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Business Loan Presentation Template

Secure the financial loan you need to grow your business with this engaging presentation template..

This business loan presentation template allows you to use visual storytelling to present your business history, ideas and future plans.

This template can be added to other documentation you need to present for a bank loan or you can use the design to find investors and supporters for your cause.

  • Change colors, fonts and more to fit your branding
  • Access free, built-in design assets or upload your own
  • Visualize data with customizable charts and widgets
  • Add animation, interactivity, audio, video and links
  • Download in PDF, PPTX, MP4 and HTML5 format
  • Share online with a link or embed on your website

Apply for a business loan like a pro using this smart design, or check out our library of other presentation templates to find the right one for your needs.

Edit this template with our  Presentation Software

Template Specifications

24 Slides, 1366 x 768 pixels – 16:9 Aspect Ratio (HD Presentation Quality)

Customizable

This template can be fully customized. You can edit content, change image(s), apply custom colors, input your own fonts and logo, and more.

Download as a PDF to share with your recipient or generate a shareable link for online sharing.

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  • Building Your Business
  • Business Financing

How to Present a Business Loan Proposal

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It's been said that you never have a second chance to make a good first impression. Nowhere is that more important than when you present a business loan proposal to a potential lender. You can increase your chances of getting a startup loan by following these tips for presenting the loan. 

Business loans are the riskiest loans because business is a risky enterprise. Startup loans are even riskier; the Small Business Administration (SBA) says 50% of small businesses fail in the first five years. A small business can still increase the odds of success by remembering these factors: 

  • The information you provide to the lender.
  • How you present that information. 

Included in this article is a discussion about presenting a business loan proposal to a lender. The information you provide should be in the form of a formal business plan . These tips assume that you already have prepared that business plan and that it's perfect, accurate, and complete. 

Make an Appointment

Lenders, like all of us, are busy people. If you want to impress a lender, call ahead and make an appointment for a specific time. Ask if the company is lending now, and give a brief one or two-sentence description of your business and why you want money, sometimes referred to as an " elevator pitch ."

Talking by phone will save you time if the lender is truly not interested, but remember this is how banks, credit unions, and other commercial lenders make their money. 

In a situation where you aren't sure how to dress, it's always better to be overdressed than underdressed. If you want your loan proposal to be taken seriously, dress like you are serious. 

Understand What a Lender Is Looking For

It's been said that lenders lend money to people who don't need it. In tough financial times, it's even truer. A lender wants to know only two things: 

  • How much do you want?
  • How will you be able to pay it back? 

The answers to the first question are shown in the business plan and financial spreadsheets you will be presenting. You will need a balance sheet, a proposed income statement (P&L), a break-even analysis, and possible sources and uses of funds statement to show where the money will come from and where it will be spent. Larger businesses may use a business requirements document to show how the funds will be used in a big project.

The answers to the second question can be developed as you talk to the lender. Have an understanding of the " 4 C's of credit " and what kinds of credit a lender is looking for. For example, you most likely will be required to provide a personal guarantee for that business loan, which is very common for startups. If you have the personal guarantee documents prepared, it will increase your credibility and the likelihood of getting that loan. 

Be Prepared With Information

Bring all the information needed for the lender to make a decision. This includes personal information on yourself and any possible co-signers, in addition to a business plan and financial documents. You should bring your personal financial statement.

If you think there may be issues with your credit, check your credit score and get a detailed credit report. If you have assets you want to use as collateral, bring information on those assets. You want to be able to answer the lender's two questions above as completely as possible. 

Remember the two things a lender wants to know. Talking about all the wonderful features of your business and how you found the idea for the business takes time and doesn't answer the questions.

The best way to be brief and complete is to have an executive summary of your business plan available for the lender to read. Include some meaningful graphs or charts to illustrate the financial projections you have prepared. 

Plan What You Will Say

You may or may not get an opportunity to talk much, so work on the inverted pyramid method that newspapers use: Start with the most important information, to answer the lender's primary questions. Then, if you have time and the lender appears interested, talk more about your business and what you hope to achieve. 

Use One Loan Presentation To Make the Next One Better

If you get a "no" answer, ask this question: " Under what circumstances would you consider giving a loan to this business?" If the answer is something like, "When hell freezes over," move on. It may be you are asking for too much, you have omitted some key piece of information, or you may need more collateral from your personal funds or a co-signer. Each meeting can be a learning experience and a step to better the experience the next time around. 

Present to Several Lenders at Once

It may take you several banks or credit unions to fine-tune your presentation. Putting together a list of possible lenders helps you see the possibilities. As mentioned above, think out of the box, including credit unions on your list. 

Have a Backup Plan

Know what you can do if you get rejected by lenders. Having a backup keeps your stress level lower, makes you less likely to show desperation and keeps you thinking ahead. 

Consider Other Alternatives

If you have run through your list of possible lenders and you still don't have a loan, don't give up. Look at other sources of funding, such as trade credit, family and friends, or crowdsourcing . Also, you may want to consider scaling down your request. 

business presentation for bank loan

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How to Prepare a Business Loan Presentation

The immediate aftermath of the financial crisis produced a credit freeze that made it difficult for even creditworthy Los Angeles and Southern California companies to obtain business loans to support working capital needs and growth. As the economy has gradually improved, however, the credit freeze has begun to thaw somewhat, and some businesses are finding lenders to be more flexible than they were a year or two ago.

Regardless of the credit environment, the best way to increase your chances of landing a business loan is to put together a quality loan application presentation. Doing so accomplishes several important objectives:

§   It demonstrates business acumen and shows the lender that you have your “act together.”

§   It anticipates and provides the information the lender will need before he or she has to ask you for it.

§   It makes the lender’s job easier, thus making it easier for the lender to approve the loan.

The Most Important Questions

Your business loan application package should answer at least five important questions:

  • Why do you think you need to borrow money?
  • How much money do you need to borrow?
  • How will the money be used to sustain or grow your business?
  • How and when will you repay the money?
  • What kind of collateral do you have to support the loan?

The crux of your business loan application package is your financial statements. These should be prepared in accordance with generally accepted accounting principles (or GAAP) and consist primarily of the:

  Balance Sheet

  This shows at a glance all of your company’s assets (what you own) and liabilities (what you owe).

  Income Statement

  Also referred to as the P&L (or profit and loss statement), this shows how much money was made or lost during the most recent year, quarter or month.

  Cash Flow Statement

  This reconciles the changes in your company’s cash position from the beginning to the end of your fiscal year. It will tell lenders what you did with your company’s cash.

In addition, a lender may also want to see your business and personal tax returns, accounts receivable agings, current accounting and bookkeeping records, a record of state and federal tax payments, and sales and cash flow projections. These projections are especially important, because lenders want to be assured that you will be able to generate sufficient sales and revenue to service the debt. Along with the projections, be sure to include the assumptions upon which they are based. For example:

“Sales are projected to rise five percent per year for the next five years due to an increase in the marketing budget and expansion of the sales staff.”

“Revenue is projected to rise eight percent per year for the next five years due to increased sales and the high quality of our products, which will enable us to charge a premium price.”

“Profits are projected to rise 10 percent per year for the next three years due to technology investments that will enable the company to operate more efficiently.”

Prepare Early

Some business executives wait until they need financing before establishing a relationship with a commercial banker. However, it’s better to be proactive and start to build this relationship long before you actually need to borrow money. Most institutions prefer to lend money to businesses with which they already have a banking relationship — for example, those that use the bank for business checking and savings accounts and merchant or cash management services. Often, banks are able to offer relationship-based pricing to these kinds of businesses.

Banks also prefer to work with business owners and executives who keep the lines of communication open. So err on the side of over-communicating, rather than under-communicating, with your bank. Let your banker know about new developments at your company — new product and service offerings, expanded territories, new sales and marketing initiatives, new executives hired, etc.

This goes for both good news and bad — your banker will eventually find out about bad news, so it’s best to be upfront and honest about everything. If there’s one thing that bankers hate, it’s surprises.

Concluding Thoughts

While Los Angeles and Southern California business leaders and financial executives may find that obtaining business financing is a little easier today than it was a year or two ago, this doesn’t make thorough preparation of the business loan application package any less important. An outsourced CFO services provider can offer invaluable assistance in this area by helping you package your financials so that they provide all the information the lender will need to make a positive and fast decision on your business loan request.

© 2011-2024 CFO Edge, LLC - This article is only for general information and should not be used in lieu of professional advice.

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  • Business Loans

How To Write A Successful Business Plan For A Loan

Kiah Treece

Updated: Aug 18, 2022, 12:46pm

A business plan is a document that lays out a company’s strategy and, in some cases, how a business owner plans to use loan funds, investments and capital. It demonstrates that a business is already producing income and has a plan to continue doing so moving forward.

A successful business plan is well-written, realistic, concise and, most importantly, convinces financial institutions that approving your business for a loan is a smart choice.

Here’s what you need to know about each section of a business plan and how to write a plan that will earn a lender’s stamp of approval.

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What Does a Successful Business Plan Include?

A successful business plan outlines your entire business and effectively explains how it makes money and why it’s likely to succeed. This is especially important if you’re trying to get a small business loan .

The content of a business plan should vary from company to company, but there are a few common sections that will help lenders better understand your business and help you qualify for financing.

Executive Summary

An executive summary concisely summarizes your business plan—usually on one page. The goals of this section are to inform the reader about the business as a whole, summarize what is contained in the rest of the document and capture their interest. That said, the best use of this section may depend on the age of your business.

  • Startups. Startup owners typically use the executive summary to discuss the business opportunity, their target market and their planned strategy for building the business. The section also may touch on relevant market competition. Startup companies in particular should use the executive summary to build a lender’s confidence in the business.
  • Established businesses. Companies that have been in business for several years usually orient their executive summaries around past achievements and growth plans. In this case, the section may begin with the company’s mission statement and provide information about business operations and financials before outlining future goals.

Industry Analysis

The industry analysis section of a business plan defines the business’ industry and mentions current trends—with a focus on risks and opportunities. The section also informs the reader about how the industry works and where the business fits in the industry as a whole.

This section should start by defining the industry, as well as what products and services it provides, and what consumer demand it fulfills. Next, identify the most important influences in the industry. In the case of a bank, this may include applicable government regulations; for a clothing boutique, it may be consumer trends and budget.

The industry analysis should also define the company’s intended niche in the industry.

Market Analysis

The market analysis zooms into the specific market niche mentioned in the previous section. Market analysis aims to detail the segment of the broader market the business is intended to fit within. For example, a fashion brand or boutique may target high-income consumers.

Use this section to explain how the segment differs from the wider industry. In the fashion boutique example, a market analysis may reveal that high-income consumers in the fashion industry pay substantially more for brands that are considered exclusive.

Also, describe the size of your business’ niche and how it fits into the wider industry. This should include mention of how many existing businesses operate in this niche and how they target consumers.

Competitor Analysis

A competitor analysis explains what competitors in your niche do and informs the reader of the current market environment. Start with an overall assessment of your competitors. Then, discuss the most relevant competitors for your niche. When conducting a competitor analysis, ask yourself the following questions:

  • Where do your ideal customers currently shop?
  • How do these competitors differentiate themselves?
  • How are competitor products and services priced?
  • Why do customers choose those products or service providers?

Using the example above, many clothing boutiques compete by providing higher quality products or a unique, luxury shopping experience. If your store has a single location, your competitor might be another clothing store with a similar price-point or signature style.

Target Market Segmentation

In the target market segmentation, you’ll identify your business’ target market and describe how you will meet its needs. This section aims to instill confidence in the lender by providing a clear and objective strategy for building revenue.

Begin the section by informing how your products or services meet your shoppers’ needs. Next, explain how consumers can access your products or services—including a brief outline of your marketing strategy and how it is tailored to your target clients. Contrast this to your competitors’ strategy as defined in the previous section. After reading this portion of the business plan, the lender should know exactly how your business intends to compete.

Services or Products Offered

Use this section of the plan to explain what your business offers its ideal customers and to contrast your product and service offering to that of your competitors. Start by defining your product and service offering, including pricing. Also, inform the reader what equipment or materials you need to provide your products and services. For instance, a fashion apparel brand needs access to textile manufacturers.

Marketing Plan and Sales Strategy

Now that the lender understands what you offer, explain how you plan to market it in greater detail. This section outlines how you’ll attract and convince consumers to buy from you. The goal is to provide a flexible and realistic marketing and sales plan that convinces the reader you know how to attract consumers.

The sales strategy section of your business plan also should include the company’s revenue goals and explain how your marketing and sales department will achieve them. Provide in-depth details on the marketing and sales challenges you’ll face and how to overcome them. While this information is always relevant, it’s particularly important to lenders reviewing your loan application as they will want to know how you plan to make money.

Operations Plan

The operations plan details your company’s day-to-day operations. This detail-oriented section should comprehensively explain how your business will operate, beginning with a list of your company’s daily activities.

As a high-end clothing boutique, your daily operations may include:

  • A manager reconciling sales receipts and inventory numbers
  • Stylists researching future trends and sourcing new inventory
  • A marketing team building an online and social media presence

Note: This section is more about your business’s daily processes rather than its organizational structure—which is the next section.

Management Team

Use the management section of your business plan to tell the lender who does what in the company and how they’re compensated. Help the lender better understand the people behind the company by including biographical and background information on the company’s owners and key executives.

The best way to present this information is often with an organizational flowchart. You can also include other information about the company in this section, like your mission statement and values.

Financial Plan

Your financial plan tells a prospective lender two things: how much you plan to spend each year and how much you’ll earn in revenue. This section is the most important for most businesses, as it can make or break a lender’s confidence and willingness to extend credit.

Always include the following documents in the financial section of your business plan:

  • Cash flow statements
  • Income statements
  • Capital expenditure budgets
  • Balance sheets

Most lenders ask established businesses for at least three years of financial data, and some may ask for five. Preferably, include as much financial data as possible. If you’re a startup, include estimated costs and projected revenue, and supplement your data with industry averages or financial data from competitors.

Exit Strategy

Your business plan should always include an exit strategy in case things go wrong or you simply decide to close up shop. This may include everything from taking on new partners to selling your business or even declaring bankruptcy. Having an exit strategy is another way to show lenders that you have thought about the risks involved with your business and are prepared for them.

The appendix of a business plan normally contains financial information and other documents the reader may need to gain a comprehensive understanding of the business. Established businesses typically include financial statements and projections, at a minimum. In contrast, a startup could include the research they conducted to make the business plan.

Also consider including relevant resumes, marketing materials, letters of recommendation or references. For ease, your appendix should have a table of contents directing lenders to the most important documents.

What Lenders Look for In a Business Plan

There are five things that lenders typically look at when making business lending decisions: character, capacity, capital, conditions and collateral. By understanding these key considerations, you can draft a business plan that speaks to a lender’s interests and concerns.

A business’ character includes subjective, intangible qualities like whether its owners are perceived as honest, competent or determined. Stated another way, lenders want to know that you are honest and have integrity. These qualities can be critical for evaluating candidates because most lenders don’t want to lend to someone they don’t feel they can trust.

To evaluate the character of you and your business, lenders look at your personal credit history as well as your business’ financial history. Use your business plan to bolster your character by including ample financial records, letters of recommendation and other relevant documents.

Lenders want to know that you have the ability to repay the loan. They evaluate this by looking at your business’ financial history to see how much revenue you have generated in the past and how much profit you have made.

Lenders might also judge your capacity based on your business’ financial projections as well as your personal credit history and household income. Where relevant, lenders look at your management team to see if they have the experience needed to grow your business or keep it on a path toward success.

When reviewing your loan application, lenders read your business plan to see how much money you need to borrow and how you will repay the loan. They also look at your financial statements to see how much cash you have on hand and how much debt you are carrying.

Likewise, lenders often prefer business owners who have made larger personal financial investments in their enterprises. A personal financial investment reveals your commitment to the business and demonstrates you have the resources to pay off a large loan.

Ultimately, a lender’s biggest concern is whether your business can realistically succeed. So, they judge your company’s chances of success using your business plan as well as current market conditions. A good business plan can improve your lender’s confidence by convincing the lender that market conditions and your business strategy increase your odds of success.

In some cases, lenders want to know that you have something of value that they can use to secure the loan. This can be property, equipment, inventory or even receivables. If you don’t have any collateral, lenders may still approve a loan if you have a good credit history and a solid business plan.

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Kiah Treece is a small business owner and personal finance expert with experience in loans, business and personal finance, insurance and real estate. Her focus is on demystifying debt to help individuals and business owners take control of their finances. She has also been featured by Investopedia, Los Angeles Times, Money.com and other financial publications.

business presentation for bank loan

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4 elements of an effective loan presentation

Eric Van Doren

  • Financial Institutions

A loan presentation is one of the most critical documents not just in a credit file, but in the entire credit process.

A well-written, comprehensive loan presentation contains many details to assist the reader in understanding the proposed transaction. An effective presentation should tell a story and paint a picture for the reader; it’s one part science and one part art.

The loan presentation should accomplish four primary objectives:

  • Provide the reader with a reasonable understanding of the borrower and the subject request.
  • Provide background information and explain the need for the financing.
  • Describe the risk in the transaction and credit worthiness of the borrower.
  • Support the rationale for the credit decision and loan grade.

Having a high-quality loan presentation product is a vital step towards well-informed approval decisions, effective credit monitoring and a smoother third-party review. By meeting these four objectives, you can help ensure that your presentation is effective:

1. Borrower and subject

Don’t assume your reader is familiar with the borrower or the transaction. Instead, start your presentation with a straightforward overview of the basics.

This section should be matter-of-fact and include the following:

  • Guarantors (both personal and corporate)
  • Purpose and terms of the request
  • Proposed loan structure
  • Primary and secondary sources of repayment
  • Loan officer
  • A recap of the current relationship with the lender, including both loans and deposits

While the subject request may be transactional in nature, it is important to include the full relationship with the lender when entertaining a new request. A borrower may have multiple loans with the lender, and while each loan transaction should stand on its own, in most instances the individual loans are not siloed.

2. Background information

Next, the presentation should provide the reader with pertinent background information, current events and describe the need for the subject financing.

Presentations are often written with the assumption that the reader is the internal credit committee who is already familiar with the borrower. They may omit critical background and current event information necessary to understand the borrower and the need for the subject financing.

Effectively providing background information requires balance. You don’t need to include a recap of everything that has happened during the past 20 years. At the same time, you don’t want to omit so much information that the reader can’t understand the borrower’s business.

This section may also include commentary on the guarantors and their role with the borrower. And you can add a sources and uses table to provide a recap of project financing.

3. Risk analysis

Risk analysis and mitigation are the meatier parts of a loan presentation. When covering risk analysis, be sure to include the following:

Financial statements: The first step is spreading the financial statements. Some lenders spread the statements right in the loan presentation, while others include attachments at the end with a recap in the body of the presentation. However, in both cases, there should be more than just simple spreads.

The balance sheet analysis should include ratio analysis and commentary on items such as liquidity, leverage and trends. Likewise, the income statement needs to be analyzed for trends such as revenue growth, margins and profitability, and should also note any adjustments for items such as one-time expenses.

Noteworthy items should be highlighted and explained if possible. This may require going back to the borrower for explanations.

This step is frequently overlooked but necessary. Without it, the reader is forced to make assumptions, and inaccurate assumptions can lead to inaccurate results and poor approval decisions.

Cashflow: Once appropriate spreading and analysis is complete, cash flow can be analyzed.

If the borrower has outside debts, a debt schedule should be completed. This helps ensure all required debt payments are properly included so that debt service ability can be calculated.

Debt service ability is often the biggest driver in determining the borrower’s ability to repay debt. After all, repayment of the loan per the terms of the contract is ultimately what lenders want to see.

Collateral analysis: The collateral analysis should include a collateral table with the following:

  • A description of the collateral
  • The value of the collateral
  • The source of the valuation
  • Appropriate advance rate and indication of any primary liens impacting the collateral position of the lender

This should only include perfected collateral while including all collateral pledged in the table. Additional commentary may be appropriate to describe specific assets and lien positions.

Level of risk: An objective grading matrix is a useful tool to measure risk based on the lender’s own criteria.

The matrix should primarily use objective criteria, such as debt service coverage, collateral coverage, liquidity and leverage. But certain subjective criteria, including collateral type, guarantor strength and strength of management may be considered as well.

Different matrices may be used for different loan types as certain factors are more relevant in certain loan types than others.

Monitoring tools such as covenants and financial reporting requirements should also be included in this section.

Loan covenants — for example, borrowing bases, minimum debt service coverage, maximum leverage levels and minimum liquidity levels — communicate the performance expectations the lender has of the borrower. As such, covenants should be clearly defined and communicated to the borrower.

Covenant violations create early warnings of potential issues with a credit. Financial reporting by the borrower and guarantors allows the lender monitor performance and any significant changes (good or bad) in the financial condition and ability of the providers. It is also important to note any underwriting or policy exceptions in this section.

4. Rationale

Finally, the loan presentation should provide rationale for the approval and loan grade.

A well-written and well-developed loan presentation should lead the reader to the same conclusions as the lender. There should be sufficient detail to support both the conclusion to approve the request and the risk rating conclusion based on the lender’s risk parameters. And evidence of approval should be contained within the presentation or attached to it.

Consistency across the organization is essential when analyzing and grading credits.

While a centralized approach to underwriting and analysis generally provides a more consistent product, a decentralized approach can work as well. However, it requires additional controls and oversight to obtain the same consistency in the final product.

How Wipfli can help

Wipfli understands the challenges financial institutions face with underwriting risk. Our team includes experienced lending professionals who are ready to guide you through best practices and strategies to help you be confident in your risk management. Contact us to learn more about how our loan review services can help strengthen your institution.

Sign up for additional information, or continue reading:

  • How financial institutions can build a strong credit culture
  • Lenders get confused about working capital when structuring loans
  • How to collect loan data for a Community Reinvestment Act exam

Eric Van Doren

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Bank Loan Granting Consulting

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Secure the funding your business deserves with this modern and corporate template for consulting bank loans. Present your strategies to potential investors or lenders with the help of this sophisticated tool. The template is easy to use and gives you a creative yet friendly way to layout your business plan. With its modern design, you can showcase where your loan will be applied and what you need to do to make sure it gets approved.

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How to Write a Successful Business Plan for a Loan

Lisa Anthony

Lisa A. Anthony is a lead writer on NerdWallet’s small-business team, primarily covering small-business lending. She has over 20 years of diverse experience in finance, lending and taxes. Prior to joining NerdWallet, Lisa worked as a writer for Intuit Turbo Tax, loan officer for Bank of America and a business analyst for Wells Fargo Home Mortgage. Over the years, she has had the opportunity to interact directly with consumers on lending products and tax preparation software. Her work has appeared in The Associated Press, Washington Post and Entrepreneur, among other publications.

Sally Lauckner

Sally Lauckner is an editor on NerdWallet's small-business team. She has over 15 years of experience in print and online journalism. Before joining NerdWallet in 2020, Sally was the editorial director at Fundera, where she built and led a team focused on small-business content and specializing in business financing. Her prior experience includes two years as a senior editor at SmartAsset, where she edited a wide range of personal finance content, and five years at the AOL Huffington Post Media Group, where she held a variety of editorial roles. She is based in New York City.

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Table of Contents

What does a loan business plan include?

What lenders look for in a business plan, business plan for loan examples, resources for writing a business plan.

A comprehensive and well-written business plan can be used to persuade lenders that your business is worth investing in and hopefully, improve your chances of getting approved for a small-business loan . Many lenders will ask that you include a business plan along with other documents as part of your loan application.

When writing a business plan for a loan, you’ll want to highlight your abilities, justify your need for capital and prove your ability to repay the debt. 

Here’s everything you need to know to get started.

How much do you need?

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We’ll start with a brief questionnaire to better understand the unique needs of your business.

Once we uncover your personalized matches, our team will consult you on the process moving forward.

A successful business plan for a loan describes your financial goals and how you’ll achieve them. Although business plan components can vary from company to company, there are a few sections that are typically included in most plans.

These sections will help provide lenders with an overview of your business and explain why they should approve you for a loan.  

Executive summary

The executive summary is used to spark interest in your business. It may include high-level information about you, your products and services, your management team, employees, business location and financial details. Your mission statement can be added here as well.

To help build a lender’s confidence in your business, you can also include a concise overview of your growth plans in this section.

Company overview

The company overview is an area to describe the strengths of your business. If you didn’t explain what problems your business will solve in the executive summary, do it here. 

Highlight any experts on your team and what gives you a competitive advantage. You can also include specific details about your business such as when it was founded, your business entity type and history.

Products and services

Use this section to demonstrate the need for what you’re offering. Describe your products and services and explain how customers will benefit from having them. 

Detail any equipment or materials that you need to provide your goods and services — this may be particularly helpful if you’re looking for equipment or inventory financing . You’ll also want to disclose any patents or copyrights in this section.

Market analysis

Here you can demonstrate that you’ve done your homework and showcase your understanding of your industry, current outlook, trends, target market and competitors.

You can add details about your target market that include where you’ll find customers, ways you plan to market to them and how your products and services will be delivered to them.

» MORE: How to write a market analysis for a business plan

Marketing and sales plan

Your marketing and sales plan provides details on how you intend to attract your customers and build a client base. You can also explain the steps involved in the sale and delivery of your product or service.

At a high level, this section should identify your sales goals and how you plan to achieve them — showing a lender how you’re going to make money to repay potential debt.

Operational plan

The operational plan section covers the physical requirements of operating your business on a day-to-day basis. Depending on your type of business, this may include location, facility requirements, equipment, vehicles, inventory needs and supplies. Production goals, timelines, quality control and customer service details may also be included.

Management team

This section illustrates how your business will be organized. You can list the management team, owners, board of directors and consultants with details about their experience and the role they will play at your company. This is also a good place to include an organizational chart .

From this section, a lender should understand why you and your team are qualified to run a business and why they should feel confident lending you money — even if you’re a startup.

Funding request

In this section, you’ll explain the amount of money you’re requesting from the lender and why you need it. You’ll describe how the funds will be used and how you intend to repay the loan.

You may also discuss any funding requirements you anticipate over the next five years and your strategic financial plans for the future.

» Need help writing? Learn about the best business plan software .

Financial statements

When you’re writing a business plan for a loan, this is one of the most important sections. The goal is to use your financial statements to prove to a lender that your business is stable and will be able to repay any potential debt. 

In this section, you’ll want to include three to five years of income statements, cash flow statements and balance sheets. It can also be helpful to include an expense analysis, break-even analysis, capital expenditure budgets, projected income statements and projected cash flow statements. If you have collateral that you could put up to secure a loan, you should list it in this section as well.

If you’re a startup that doesn’t have much historical data to provide, you’ll want to include estimated costs, revenue and any other future projections you may have. Graphs and charts can be useful visual aids here.

In general, the more data you can use to show a lender your financial security, the better.

Finally, if necessary, supporting information and documents can be added in an appendix section. This may include credit histories, resumes, letters of reference, product pictures, licenses, permits, contracts and other legal documents.

5.0

/5

5.0

/5

4.5

/5

20.00-50.00%

27.20-99.90%

15.22-45.00%

625

625

660

Lenders will typically evaluate your loan application based on the five C’s — or characteristics — of credit : character, capacity, capital, conditions and collateral. Although your business plan won't contain everything a lender needs to complete its assessment, the document can highlight your strengths in each of these areas.

A lender will assess your character by reviewing your education, business experience and credit history. This assessment may also be extended to board members and your management team. Highlights of your strengths can be worked into the following sections of your business plan:

Executive summary.

Company overview.

Management team.

Capacity centers on your ability to repay the loan. Lenders will be looking at the revenue you plan to generate, your expenses, cash flow and your loan payment plan. This information can be included in the following sections:

Funding request.

Financial statements.

Capital is the amount of money you have invested in your business. Lenders can use it to judge your financial commitment to the business. You can use any of the following sections to highlight your financial commitment:

Operational plan.

Conditions refers to the purpose and market for your products and services. Lenders will be looking for information such as product demand, competition and industry trends. Information for this can be included in the following sections:

Market analysis.

Products and services.

Marketing and sales plan.

Collateral is an asset pledged to a lender to guarantee the repayment of a loan. This can be equipment, inventory, vehicles or something else of value. Use the following sections to include information on assets:

» MORE: How to get a business loan

Writing a business plan for a loan application can be intimidating, especially when you’re just getting started. It may be helpful to use a business plan template or refer to an existing sample as you’re going through the draft process.

Here are a few examples that you may find useful:

Business Plan Outline — Colorado Small Business Development Center

Business Plan Template — Iowa Small Business Development Center

Writing a Business Plan — Maine Small Business Development Center

Business Plan Workbook — Capital One

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See our overall favorites, or narrow it down by category to find the best options for you.

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U.S. Small Business Administration. The SBA offers a free self-paced course on writing a business plan. The course includes several videos, objectives for you to accomplish, as well as worksheets you can complete.

SCORE. SCORE, a nonprofit organization and resource partner of the SBA, offers free assistance that includes a step-by-step downloadable template to help startups create a business plan, and mentors who can review and refine your plan virtually or in person.

Small Business Development Centers. Similarly, your local SBDC can provide assistance with business planning and finding access to capital. These organizations also have virtual and in-person training courses, as well as opportunities to consult with business experts.

Business plan software. Although many business plan software platforms require a subscription, these tools can be useful if you want a templated approach that can break the process down for you step-by-step. Many of these services include a range of examples and templates, instruction videos and guides, and financial dashboards, among other features. You may also be able to use a free trial before committing to one of these software options.

A loan business plan outlines your business’s objectives, products or services, funding needs and finances. The goal of this document is to convince lenders that they should approve you for a business loan.

Not all lenders will require a business plan, but you’ll likely need one for bank and SBA loans. Even if it isn’t required, however, a lean business plan can be used to bolster your loan application.

Lenders ask for a business plan because they want to know that your business is and will continue to be financially stable. They want to know how you make money, spend money and plan to achieve your financial goals. All of this information allows them to assess whether you’ll be able to repay a loan and decide if they should approve your application.

On a similar note...

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Arvest Bank and the Federal Home Loan Bank of Dallas Celebrate $15K Donation to Assist Affordable Housing Nonprofit

The University District Development Corp. (UDDC) received a $15,000 donation from Arvest Bank today during a ceremonial check presentation of CARE Award funds that were awarded through the Federal Home Loan Bank of Dallas (FHLB Dallas).

This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20240626206314/en/

The University District Development Corp. (UDDC) received a $15,000 donation from Arvest Bank today during a ceremonial check presentation of CARE Award funds that were awarded through the Federal Home Loan Bank of Dallas (FHLB Dallas). The event was celebrated at a home that UDDC recently renovated in Little Rock, Arkansas. (Photo: Business Wire)

The University District Development Corp. (UDDC) received a $15,000 donation from Arvest Bank today during a ceremonial check presentation of CARE Award funds that were awarded through the Federal Home Loan Bank of Dallas (FHLB Dallas). The event was celebrated at a home that UDDC recently renovated in Little Rock, Arkansas. (Photo: Business Wire)

FHLB Dallas recognized Arvest Bank earlier this year as a Community Area Revitalization Efforts (CARE) Award recipient for its use of FHLB Dallas community investment programs. The recognition included $15,000 to be donated to the recipient’s nonprofit of choice.

“We are honored to receive this award from Arvest Bank and FHLB Dallas and consider it positive recognition for the work we’re doing in University District neighborhoods to increase the supply of affordable housing,” said Barrett Allen, executive director of UDDC.

Arvest was honored for its use of several FHLB Dallas programs, including the Special Needs Assistance Program, which provides grants for the repair and rehabilitation for homeowners who are elderly, disabled or have other special needs; and the Affordable Housing Program, which provides funds for single-family and multifamily housing.

“We’ve supported UDDC for many years and are thrilled to be able to donate our CARE Award to them for the impactful work they are doing to provide affordable housing in the University District neighborhoods,” said Arvest Group CRA Director Virgil Miller.

Experience the full story behind Arvest’s CARE Award in this video .

“Arvest Bank doesn’t just tap into one or two FHLB Dallas community programs,” said Greg Hettrick, senior vice president and director of Community Investment at FHLB Dallas. “It uses most of our community programs and as a result has a positive impact on many lives.”

About Arvest Bank

With more than $26 billion in assets, Arvest Bank is a community-based financial institution serving more than 110 communities in Arkansas, Kansas, Missouri and Oklahoma. Established in 1961, Arvest Bank is committed to meeting the needs of its more than 830,000 retail and business customer households by continually investing in the digital tools and services customers expect. Its extensive network of more than 200 banking locations provides loans, deposits, treasury management, credit cards, mortgage loans and mortgage servicing as a part of its growing list of digital services. Arvest is known for its commitment to the communities it serves and to attracting, hiring and retaining a diverse group of talented people. Arvest is an Equal Housing Lender and Member FDIC. To learn more please visit www.arvest.com .

About the Federal Home Loan Bank of Dallas

The Federal Home Loan Bank of Dallas is one of 11 district banks in the FHLBank System created by Congress in 1932. FHLB Dallas, with total assets of $125.1 billion as of March 31, 2024, is a member-owned cooperative that supports housing and community development by providing competitively priced loans and other credit products to approximately 800 members and associated institutions in Arkansas, Louisiana, Mississippi, New Mexico and Texas. For more information, visit our website at fhlb.com .

business presentation for bank loan

Corporate Communications Federal Home Loan Bank of Dallas fhlb.com , 214.441.8445

View source version on businesswire.com: https://www.businesswire.com/news/home/20240626206314/en/

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  • Small Business

The Single Best Business to Start Right Now

Published on June 20, 2024

Chris Neiger

By: Chris Neiger

  • Technology is one of the fastest-growing industries.
  • E-commerce, AI, and software development could be good bets.
  • Most entrepreneurs are happy running their own business.

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If you have an idea for a small business, it pays to do some research before you launch. And it can be especially helpful to learn which industries are most in demand.

Technology businesses are one of the fastest growing

Aside from the healthcare industry, "computer and mathematical" is the fastest-growing occupational group. That means, for most people, tech is the best bet. Or, you could spend over 10 years becoming a doctor and launch your own practice -- your choice!

Tech jobs are estimated to grow 15.2% between 2022 and 2032. But where should you start in the vast tech industry? Here are a few industry segments that could make great businesses.

1. Artificial intelligence

There's a lot of hype around AI right now, but many legitimate businesses can be started using this technology. Earlier this year, 22% of software jobs were AI-related. Many companies will need guidance on implementing AI into their business, so if you have some experience with artificial intelligence, then starting an AI consulting business could be worth exploring.

2. E-commerce

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Earn 100,000 bonus points Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. Earn 3 points per $1 in select business categories Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases-with no limit to the amount you can earn.

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3. Software development

I know several people who've either started their own software development businesses or done freelancing work, both of which kept them very busy. And AI is helping some developers improve their efficiency. I talked to a guy at a coffee shop recently who has his own software development businesses and he and his team use AI to speed up their work.

How to get started

Before you launch your business, you should have a plan to give yourself the best chance of success. Here are a few general suggestions for getting started:

  • Create a business plan
  • Research the market
  • Decide if this will be a side hustle first

This isn't an exhaustive list. But doing market research will help you know if there's a need for your product or services, and creating a solid business plan will help you figure out which steps to take to launch your business. So spend some time thinking through the details, like how you'll manage your money in a business checking account or how much you'll need to earn to transition from a side hustle to a full-time business.

Many small business owners also overlook the finer points of managing taxes and accounting. While it's not as exciting as thinking about ideas for businesses, choosing the right accounting software upfront can help you more easily manage your money at every stage of your business.

Starting a small business in tech or any other industry is nothing to rush into, but the good thing is that those who start their own business are generally very happy they did so. A recent American Express survey shows that 95% of small business owners are "overwhelmingly happy" as owners.

Compare that with just over half of workers who are highly satisfied in their jobs, and it's clear why so many people are willing to take on the extra work of launching and running their own businesses.

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Chris Neiger is a full-time freelance writer with more than 10 years' experience covering personal finance and investing-related topics. He was also a writer for the BBC for three years and marketing manager for two non-profits.

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Fearing Losses, Banks Are Quietly Dumping Real Estate Loans

If landlords can’t pay back loans on office buildings, the lenders will suffer. Some banks are trying to avoid that fate.

Credit... Chris Gash

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By Matthew Goldstein

Matthew Goldstein covers Wall Street and real estate.

  • June 24, 2024

Some Wall Street banks, worried that landlords of vacant and struggling office buildings won’t be able to pay off their mortgages, have begun offloading their portfolios of commercial real estate loans hoping to cut their losses.

It’s an early but telling sign of the broader distress brewing in the commercial real estate market, which is hurting from the twin punches of high interest rates, which make it harder to refinance loans, and low occupancy rates for office buildings — an outcome of the pandemic.

Late last year, an affiliate of Deutsche Bank and another German lender sold the delinquent mortgage on the Argonaut, a 115-year-old office complex in Midtown Manhattan, to the family office of the billionaire investor George Soros, according to court filings.

Around the same time, Goldman Sachs sold loans it held on a portfolio of troubled office buildings in New York, San Francisco and Boston. And in May, the Canadian lender CIBC completed a sale of $300 million of mortgages on a collection of office buildings around the country.

“What you are seeing right now are one-offs,” said Nathan Stovall, director of financial institutions research for S&P Global Market Intelligence.

Mr. Stovall said sales were picking up as “banks are looking to shrink exposures.”

In terms of both number and value, the troubled commercial loans that banks are trying to offload are a sliver of the roughly $2.5 trillion in commercial real estate loans held by all banks in the United States, according to S&P Global Market Intelligence.

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Bond giant PIMCO sees another wave of bank failures coming as commercial mortgage trouble mounts

  • "The real wave of distress is just starting" for commercial property debt, Pimco's John Murray told Bloomberg.
  • He warned that bank failures could jump amid high exposure to commercial property loans.
  • Bigger banks and non-bank debt funds should also be areas to watch. 

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A "very high" concentration of distressed commercial real estate loans will be drive another spate of bank failures, Pimco's global head of real estate, John Murray, told Bloomberg .

"The real wave of distress is just starting," Murray said.

Ever since interest rates spiked two years ago, heavy attention has been paid to commercial real estate as doubt grows over property owners' ability to refinance debt.

Related stories

Defaults have risen across the sector amid higher borrowing costs and slumping demand, with the latter especially true for office buildings, which have struggled against remote work trends.

This week, Fitch Ratings revised its office delinquency forecasts up to 8.4% and 11% for 2024 and 2025, respectively.

The main lenders to the sector have been mid-sized regional banks , and worries of fallout have intensified on Wall Street. According to Bloomberg, regional lenders who jumped into real estate have watched assets fall to a fraction of their peak value.

"As stressed loans grow due to maturities, however, we expect that banks will start selling these more challenged loans to reduce their troubled loan exposures," Murray said, adding that Pimco has loaded up on the loans being sold off by other institutions.

The distress is already apparent in markets. Early this month, shares of Axos Financial fell 15% after a short seller targeted the bank's commercial real estate loan exposure. New York Community Bancorp plummeted in February after its unexpected quarterly loss was partially tied to exposure to the property market.

Meanwhile, major dealers benefit from some protection, given post-2008 regulation that limits their CRE lending capacity, Murray told Bloomberg. But even with guardrails in place, bigger lenders are pulling away from the industry, amid the rise in defaults, he noted.

At the same time, a study recently outlined that big banks may be more exposed to a potential meltdown than typically understood, given indirect lending via credit lines to real estate investment trusts. These funds are also shaking under the weight of the property sector, as REIT investors are quickly pulling out.

Murray added that non-bank US debt funds are also an issue, given that they're responsible for over $200 billion in loans that are set to mature next year.

Watch: Why more US banks could collapse

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CFPB extends compliance dates for small-business lending rule

CFPB claims ‘complex’ pricing drives up cost of financial products

The CFPB also announced that it does not intend to assess penalties for reporting errors for the first 12 months of collection. It intends to conduct examinations only to assist lenders in diagnosing compliance weaknesses, “so long as lenders engage in good faith compliance efforts.”

A federal court in Texas last year stayed the rule in a lawsuit filed by the Texas Bankers Association, ABA and others challenging the regulation, ruling that the CFPB could not enforce it until the U.S. Supreme Court decided on the constitutionality of the bureau’s funding structure in a separate case. The high court upheld the CFPB’s funding earlier this year. The Texas court also ruled that the CFPB must extend the rule’s compliance deadlines to compensate for the period stayed.

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Bank survey: Most first-time homebuyers optimistic about housing market

New homes sales decreased in May

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FinCEN takes action against Iraqi bank

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FinCEN issued a final rule that severs Al-Huda Bank from the U.S. financial system by prohibiting domestic financial institutions and agencies from opening or maintaining a correspondent account for or on behalf of the Iraqi bank.

Survey: Customers see little difference between mortgage lenders

OCC releases mortgage performance report for Q1 2024

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ABA and six financial sector associations said that they oppose legislation that would establish national data privacy standards because the bill does not include a clear exception for financial institutions already subject to privacy and data protection requirements.

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SBA and FSA loans: What’s available for farm operators?

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As they manage their operations, farmers will occasionally have opportunities to purchase additional equipment or real estate, expand due to growth, or potentially reset their balance sheets via a refinance or replenishment of working capital.

When these opportunities arise, it’s important to be able to quickly take advantage. The Small Business Administration (SBA) and Farm Service Agency (FSA) offer government-funded loan programs designed to help farmers in these types of situations. Let’s take a quick look at what each organization provides, then explore how you can choose the right program for your particular operation.

The SBA offers several financing options to assist with a new start-up business, or help with capital growth or expansion of an existing business. The SBA also provides guarantees on loans that may not conventionally qualify, which reduces a lender’s risk and enables greater access to funding. The 7(a) program, the 504 program and an SBA Express Line of Credit are the three most commonly used options. An SBA Preferred Lender can help you navigate these choices and determine if an SBA loan is right for your business .

The FSA has loans to help farmers and ranchers get the financing they need. Like with SBA loans, FSA loans can be used by operators who are just getting started as well as more experienced professionals who may want to expand an operation. There are also more specialized options such as microloans for smaller or non-traditional farms, youth loans for young people working on agricultural projects, and emergency loans for farmers who are recovering from natural disasters. FSA Preferred Lenders can help you review options.

Making sense of your options

Both organizations provide guarantees on loans that may not be traditionally financed within a financial institution. This allows for a new farmer to get started with minimal money needed for a down payment.

There are also great programs for existing farm owners to help expand their operations, purchase equipment and fund working capital. Repayment terms for these loans can be as long as 40 years through the FSA and up to 25 years through the SBA when real estate is involved. Equipment and working capital repayment periods can be up to 10 years through both agencies. The SBA 7(a) loan program in particular allows a full 25-year repayment on a real estate expansion while also allowing for funding of working capital or equipment purchases if over half of the total financing request is allocated to the real estate portion. Lengthening the repayment window can allow for the new purchase or expansion to take place without hindering a borrower’s liquidity position in the short term.

FSA loans are geared specifically toward farming operations, while SBA loans tend to be aligned with business owners more broadly across multiple sectors. Farmers can benefit from both agency’s programs, making it extremely important for these operators to review all of their financing options. If you’re exploring a loan through either the SBA or FSA, be sure to talk with an experienced financial partner to make sense of what’s available to you.

About Ryan Grobe

Ryan joined Bremer Bank in 2017, bringing with him a wide variety of financial services experience. His prior roles include personal banker, project coordinator, credit analyst and loan officer. He holds a B.A. in Business from University of Wisconsin-Stout and a M.S. in Accounting from University of Phoenix.

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Denmark/Germany: EIB to co-finance RWE's new Gigawatt offshore wind farm with a €1.2 billion green loan

business presentation for bank loan

  • The Thor wind farm in the Danish part of the North Sea with a capacity of 1.1 Gigawatt will provide enough green electricity to supply the equivalent of more than a million Danish households.  
  • The loan of the European Investment Bank supports RWE’s decarbonization strategy.

The European Investment Bank (EIB) supports the construction of a new 1.1-Gigawatt wind farm in the North Sea by German company RWE with a loan of €1.2 billion. The Thor wind farm in the Danish part of the North Sea will be the largest in Denmark, consisting of 72 wind turbines with 15 MW capacity each. The wind farm will be capable of producing enough green electricity to supply the equivalent of more than a million Danish households, or one in three Danish households.

RWE is the second biggest developer of offshore wind globally and an experienced operator of such projects. The company is making a significant contribution to the success of the energy transition and the decarbonization of the economy by investing €55 billion in renewables, batteries, flexible generation, and hydrogen projects worldwide from 2024 until 2030. RWE has already made net investments of €20 billion between 2021 and 2023. The company has committed to achieve net zero carbon emissions by 2040.

The EIB loan will co-finance monopile foundations, turbines, inter-array cabling, an offshore converter station, export cables, a section of onshore cables and an onshore substation.  The turbines are provided by Siemens Gamesa.  The connection to the Danish national grid is built by the Danish transmission system operator Energinet.

The project is located on the west coast of Jutland, approximately 22 kilometres from Thorsminde in the municipality of Holstebro. Main offshore installation works are scheduled for 2025 and 2026. It is planned that the wind farm is fully operational no later than the end of 2027.

The North-Sea coastal states, the EU-Commission, and Luxemburg want to accelerate the construction of windfarms and have agreed on the North Sea Energy Cooperation , a giant wind-energy-program to facilitate the cost-effective deployment of offshore renewable energy. The governments of Denmark, Germany, Belgium, the Netherlands, France, Ireland, Norway, together with Great Britain want to ensure that wind turbines with an output of 120 gigawatts are installed in the North Sea by 2030. By 2050, offshore wind farms should even have at least 300 gigawatts delivery capacity.

“The EIB was one of the very first investors in wind power technology and offshore wind farms. We will continue to support the development and the roll out of this technology,” said EIB-Vice-President Nicola Beer, who is responsible for the oversight of projects in Germany. “A large offshore wind farm that can provide power to more than a million households supports the transition to a net zero economy in Europe, fostering one of the big priorities of European Union for a better and resilient future of citizens.” 

Michael Müller, CFO of RWE said: “At RWE, we are fully committed to working towards a net-zero energy system. This loan at attractive terms helps to further diversify our funding sources. With our Growing Green investment programme, we are investing heavily in renewables. And we are also focusing on circularity. That is why we are installing recyclable rotor blades at Thor and are the first developer in the world to pilot new CO2-reduced steel towers that significantly reduce the carbon footprint of wind turbines.”

Background information

The European Investment Bank (ElB) is the long-term lending institution of the European Union, owned by its Member States. It finances sound investments that contribute to EU policy objectives . EIB projects bolster competitiveness, drive innovation, promote sustainable development, enhance social and territorial cohesion, and support a just and swift transition to climate neutrality.

The EIB Group, which also includes the European Investment Fund (EIF) , signed a total of €88 billion in new financing for over 900 projects in 2023 . These commitments are expected to mobilise around €320 billion in investment, supporting 400,000 companies and 5.4 million jobs.

All projects financed by the EIB Group are in line with the Paris Climate Accord. The EIB Group does not fund investments in fossil-fuels. We are on track to deliver on our commitment to support  €1 trillion in climate and environmental sustainability investment in the decade to 2030 as pledged in our Climate Bank Roadmap . Over half of the EIB Group’s annual financing supports projects directly contributing to climate change mitigation, adaptation, and a healthier environment.

Approximately half of the EIB's financing within the EU is directed towards cohesion regions, where per capita income is lower. This underscores the Bank's commitment to fostering inclusive growth and the convergence of living standards.

RWE is leading the way to a green energy world. With its investment and growth strategy Growing Green, RWE is contributing significantly to the success of the energy transition and the decarbonisation of the energy system. Around 20,000 employees work for the company in almost 30 countries worldwide. RWE is already one of the leading companies in the field of renewable energy. Between 2024 and 2030, RWE will invest 55 billion euros worldwide in offshore and onshore wind, solar energy, batteries, flexible generation, and hydrogen projects. By the end of the decade, the company’s green portfolio will grow to more than 65 gigawatts of generation capacity, which will be perfectly complemented by global energy trading. RWE is decarbonising its business in line with the 1.5-degree reduction pathway and will phase out coal by 2030. RWE will be net-zero by 2040. Fully in line with the company’s purpose - Our energy for a sustainable life.

Related project(s)

Rwe thor offshore wind farm green loan.

Design, implementation and operation of a 1000MW offshore wind farm including offshore substation and export cable, located in the North Sea west of Nissum Fjord, min. 20 km from the shore of Jutland, Denmark.

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The netherlands: dutch renewable energy boosted by eur 587m eib backing for world’s largest wind farm.

The European Investment Bank today agreed to provide EUR 587 million for the world’s largest wind farm to be constructed 85km north of the Netherlands, at a site not visible from land. Once operational the 600MW Gemini offshore wind farm will supply renewable electricity for more than 1.5 million people, equivalent to the all the inhabitants of the neighbouring Dutch provinces of Friesland, Drenthe and Groningen combined.

EUR 134 mio for the world’s largest offshore wind farm in Denmark

United kingdom: eib to fund world’s largest operational offshore wind farm.

With 100 wind turbines, each 115m tall, and a generating capacity of 300MW, the Thanet Offshore Wind Farm is the largest offshore wind farm operating anywhere in the world. Inaugurated in September 2010, it is an important step in enabling the United Kingdom to achieve renewable energy targets and generating 15% of energy needs from renewable sources by 2020.

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Project Report For Bank Loan Powerpoint Presentation Slides

A feasibility study is one of the most vital steps before starting a new business or project. Its analysis assists managers in determining the economic viability of the proposed project. Check out our professionally designed Project Report for Bank Loan presentation that will help real estate professionals showcase the projects feasibility to the lenders for successful mortgage approval. Our Economic viability analysis PPT helps the project managers to get the necessary details about project objectives, deliverables, location, layout, cost, and means of finance. This Economic feasibility PowerPoint presentation will assist the project managers in performing a market, technical, legal, and staffing study, along with financial projections and ratios. Slides such as marketing objectives, perceived risk impact, and mitigation plans will help the managers successfully execute the project. Lastly, about the firm and providing business performance glimpse sections will assist the managers in providing an overview of their organization along with the performance highlights of the project. Get access to this powerful template now

Project Report For Bank Loan Powerpoint Presentation Slides

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Deliver an informational PPT on various topics by using this Project Report For Bank Loan Powerpoint Presentation Slides. This deck focuses and implements best industry practices, thus providing a birds-eye view of the topic. Encompassed with fourty three slides, designed using high-quality visuals and graphics, this deck is a complete package to use and download. All the slides offered in this deck are subjective to innumerable alterations, thus making you a pro at delivering and educating. You can modify the color of the graphics, background, or anything else as per your needs and requirements. It suits every business vertical because of its adaptable layout.

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Slide 1 : This slide introduces Project Report for Bank Loan. Begin by stating Your Company Name. Slide 2 : This slide depicts the Agenda of the presentation. Slide 3 : This slide includes the Table of contents. Slide 4 : This slide highlights the Title for the Topics to be covered in the next template. Slide 5 : This slide presents the Project overview with objectives and deliverables. Slide 6 : This slide Addresses the details about project site. Slide 7 : This slide reveals the Project location and design layout. Slide 8 : This slide elucidates the Company's project development stages and activities. Slide 9 : This slide illustrates the Project cost and means of finance. Slide 10 : This slide includes the Heading for the Contents to be covered further. Slide 11 : This slide represents the Real estate market growth projections. Slide 12 : This slide highlights the Projected income statement for next five years. Slide 13 : This slide presents the 5 years projected balance sheet. Slide 14 : This slide exhibits the Five years cash flow projections. Slide 15 : This slide incorporates the Profitability projections for next five years. Slide 16 : This slide elucidates the Project feasibility financial ratios. Slide 17 : This slide depicts the Available machinery and equipments versus required capacity. Slide 18 : This slide provides information about the Project regulatory consideration and permission checklist. Slide 19 : This slide indicates the Staffing strategy matrix for construction project. Slide 20 : This slide mentions the Project task duration and implementation timeline. Slide 21 : This slide incorporates the Heading for the Contents to be discussed further. Slide 22 : This slide highlights the Organization's marketing objectives and social media goals. Slide 23 : This slide depicts the Perceived project risks impact likelihood and significance. Slide 24 : This slide reveals the Mitigation plan to overcome perceived risks. Slide 25 : This slide presents the Title for the Topics to be covered in the upcoming template. Slide 26 : This is Our vision mission and values slide. Write your Company's core-values and long-term goals here. Slide 27 : This slide exhibits the Organization's project management team structure. Slide 28 : This slide lists the Milestones achieved by the firm. Slide 29 : This slide incorporates the Heading for the Ideas to be discussed further. Slide 30 : This slide illustrates the Year over year revenue generation highlights. Slide 31 : This slide elucidates the Yearly project performance highlights and its degree of success. Slide 32 : This slide showcases the Firm's previous project performance scoreboard. Slide 33 : This is the Icons slide for Project report for Bank loan. Slide 34 : This slide is used for depicting some Additional company related information. Slide 35 : This slide presents the Allocation of appropriate resources to various customer segments. Slide 36 : This slide displays the 12 months project implementation timeline. Slide 37 : This slide focuses on the Project feasibility analysis matrix. Slide 38 : This slide deals with the Financial topic. Slide 39 : This slide includes the 36 60 90 days plan for efficient planning. Slide 40 : This is the Puzzle slide with related imagery. Slide 41 : This is Our vision, mission, goal slide for listing the Organization's targets and mission. Slide 42 : This is the Venn diagram slide for some vital Company information. Slide 43 : This is the Thank you slide for acknowledgement.

Project Report For Bank Loan Powerpoint Presentation Slides with all 48 slides:

Use our Project Report For Bank Loan Powerpoint Presentation Slides to effectively help you save your valuable time. They are readymade to fit into any presentation structure.

Project Report For Bank Loan Powerpoint Presentation Slides

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  3. Bank Loan Proposal

    Free Google Slides theme, PowerPoint template, and Canva presentation template. Money makes the economy keep flowing. That's why loans are so important! They help people make big purchases that they would otherwise not be able to afford. But how does it work? Explain it all with this modern template full of visual editable resources for a ...

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    Slide 1: This slide introduces Business Loan Proposal.State Applicant name, Lender Company's name. Slide 2: This slide displays Cover Letter for Business Loan Proposal. Slide 3: This slide displays Table of Contents. Slide 4: This slide displays Table of Contents. Slide 5: This slide describes Project Context and Objectives for Business Loan Proposal.

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    Bank Loan Pitch Deck Presentation. Free Google Slides theme, PowerPoint template, and Canva presentation template. Without money, the dreams of many cannot be made a reality. Similarly, securing funds for a business venture can be a daunting task. If investors aren't enough, you might need a bank loan. That's where this pitch deck template can ...

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  7. How to Present a Business Loan Proposal

    Bring all the information needed for the lender to make a decision. This includes personal information on yourself and any possible co-signers, in addition to a business plan and financial documents. You should bring your personal financial statement. If you think there may be issues with your credit, check your credit score and get a detailed ...

  8. How to Write a Business Plan That Will Get Approved for a Loan

    1. Cover Page and Table of Contents. Your business plan for a loan application is a professional document, so be sure it looks professional. The cover page should contain the name of your business and your contact information. If you have a logo, it should go on the cover.

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    The crux of your business loan application package is your financial statements. These should be prepared in accordance with generally accepted accounting principles (or GAAP) and consist primarily of the: Balance Sheet. This shows at a glance all of your company's assets (what you own) and liabilities (what you owe). Income Statement.

  10. How To Write A Successful Business Plan For A Loan

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    An effective presentation should tell a story and paint a picture for the reader; it's one part science and one part art. The loan presentation should accomplish four primary objectives: Provide the reader with a reasonable understanding of the borrower and the subject request. Provide background information and explain the need for the ...

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    Free Google Slides theme, PowerPoint template, and Canva presentation template. Secure the funding your business deserves with this modern and corporate template for consulting bank loans. Present your strategies to potential investors or lenders with the help of this sophisticated tool. The template is easy to use and gives you a creative yet ...

  14. How to write a proposal for a business loan

    Preparing an effective, well-documented commercial loan proposal is the first step toward getting the money your business needs from a bank. Your business loan proposal will often be the first contact a banker has with your company. So you need to craft a document that presents your business in the best possible light. The goal is to persuade the banker that you're ready and able to make a ...

  15. Bank loan PowerPoint Presentation Templates and Google Slides

    Persuade your audience using this Corporate Loan Bank Application Checklist Structure PDF. This PPT design covers three stages, thus making it a great tool to use. It also caters to a variety of topics including For Non Bank Business Member, For A Vehicle Or Equipment Loan, For Loans Greater Than Doller 50,000.

  16. 5 Steps for improving commercial loan presentations

    Breaking into the commercial lending paradigm to improve your commercial loan presentations can be difficult, says Gary Welsh, Banking Services Manager at Condley and Company, a leading bank advisory and full service accounting firm. In Part 2 of this guest column, Welsh provides five suggestions to help get things right the

  17. How to Write a Business Plan for a Loan

    Character. A lender will assess your character by reviewing your education, business experience and credit history. This assessment may also be extended to board members and your management team ...

  18. 87 Best Business Loan-Themed Templates for PowerPoint & Google Slides

    87 Best Business Loan-Themed Templates. CrystalGraphics creates templates designed to make even average presentations look incredible. Below you'll see thumbnail sized previews of the title slides of a few of our 87 best business loan templates for PowerPoint and Google Slides. The text you'll see in in those slides is just example text.

  19. Arvest Bank and the Federal Home Loan Bank of Dallas ...

    The University District Development Corp. (UDDC) received a $15,000 donation from Arvest Bank today during a ceremonial check presentation of CARE Award funds that were awarded through the Federal ...

  20. Small Business Loan Proposal Powerpoint Presentation Slides

    Slide 1: This slide introduces Small Business Loan proposal.State applicant name, Lender name and begin. Slide 2: This slide displays Cover Letter for Small Business Loan Proposal Slide 3: This slide shows Table of Contents of the presentation. Slide 4: This slide depicts Table of Contents with- Project Context & Objectives Slide 5: This slide showcases Project Context & Objectives.

  21. 9 Best Banks for Small Business Loans

    A bank business loan is a type of small business financing provided by a traditional bank, usually with physical locations and in-person support.Conventional bank lending typically provides access to generous loan amounts, competitive rates and flexible terms. However, eligibility requirements tend to be strict, making it hard for startups or ...

  22. The Single Best Business to Start Right Now

    Earn 100,000 bonus points Circle with letter I in it. Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. Earn 3 points per $1 in select ...

  23. Fearing Losses, Banks Are Quietly Dumping Real Estate Loans

    The banking industry most recently reported that just under $37 billion in commercial real estate loans, or 1.17 percent of all loans held by banks, were delinquent — meaning a loan payment was ...

  24. Business Loan Proposal PowerPoint Presentation Slides

    SlideTeam. Follow. If your company needs to submit a Business Loan Proposal PowerPoint Presentation Slides look no further. Our researchers have analyzed thousands of proposals on this topic for effectiveness and conversion. Just download our template, add your company data and submit to your client for a positive response. https://bit.ly/3gLHI1h.

  25. Bank Failures to Come Amid Rising Commercial Real ...

    A "very high" concentration of distressed commercial real estate loans will be drive another spate of bank failures, Pimco's global head of real estate, John Murray, told Bloomberg. "The real wave ...

  26. CFPB extends compliance dates for small-business lending rule

    The Consumer Financial Protection Bureau today issued an interim final rule to formalize its previous announcement that it had extended by 290 days the compliance dates for its Section 1071 small-business data collection rule. Under the change, lenders with the highest volume of small-business loans must begin collecting data by July 18, 2025; moderate-volume lenders by Jan. 16, 2026; and the ...

  27. SBA and FSA loans: What's available for farm operators?

    The 7(a) program, the 504 program and an SBA Express Line of Credit are the three most commonly used options. An SBA Preferred Lender can help you navigate these choices and determine if an SBA loan is right for your business. FSA loans. The FSA has loans to help farmers and ranchers get the financing they need.

  28. دور منظمة العمل الدولية في دعم سوق العمل الفلسطيني في ظل الحرب والحصار

    دور منظمة العمل الدولية في دعم سوق العمل الفلسطيني في ظل الحرب والحصار المالي .. برنامج الاقتصاد على وقع العدوان

  29. RWE THOR OFFSHORE WIND FARM GREEN LOAN

    The European Investment Bank (EIB) supports the construction of a new 1.1-Gigawatt wind farm in the North Sea by German company RWE with a loan of €1.2 billion. The Thor wind farm in the Danish part of the North Sea will be the largest in Denmark, consisting of 72 wind turbines with 15 MW capacity each. The wind farm will be capable of producing enough green electricity to supply the ...

  30. Project Report For Bank Loan Powerpoint Presentation Slides

    Slide 1: This slide introduces Project Report for Bank Loan. Begin by stating Your Company Name. Slide 2: This slide depicts the Agenda of the presentation. Slide 3: This slide includes the Table of contents. Slide 4: This slide highlights the Title for the Topics to be covered in the next template.