picked Walz

• Updated: Aug. 06, 2024, 2:04 p.m.
• | Published: Aug. 06, 2024, 9:40 a.m.

Pennsylvania Gov. Josh Shapiro speaks during a news conference in Philadelphia, Tuesday, July 30, 2024. (AP Photo/Matt Rourke) AP

• Matt Arco | NJ Advance Media for NJ.com

Vice President Kamala Harris has tapped Minnesota Gov. Tim Walz as her running mate after it appeared the choice came down between him and Pennsylvania Gov. Josh Shapiro.

Many believed that because Shapiro was the governor of an important swing state, he would be selected. But he faced opposition from the far left of the Democratic party, which targeted his unwavering support of Israel, and others who disliked that he gave tax breaks to corporations to help grow the Pennsylvania economy.

Donald Trump and some in the GOP trolled Harris’ pick of Walz with tweets that indicated they worried more about Shapiro being on the ticket.

Trump posted, “Thank you,” while his former advisor, Kellyanne Conway tweeted , “Tim Walz? What a relief.”

Republican political consultant Mike Murphy recently offered some insight into why the scale tipped in Walz’s favor over Shapiro despite the latter bringing something big to the ticket: Pennsylvania is a key swing state — possibly the lynchpin to a Democratic victory — and Shapiro, who is wildly popular, would’ve helped capture it.

“I think [Shapiro] would be a solid choice, and probably somebody ought to tell him, we have these things called microphones and amplifiers now. Shouting speeches are highly overrated, unless you’re very good at it,” Murphy joked in an appearance on MSNBC last week.

“The theory that you pick a guy from the state you need to win the state was perfectly right in 1908, but elections are nationalized now. They’re about message. My friend [Democratic strategist] Paul Begala often reminds us that Mitt Romney picked Paul Ryan and he didn’t even carry Ryan’s congressional district,” he said. “Now, I don’t think Shapiro would be a bad choice, but I think he’s overrated. The conventional wisdom is a myth that, frankly, isn’t that true in the world of campaigns anymore.”

Murphy had argued Harris should have picked Pete Buttigieg, the Secretary of Transportation and former mayor of South Bend, Ind. But on Tuesday, Murphy posted to X that he thought Walz is a “solid pick” and a “(very) good communicator.”

Gonna tape @HacksOnTap shortly… lots to discuss! Walz is: -Solid pick -V Good, authentic communicator -Moderate vibe (though labor liberal record. Second media look, if honest, will note this is most progressive D ticket since Dukakis). -Makes my Minnesotan wife v happy! 💕 — Mike Murphy (@murphymike) August 6, 2024

Murphy added: “A lot of the CW spin about Shapiro focused on Pennsylvania and while I don’t believe VPs can deliver states it is notable that Walz will be very effective and resonate on the trail in critical Wisconsin and Michigan.”

A lot of the CW spin about Shapiro focused on Pennsylvania and while I don’t believe VPs can deliver states it is notable that Walz will be very effective and resonate on the trail in critical Wisconsin and Michigan — Mike Murphy (@murphymike) August 6, 2024

Walz is a former congressman who was elected governor of Minnesota in 2018. His victory extended the Democratic Party’s 12-year grip on the governor’s office. The last time a Minnesota Republican won statewide office was in 2006, when Gov. Tim Pawlenty was reelected.

The Associated Press contributed to this report.

Stories by Matt Arco

• Kamala Harris already accomplished something Joe Biden couldn’t
• Did Trump‘s VP pick JD Vance just ‘swiftboat’ Tim Walz by attacking his military record?
• The 1 thing Harris advisors told her that led to her pick of Walz

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Where Tim Walz Stands on the Issues

As governor of Minnesota, he has enacted policies to secure abortion protections, provide free meals for schoolchildren, allow recreational marijuana and set renewable energy goals.

• Share full article

By Maggie Astor

• Aug. 6, 2024

Gov. Tim Walz of Minnesota, the newly announced running mate to Vice President Kamala Harris, has worked with his state’s Democratic-controlled Legislature to enact an ambitious agenda of liberal policies: free college tuition for low-income students, free meals for schoolchildren, legal recreational marijuana and protections for transgender people.

“You don’t win elections to bank political capital,” Mr. Walz wrote last year about his approach to governing. “You win elections to burn political capital and improve lives.”

Republicans have slammed these policies as big-government liberalism and accused Mr. Walz of taking a hard left turn since he represented a politically divided district in Congress years ago.

Here is an overview of where Mr. Walz stands on some key issues.

Mr. Walz signed a bill last year that guaranteed Minnesotans a “fundamental right to make autonomous decisions” about reproductive health care on issues such as abortion, contraception and fertility treatments.

Abortion was already protected by a Minnesota Supreme Court decision, but the new law guarded against a future court reversing that precedent as the U.S. Supreme Court did with Roe v. Wade, and Mr. Walz said this year that he was also open to an amendment to the state’s Constitution that would codify abortion rights.

Another bill he signed legally shields patients, and their medical providers, if they receive an abortion in Minnesota after traveling from a state where abortion is banned.

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Watch CBS News

Here's when you should — and shouldn't — use autopay for your bills

By Megan Cerullo

Edited By Anne Marie Lee

Updated on: August 24, 2023 / 10:34 AM EDT / MoneyWatch

It can be tempting to set automatic payments for your credit card and other bills, to eliminate the chore of having to manually make payments every month and the possibility that you might forget to pay off an account.

Indeed, autopay options ensure that charges are settled on time and late fees are avoided. 

But it's a convenience that comes with trade-offs. For example, you could inadvertently autopay a bill that contains errors, or risk being dinged with overdraft fees if the checking or savings account  from where payments are being withdrawn contains insufficient funds.

In other words, "sometimes set it and forget it can be a ticket to overspending," Ted Rossman, senior credit card analyst at Bankrate told CBS MoneyWatch. 

Here are the pros and cons of setting bills to autopay, and how to decide when to make manual versus automatic payments, according to experts. 

Avoiding late fees

One big benefit to autopay is that typically, this option means you'll never have to pay a late fee. 

"You don't have to log in, and you're not at risk of paying late because you forgot, which can lead to late fees and ding your credit score. These are reasons why people like to set up auto payments," Rossman said.

Consistently paying one's bills on time helps build a strong credit score. "It can positively impact your credit score, as payment history is a significant factor in credit scoring models," Michael Hershfield, founder and CEO of savings platform Accrue Savings told CBS MoneyWatch. 

It's still wise to log in to your account periodically to make sure a payment was made in case there's a technical glitch, or the card with which you're paying the bill has expired, two scenarios that could result in late fees despite choosing to autopay a bill.

Automatically paying bills can reduce the stress of managing different due dates while worrying about missing payments. Another advantage: It saves time.

"You don't have to spend time each month logging in to various accounts and making payments," Hershfield said.

It can be worth it to take advantage of these benefits of autopayment when it comes to fixed rate bills that seldom change.

"The bills that make the most sense to put on autopay are the ones that stay the same every month," Rossman of Bankrate said. "But even there, check in periodically to make sure it did get paid on time and also that something didn't change. Sometimes hidden charges creep up, surcharges get added, or a fee goes up."

Not safe for credit cards

Credit card bills, on the other hand, can fluctuate dramatically month to month, depending on how much you spend. It's important to pay your bill off each month, given the current climate of  record-high interest rates . 

"Certainly with credit card rates so high , you want to pay your whole bill off if you can to avoid owing interest," Rossman added. 

Online shoppers sometimes pay for things that never show up. Other times, fraudsters make unauthorized purchases using others' funds. 

• Money Minute: Tips for staying out of credit card debt
• Americans have almost $1 trillion in credit card debt. 
• Credit card interest rates hit highest level on record

If you don't review your credit card statement monthly you could accidentally miss, and pay for incorrect or fraudulent charges. Once you've paid for a charge, it's harder to dispute. "It's like trying to get the horse back in the barn," Rossman said. 

Fixed-rate bills

Fixed monthly bills for rent, a mortgage, internet or cable, with amounts that don't change are generally safe for autopay, according to Hershfield of Accrue Savings. The same goes for gym memberships, magazine and streaming service subscriptions, for which the amount remains steady, he added. One note of caution is to be cognizant of price hikes, which businesses can implement at any time. 

Megan Cerullo is a New York-based reporter for CBS MoneyWatch covering small business, workplace, health care, consumer spending and personal finance topics. She regularly appears on CBS News 24/7 to discuss her reporting.

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• Personal Loans
• Best Debt Consolidation Loans For Bad Credit

Best Debt Consolidation Loans For Bad Credit Of August 2024

Updated: Aug 1, 2024, 1:11pm

A debt consolidation loan can be a smart way to streamline your monthly debt obligations and get out of debt faster. However, if you have bad credit, qualifying for a debt consolidation loan with an attractive interest rate could be a challenge.

If you have bad credit and high-interest debts you want to pay off, it’s worth considering your options. Bad credit consolidation loans might work well for certain debts, especially those with sky high interest rates like payday loans or title loans. Find our list of the best options below.

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Our editors are committed to bringing you unbiased ratings and information. Our editorial content is not influenced by advertisers. We use data-driven methodologies to evaluate financial products and companies, so all are measured equally. You can read more about our editorial guidelines and the loans methodology for the ratings below.

• 29 nationwide lenders researched
• 16 data points evaluated and scored
• Line-by-line fact checking
• Best Personal Loans
• Best Debt Consolidation Loans
• Best Personal Loans for Fair Credit
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Best Debt Consolidation Loans for Bad Credit of 2024

Universal credit, lendingclub, summary: best debt consolidation loans for bad credit of august 2024, tips for comparing bad credit debt consolidation loans, the complete guide to bad credit debt consolidation loans, what is a debt consolidation loan, how does debt consolidation work, pros and cons of debt consolidation, where to get a debt consolidation loan with bad credit, how to qualify for a debt consolidation loan with bad credit, how to get a debt consolidation loan with bad credit, 3 alternatives to debt consolidation loans for bad credit, methodology, frequently asked questions (faqs), compare personal loan rates.

• Upgrade – Best Overall Bad Credit Debt Consolidation Loan
• Universal Credit – Best for Comparing Multiple Offers
• Achieve – Best for Paying Off Credit Card Debt
• LendingClub – Best for Peer-To-Peer Lending

BEST OVERALL BAD CREDIT DEBT CONSOLIDATION LOAN

Minimum Credit Score

8.49% to 35.99%

Loan amounts

$1,000 to $50,000

Upgrade was launched in 2017 and provides accessible online and mobile credit and banking services. Since that time, the platform has made more than $3 billion in credit available to over 10 million applicants and continues to expand its online and mobile services. Although maximum APRs are on the high end compared to other online lenders, Upgrade makes loans available to those with poor credit history.

Loans amounts, which range from $1,000 to $50,000. Upgrade has two- to seven-year terms available. Upgrade charges an origination fee between 1.85% and 9.99% of the loan, and borrowers will encounter a $10 fee if their payment is more than 15 days late or if the payment does not go through; there are no discounts for autopay. That said, Upgrade borrowers are not subject to a prepayment penalty, so you can reduce the overall cost of the loan if you’re able to pay it off early.

Beyond offering accessible personal loans, Upgrade streamlines the lending process with a mobile app that lets borrowers view their balance, make payments and update personal information. Upgrade’s Credit Heath tool also makes it easy to track your credit score over the life of your loan.

• Low minimum credit score requirement
• Borrowers can use loans to cover business expenses
• Offers direct lender payoff for debt consolidation loans
• High APR range
• Charges fees for origination, late payment and insufficient funds

Overview: Upgrade was launched in 2017 and provides accessible online and mobile credit and banking services. Since that time, the platform has made more than $3 billion in credit available to over 10 million applicants and continues to expand its online and mobile services.

Upgrade charges an origination fee between 1.85% and 9.99% of the loan, and borrowers will encounter a $10 fee if their payment is more than 15 days late or if the payment does not go through; there are no discounts for autopay. That said, Upgrade borrowers are not subject to a prepayment penalty, so you can reduce the overall cost of the loan if you’re able to pay it off early.

Eligibility: 

• Minimum credit score: 580
• No minimum income requirement
• Allows co-applicants
• Debt consolidation
• Home projects
• Large expenses
• Business expenses

BEST FOR COMPARING MULTIPLE OFFERS

11.69% to 35.99%

Universal Credit is an online lending platform that offers personal loans between $1,000 to $50,000 through its partners. Repayment terms range from three to seven years.

While Universal Credit makes finding a personal loan accessible even to those with damaged credit, it comes with a few tradeoffs. First, it charges high APRs, well above the most competitive rates seen on our list. Second, Universal Credit charges a 5.25% to 9.99% origination fee on all personal loans. Because this is deducted from your loan proceeds, you’ll need to factor this in when determining your loan amount to ensure you receive the necessary amount after the fact.

• Flexible qualification requirements
• Next-day funding
• No prepayment penalty
• All personal loans charge a 5.25% to 9.99% origination fee

Overview: Universal Credit is an online lender powered by Upgrade with loans originated by partners Cross River Bank and Blue Ridge Bank. The lender offers its loans in every state except Iowa, West Virginia and Washington, D.C.

Eligibility:

• Minimum income requirement: Does not disclose
• Doesn’t allow co-signers or co-borrowers
• Large expense
• Home project

Best for Paying Off Credit Card Debt

Minimum credit score

8.99% to 35.99%

$7,500 to $40,000

Achieve is an indirect lending platform that offers personal loans underwritten by Cross River Bank or MetaBank. Founded in 2014, the lender is one of our top picks for debt consolidation loans because of the flexible loan terms (two to five years) and loan amounts ($7,500 to $40,000). These characteristics make it easier to consolidate a large amount of debt while spreading payments out over a lengthy period of time and reducing monthly payments.

Like some of our other top picks, Achieve also offers direct payment to creditors. In fact, borrowers who put 85% of the total loan amount toward debt consolidation via direct payment are more likely to qualify for a loan.

That said, depending on the interest rates on your current debts, the potentially high APR Achieve charges may make it more difficult to save money by consolidating. Likewise, the origination fee from 1.99% to 6.99% of the loan amount can make the loan more expensive. If you’re considering Achieve for debt consolidation, it’s important to do the math before you sign on the dotted line.

• Funds available within 48 hours
• Flexible repayment terms
• Allows co-borrowers
• Application is not entirely online
• Imposes a minimum income requirement
• High minimum loan amount

Overview:  Achieve is an indirect lending platform that offers personal loans underwritten by Cross River Bank or MetaBank. Like some of our other top picks, Achieve also offers direct payment to creditors. In fact, borrowers who put 85% of the total loan amount toward debt consolidation via direct payment are more likely to qualify for a loan.

• Minimum credit score: 620
• Minimum annual income: $21,500
• Allows co-signers and co-applicants

Loan uses: 

• Medical expenses
• Travel costs

Best for Peer-to-peer Lending

9.57% to 35.99%

$1,000 to $40,000

LendingClub is a peer-to-peer—or marketplace—lender founded in 2007. As the largest online lending platform for personal loans, LendingClub has worked with over 3 million customers and funded more than $55 billion in loans. It’s also one of the most geographically widespread options, with lending capabilities in every state except Iowa and the U.S. territories.

While LendingClub imposes high APRs and no autopay discount, applicants can choose to borrow between $1,000 to $40,000. This is a higher maximum loan cap than some other lenders. That said, LendingClub’s loan terms are limited to two to five years, which is less flexible than other lenders on our list. Borrowers also are charged an origination fee between 2% and 6% of the total loan amount, which is taken from the loan proceeds at funding.

LendingClub also makes debt consolidation easier by offering a balance transfer loan. With this type of loan, LendingClub offers direct payment to third-party lenders, including over 1,700 creditors. Not only does the platform take care of payments for you, you can choose exactly how much of your new loan amount you want LendingClub to pay toward each creditor.

• Will directly pay off third-party creditors as part of balance transfer loan
• Co-applicants permitted
• Available to borrowers with fair to excellent credit
• Origination and late fees
• Limited loan term availability

Overview: LendingClub is a peer-to-peer—or marketplace—lender founded in 2007. As the largest online lending platform for personal loans, LendingClub has worked with over 3 million customers and funded more than $55 billion in loans. It’s also one of the most geographically widespread options, with lending capabilities in every state except Iowa and the U.S. territories.

• Minimum credit score: 600
• Minimum credit history: Three years

Via Credible.com’s Website

Via Fiona.com’s Website

Below are three tips that can help you compare bad credit debt consolidation loans and find an offer that may work well for your situation.

• Get multiple quotes. It’s wise to shop around and compare offers from multiple lenders any time you’re searching for financing. Doing so could save you hundreds (maybe even thousands) of dollars on a debt consolidation loan. If you can find lenders that offer personal loan pre-qualification , you won’t risk any potential credit score damage from rate shopping.
• Don’t skip over the fine print. Getting a lower interest rate can be one of your biggest challenges if you’re shopping for a personal loan with bad credit. But many people overlook the fact that loan origination fees can also make borrowing money more expensive. Be sure to review the fine print for any additional fees or costs associated with a potential loan so you can determine whether consolidating your debt with a particular lender makes sense.
• Do the math. If you can qualify for a debt consolidation loan with a lower interest rate than you’re paying on your existing debts, it could make sense to move forward. But it’s important to verify the savings potential before you make anything official. A personal loan calculator  can help you compare how much you’re paying on your current debts to the potential costs of a new loan—both on a monthly basis and in terms of overall interest and fees.
• Where to Get a Debt Consolidation Loan with Bad Credit?
• How to Qualify for a Debt Consolidation Loan with Bad Credit?
• How to Get a Debt Consolidation Loan With Bad Credit

A debt consolidation loan is a type of personal loan that can combine several existing debts in a single account. Once consolidated, you’ll have a single monthly payment to a new lender rather than multiple loan and credit card payments as before.

Debt consolidation might also save you money and could be good for your credit score in some situations. With credit card debt, in particular, using an installment loan to pay off revolving balances could lower your credit utilization rate and might improve your credit score as a bonus.

When you take out a debt consolidation loan, you use the new loan to pay off one or more of your existing loans or credit cards. You then only have one payment to manage.

If you can’t make all of your debt payments, a debt consolidation loan can help you get a lower interest rate, making it easier to repay your balance. Along with a potentially lower interest rate, you can also choose a shorter term length, which will help you pay off your debt sooner. Alternatively, you may choose to take out a longer term loan. This makes each monthly payment smaller, but it can increase the total interest you pay over the life of the loan.

When choosing which route to go, it’s always recommended to select terms that you can afford monthly.

Debt consolidation loans aren’t for everyone. Before accepting this financing, consider the pros and cons of debt consolidation :

Pros Of Debt Consolidation

• Simplify your debt. Rather than managing multiple debts, you’ll consolidate your payments into one monthly payment .
• Increase your credit score. Paying off credit card debt with an installment loan can help you increase your credit score, especially if you can avoid racking up a new balance on your credit card.
• Pay off debt sooner.  If you get a lower rate and/or a shorter term length, you can pay off your debt ahead of schedule.
• Shrink your debt payments.  A lower rate and/or a longer term length can help you shrink your monthly payments to a manageable level.

Cons Of Debt Consolidation

• Can reinforce bad habits.  Once you pay off your credit cards, your full credit limit is available to spend again. Some people can’t resist the temptation to keep spending, and in this case, you can end up with twice the amount of debt you had before.
• Lower rates aren’t guaranteed. Interest rates are typically determined by what the lender currently offers and your creditworthiness, so it’s not guaranteed that you’ll get a lower rate on your new loan.
• Can interfere with financing large purchases. Taking on any new debt right before you apply for a big loan, like for a house or a car, can be a red flag to lenders and make it more difficult to get approved for other credit.

Lenders use credit scores to predict risk. Unfortunately, traditional lenders like banks may not be comfortable issuing you a loan to consolidate your debt when you have bad credit. There are, however, some lenders that might work with you even if you have damaged credit.

Related: Debt Consolidation Loan vs. Balance Transfer Credit Card

1. Online Lenders

Online lenders may offer debt consolidation loans with more lenient credit score requirements. However, debt consolidation loans for bad credit tend to feature higher interest rates and sometimes fees to offset the added risk. If the interest rate you qualify for isn’t low enough, debt consolidation might not save you money.

2. Credit Unions

Credit unions are another resource to consider if you want to consolidate debt with a bad credit score. Compared with traditional banks, credit unions are often more willing to approve borrowers with less-than-perfect credit; however, they require membership. Nonetheless, you may have to shop around to find a local credit union or an online credit union that is willing to work with your situation.

Consolidating higher-interest debt at a lower rate can be an effective way to pay off your debt faster and save money on interest. However, finding a personal loan with a lower rate than your current loan can be difficult.

If you’re looking to consolidate credit card debt, you may be able to find a lower APR than what you’re currently paying on your credit card. As of February 2024, the average credit card interest rate was 21.59% APR, according to the Federal Reserve. This rate is similar to what lenders offer personal loan applicants with bad credit.

As you prepare your application, there are ways to improve your chances of qualifying for an affordable debt consolidation loan:

• Check your budget. Develop a comprehensive budget to determine the maximum monthly payment amount you can afford.
• Review your credit report. Review your credit report and contact the credit bureaus if there are any errors. Correcting those mistakes can improve your credit.
• Research different lenders. Research your options and find different lender recommendations for bad credit. Pre-qualifying for a loan can show you the rates and terms you may qualify for without impacting your credit score, and a debt consolidation loan calculator can help you compare costs.

Whether you have bad credit or good credit, the basic loan shopping process is similar to get a consolidation loan .

• Start with a credit review . A lender will most likely review one of your credit reports and credit scores when you apply for a debt consolidation loan. So, you should check your credit from all three credit bureaus—Equifax, Experian and TransUnion—to ensure you meet the credit score requirements for a personal loan .
• Search for lenders that are a good fit . Let’s say your FICO credit score is 580. In this scenario, a lender that requires a credit score of 660 won’t work for you. But a lender with a minimum credit score requirement of 560 could make it onto your list of borrowing possibilities.
• Compare loan options . Some lenders allow you to pre-qualify and discover the personal loan interest rate they might offer you with a soft credit inquiry. Once you find loan options that might work for you, you can compare loans and narrow them down to the best deal.
• Submit an application . The final step to getting a debt consolidation loan is to fill out a lender’s official loan application. Provide the lender with any documents or information it requests right away to avoid potential problems.

A debt consolidation loan for bad credit may not be the best choice for everyone. If your credit prevents you from qualifying for a lower interest rate than you’re paying now, you may want to consider the following alternatives to debt consolidation.

1. Improve Your Credit First

Good credit comes with many perks, including the ability to qualify for better financing. If you’re not in a position to lock in an attractive interest rate on a debt consolidation loan right now, working to improve your credit might give you more options in the future.

When creating your credit improvement plan, remember: You may want to adjust your approach depending on whether you’re building credit from scratch or working to rebuild damaged credit. Either process can take time, but the payoff from earning better credit can make your hard work worthwhile in the long run.

2. Use a Debt Payoff Strategy

If you have some wiggle room in your monthly budget, a debt payoff strategy might work well for you. Do-it-yourself strategies like the debt snowball or debt avalanche method cause you to restructure the way you pay down your debt each month. In the end, each approach has the potential to save you time and money in the debt elimination process.

3. Get Professional Help

Credit card debt and other high-interest debt can sometimes get out of hand. If you’re struggling to keep up with even the minimum payments on your monthly credit obligations, it might be time to talk to a financial professional about your situation.

A nonprofit credit counseling company may have solutions that could help you, including a debt management plan. In extreme cases, you may even want to seek advice from a bankruptcy attorney regarding plans that can provide you with protection from your creditors.

Find the Best Balance Transfer Credit Cards Of 2024

We reviewed 15 popular lenders based on 11 data points in the categories of loan details, loan costs, eligibility and accessibility, customer experience and the application process. We chose the best lenders based on the weighting assigned to each category:

• Loan cost: 30%
• Eligibility and accessibility: 25%
• Loan details: 20%
• Direct payment to creditors: 15%
• Customer experience: 10%

Within each category, we also considered several characteristics, including available loan amounts, repayment terms, APR ranges and applicable fees. We also looked at minimum credit score requirements, whether each lender accepts co-signers or joint applications and the geographic availability of the lender. Finally, we evaluated the availability of each provider’s customer support team.

Where appropriate, we awarded partial points depending on how well a lender met each criterion.

To learn more about how Forbes Advisor rates lenders, and our editorial process, check out our Loans Rating & Review Methodology .

Personal Finance Writer Lindsay VanSomeren contributed to this article.

What credit score is needed for a debt consolidation loan?

Every lender sets its own guidelines when it comes to minimum credit score requirements for debt consolidation loans. However, it’s likely lenders will require a minimum score between 580 and 680.

Credit score requirements can vary widely from one lender to the next. Therefore, it’s wise to find out each lender’s criteria before you apply for financing.

Does a debt consolidation loan hurt your credit?

Consolidating your debt has the potential to impact your credit score in positive and negative ways. Applying for a loan and adding a new tradeline to your credit report are both actions with the potential to damage your credit score.

On the other hand, debt consolidation should help you pay down your debt faster, reducing the number of accounts with balances on your credit report. This could give your credit score a boost.

How do I get out of debt with no money and bad credit?

Getting out of debt when you have limited resources and bad credit can be difficult. If you want to manage the process on your own, your best bet is to try to find ways to cut your expenses, increase your income or both.

However, if you’re in a financial position that feels hopeless or overwhelming, it might be time to consider more extreme measures. Credit counseling or even bankruptcy can provide alternative debt solutions that could deal with an unmanageable financial situation.

Is a debt consolidation loan a good idea?

If you find the right loan with favorable terms, debt consolidation can improve your finances. For example, if your new loan has a lower interest rate than your current loans and/or credit cards, you can reduce the overall cost of your debt. However, if your new loan has terms you can’t afford, such as larger monthly payments, it may not be the best choice for you.

How long does it take to get approved for a consolidation loan?

Approval for a debt consolidation loan is similar in duration to any other personal loan. Some lenders—especially online lenders—offer same-day funding, but it can still take a couple of days for your bank to process the deposit. However, most lenders take a few days to a week to make a loan decision, plus a few extra days to disburse your funds if you’re approved.

Next Up In Personal Loans

• Best Personal Loans For Fair Credit
• Best Emergency Loans
• Best Low-Interest Personal Loans
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Michelle Lambright Black, Founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert and personal finance writer with nearly two decades of experience in the credit industry. She’s an expert on credit reporting, credit scoring, identity theft, and the intersection of credit and financing. You can connect with Michelle on Twitter (@MichelleLBlack) and Instagram (@CreditWriter).