travel assignments

Travel Assignments

Discover your next travel opportunity.

Expand your career and see the country. We partner with medical facilities and school districts providing healthcare travelers with access to nursing, allied, school, therapy, and behavioral assignments from coast-to-coast.

Why travel with Amergis

Experience the travel lifestyle with our support, every step of the way..

• Have a dedicated travel recruiter match you to openings, and provide 24/7 emergency support with local Maxim offices nearby
• Receive weekly pay, first of the month health benefits like medical, dental, prescription, and vision plans
• Receive tax advantage compensation, expense reimbursement for travel/state licensure, and MyTime program to earn up to 24 hours paid time off each year
• We offer a wide variety of travel contracts, including per diem, full-time, and part-time, for travel assignments across the country.

*benefits may vary and are subject to change based upon employment status and specific assignments

Personalized guidance

Your dedicated travel nurse recruiter understands your goals and works tirelessly to find the ideal assignments, offering support around the clock.

Nationwide reach

With 70+ offices located across the country, we can help you explore diverse new locations and travel healthcare settings.

Comprehensive benefits

Weekly pay, quality health coverage, and tax advantages ensure you’re well taken care of.

Let’s find your next adventure

Travel nurse assignments

• Telemetry (TELE)
• Intensive Care Unit (ICU)
• Emergency Room/Department (ER/ED)
• Critical Care Unit (CCU)
• Operating Room (OR)
• Progressive Care Unit (PCU)
• Cardiovascular Intensive Care (CVICU)
• Neonatal Intensive Care (NICU)
• Pediatric Intensive Care (PICU)
• Psychiatric Care Unit (PCU)
• Mother-Baby/Postpartum

Travel allied assignments

• Surgical Techs
• Sterile Processing Techs
• Radiology/Imaging
• Physical and Occupational Therapists
• Medical Assistants
• Social Workers and Counselors
• Respiratory Therapists
• Pharmacy Technicians
• EMT/Paramedics
• Phlebotomists
• Patient Care Technicians
• A/R Specialists
• Medical Lab Technician

Travel school assignments

• Special Education Teachers
• Behavioral Interventionists
• Bilingual Interpreters
• Board Certified Behavior Analysts (BCBA)
• Case Managers
• Nurses (RN, LPN, LVN, CSN, CNA)
• Occupational and Physical Therapists
• Paraprofessionals
• School Psychologists
• Speech Language Pathologists

Staffing made easy

Find and keep track of your nursing assignments.

Balancing a rewarding nursing career with your personal life has never been easier. Our assignments, available through our MaxView jobs app, offer unmatched flexibility and the ability to choose the shifts and work environments that best suit you.

Putting people first

Testimonials

Nurse, Maine

Nathanael S.

Healthcare Professional, Virginia

I can highly recommend [Amergis] as an agency to work for!

Travel Nurse, Texas

I previously worked for a travel nurse company. [Amergis] is far superior in overall work environment, support, communication, and quality leaders.

Healthcare Professional, Wisconsin

It’s been a delight working with [Amergis]. Their staff is courteous, prompt & works well with us.

Healthcare Professional, Minnesota

Healthcare Professional, California

Office customer staff is exceptional. Hands down the most intelligent and caring staffers.

Recruiter, California

Recruiter, Florida

I have, from day one, always felt supported and welcomed by [Amergis].

Recent highlights

Search all resources, connect with a travel recruiter today..

Travel Nursing, Allied & Per Diem Jobs

Plus permanent, float pool and in-house agency jobs directly from leading healthcare systems

Cheyenne B., PCU RN

The largest digital platform directly connecting you with leading healthcare facilities.

Whether your goal is to explore new places, boost your resume or make an impact where you’re needed most, we’ll help you find the right match.

Featured Locations

St. Louis, MO

Atlanta, GA

Seattle, WA

New York, NY

How it Works

Interested in traveling with aya just click & go..

As America's largest travel nursing agency, and a leading allied and locums agency , we make things simple. We provide you with the opportunities, resources, technology and support you need to grow your career. Traveling with Aya is as easy as 1-2-3.

• Register now and complete your profile. Be as detailed as possible.
• Log in to search jobs, view pay packages and review facility information.
• Click “I’m Interested” to let your recruiter know.

The largest travel nursing agency and healthcare staffing company

Ranked #1 by travel nurses across the nation.

Here are some of the reasons clinicians choose Aya Healthcare.

Aya has been fabulous. Their staff is timely, professional, courteous and attentive — and their pay, benefits and locations are the best. Thanks, Aya!

Ultrasound Tech

Aya's website has been the easiest for me to use and they consistently offer more competitive pay rates than other agencies for the same position.

I'm a single mom and was able to take care of my family on my own, which is awesome. I've also gained some great experiences and wonderful friends.

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Your Next Travel Nursing Adventure Starts Here

Travel nursing allows you to explore the country while earning a great salary. Live and work in every state or design a travel plan unique to your interests—the opportunities are limitless! Connect with Prolink to start your travel nursing journey today.

Why Become a Travel Nurse?

Imagine getting paid to do the work you love as you travel the country. Explore your bucket-list states as you sharpen your clinical skills and build your resume—all while enjoying premium benefits and pay. Travel nursing is all about turning your career into an adventure, and Prolink can help you get started.

Do you prefer the canyons of New Mexico or the hustle and bustle of New York City? Want to work in a hospital or private doctor’s office? Pick what you like best or try it all—the opportunities are limitless. Whether you're new to the field or a seasoned traveler, you'll love the freedom and rewards of travel nursing.

Make Prolink Your Travel Nurse Destination

Partner with Prolink and you will be paired with a dedicated team of healthcare recruiters. Prolink recruiters are committed to finding you the positions that suit you best and will support you throughout every assignment you take. Connect with us today to learn what makes working with Prolink different.

How We Help You Prepare for Your Travel Nursing Search:

• Your Nursing Resume Comes First: Get front-of-the-line access to thousands of travel nursing jobs nationwide.
• Get Licensed: We can help you obtain state licenses or renew your current licensure. Our expedited program streamlines the process for you with any state board.
• The Most Competitive Pay in the Industry: We offer the best pay packages for travel nursing jobs. Choose the assignments you want without confusing negotiations.
• Support When You Need It: We remain focused on giving you an exceptional experience, from ensuring you start right away, to helping you get paid reliably and on time! We’ll even locate and pay for all labs and certificates, ensuring your paperwork remains current.
• Get Matched to the Perfect Assignments: We only provide you with clinician-driven unit match assignments, ensuring the job is right for you.

Being a travel nurse with Prolink for almost 3 years is the best decision I've made! It's been an awesome experience and I've never looked back on the other companies I've contracted with. Especially thanks to Olivia Quinn, Samantha Lovell & Katie Wood for being extremely knowledgeable, responding timely and directing me to the correct person quickly if they were unsure of something. Through this agency, I've been able to live my dream working as a nurse & see not just this beautiful country, but the world!

I love my experience at Prolink I am left feeling as if I can turn to Prolink with any issue that would arise as a traveler. One of my personal up lifts with Prolink is I keep my medical up to 30 days after each assignment...But I truly love how I'm looked after with this company. My recruiter answers my questions in a timely matter. When I text him I get a reply almost immediately. He has guided me on many occasions on technical down falls. He is patient and fast to offer encouragement.

Grateful each day for the opportunity to work with so many dedicated, hard working, amazingly talented individuals. Prolink’s core values and the way they take care of their employees is top notch

I have been with Prolink for almost 2 years and I can honestly say this company truly cares about each and every one of their employees. They stand by their motto of wanting to be the vehicle to getting each individual to where they want to go personally, professionally and financially. The amount of growth opportunity Prolink provides is endless and I have grown not only professionally but personally as well. I am so thankful that I decided to take the leap almost two years ago to join the Prolink family and I am so proud to be a part of this amazing company!!

Travel Nurses are in High Demand – When & Where Would You Like to Start?

Travel nursing comes with terrific perks and benefits. These can include housing stipends (feel free to bring your pets!) and a host of benefits (medical, dental, vision, 401k match, and life insurance). With Prolink, your medical insurance and 401k enrollment are available from the very first day of your assignment. 

With a worldwide nursing shortage and travel nurses in such high demand, you can look forward to rapid placement, VIP support, and unlimited career advancement. Where would you like to go? Start your travel nursing job search  today!

Start the process today and speak with a dedicated healthcare recruiter.

Prolink perspectives.

Our blog, Prolink Perspectives, covers the topics you care about most. Learn everything you need to know about being a traveling healthcare professional, including how to get your first travel assignment, tips and tricks, and much more.

Updated June 7, 2024 Burnout, compassion fatigue, exhaustion: these are just a few of the areas healthcare professionals struggle with on a daily basis. It likely comes as no surprise, then, that...

Vighter and Prolink Join Forces as Vighter+Prolink

Workforce solutions organizations Vighter and Prolink have established Vighter+Prolink, a mentor-protégé collaboration that has been approved by the Small Business Administration (SBA). Working...

When people think about entering the healthcare profession, they tend to assume that it requires spending many years getting medical and science degrees. What you may not realize, however, is that...

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Find your perfect Travel Nursing Job

Featured travel nursing jobs.

We specialize in supporting travel nurses of all disciplines and specialties. Our travel nursing agency works quickly to place travel nurses in their preferred travel assignment destination at one of our partner healthcare facilities across the U.S. Our travel nurses get access to a highly-responsive support team to help with everything from day-1 benefits and housing to retirement planning. At Host Healthcare, we provided registered nurses and healthcare professionals the opportunity to see new places and work in new hospitals while supporting their career goals.

Premium Benefits that’ll put your mind at ease

A travel nursing assignment is more than a career change, it’s a lifestyle change. We give you a built-in travel nursing support system to make sure your needs are met from the moment you start. If you want to take some time between your travel nurse assignments, we’ve got your back!

Exclusive Access to High-Paying Nursing Jobs

Access to tens of thousands of nursing positions across the U.S.. We only work with fully-vetted, top healthcare facilities and we personalize your job matches based on what you want.

Dedicated Housing Assistance

We’ll help you find and secure housing that makes you, your family, and your furry friends feel at home. Pet-friendly accommodations available.

Responsive 24-hour support

You’re never alone, even on your first night in a brand new city. Reach us via text, live chat, phone call, or even DM us on Facebook or Instagram and we’ll be more than happy to listen and help.

Day-1 Medical, Dental, and Vision Benefits

Your health and well-being are our top priority, which is why you get full health benefits on day one.

Insurance Coverage Between Assignments

Keep your medical, dental, and vision benefits for up to 30 days between assignments for stress-free time off.

401K Matching

We’re helping you plan for your future beyond your time with us by offering a competitive 401K investment plan with company matching.

Recruiters You’ll Love

Humble brag alert: Our recruiters have the best reviews in the business. Don’t believe us? See for yourself.

The #1 .cls-1{fill:#9ce7a7;stroke-width:0px;} Rated Travel Nursing Agency

Check out these reviews from real host healthcare travelers..

The best thing about working with Host Healthcare was my recruiter, Chris Murillo. He exemplifies the model for responsive, timely, and enthusiastic service. Chris also makes the effort to develop personal relationships with his clients. This is a man who truly cares about me as a person. Kudos to Host Healthcare for hiring and retaining this quality individual.

I’ve had a great experience with Host Healthcare. Lauren Pollacci is an excellent recruiter and easily the best one I’ve ever had the pleasure of working with, she made the entire process painless. She is always extremely helpful with any need or concern I may have. I couldn’t imagine working with another recruiter at this point!

I've been working with Host Healthcare as a travel nurse for three years now and wouldn't change a thing. My recruiter Kat Cook has made the transition from staff nursing to travel nursing so easy. She is always available, listens to the needs of both myself and my wife (travel pair), and finds us the best jobs in the best locations! 10 out of 10 would recommend her and the agency every time.

Just started my 7th PT contract with Host and every contract has been a smooth transition. I’ve had great communication with my recruiter Kathryn Cook who has helped me land some great jobs and help with the credentialing process. I plan on staying with Host for many more years.

Where do you want to go? Your perfect travel therapy job is a few clicks away

You pick the city, we help you get there. It’s really that easy to take the next step in your travel healthcare career.

Learn more about travel nursing

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An Adventure Together, One Assignment at a Time

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Our agency specializes in the placement of RNs, LPNs, CNAs, Allied Health and Therapy professionals. Choose your Path below:

Weekly pay ranges of $1366.80 - 1527.60 includes weekly taxable income and non-taxable reimbursements.

*Actual amount dependent upon market adjustments

Weekly pay ranges of $1822.40 - 2036.80 includes weekly taxable income and non-taxable reimbursements.

Weekly pay ranges of $22780 - 25460 includes weekly taxable income and non-taxable reimbursements.

Weekly pay ranges of $2505.80 - 2800.60 includes weekly taxable income and non-taxable reimbursements.

Weekly pay ranges of $1193.220 - 1333.590 includes weekly taxable income and non-taxable reimbursements.

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Attention RNs: Travel Nurses Needed! High Paying Positions Are Still Available. See Where You Can Help.

How soon can you start traveling?

Are you a registered nurse.

Boost your resume with travel nursing — work in the country’s top facilities, explore new specialities, and overall advance your career!

What is your primary specialty?

What is your secondary specialty, how many years of nursing experience, name a few places you'd like to travel: (optional), phone number, why become a travel nurse.

Because there is such a high demand for qualified nurses in certain areas of the country, travel nurses typically receive more competitive wages than a full-time permanent employee.

Travel the Country

Travel nursing allows you to explore the country whether you prefer beaches to mountains or cities to small towns. We have travel assignments in all 50 states — the hardest part is deciding where to go next.

Expand Your Career

As a travel nurse, you have the opportunity to work in the country’s top facilities, explore new specialties, network with like-minded professionals, and all-around boost your resume.

How Does It Work?

Hospitals work with recruitment agencies to find skilled nurses to fill short-term assignments in order to provide excellent care to patients.

We work with the top travel nursing companies in the country to connect qualified nurses to these hospitals. By filling out a short form , we’ll connect you with up to four agencies whose recruiters will work hard to connect you with the best travel nurse opportunities available.

Where work meets adventure.

How To Become A Travel Nurse

Travel nurses typically need 12-18 months of hospital-based RN experience in their field, though this may increase depending on your specialty or the requirements of the facility. Read all the steps on how to become a travel nurse. Learn more about high-demand specialties .

How Much Do Travel Nurses Make?

Because of the high demand for nurses, travel nursing pays very well. Your specific compensation will depend on your specialty, the location of the facility, and the contract. Travel nurse companies often provide other benefits like 401K, medical and dental benefits, bonus programs as well as  stipends for housing , meals, and even travel expenses.

What Is A Travel Nurse?

Hospitals hire travel nurses to fill staffing shortages, which can be caused by seasonal population increases, expected leave of absences, or a lack of qualified nurses in their location. These facilities work with recruitment agencies to find skilled nurses to fill short-term assignments in order to continue providing excellent care to patients.

Best Travel Nursing Agencies

We work directly with some of the top travel nursing agencies in the country. By filling out a short form, we’ll connect you with up to four agencies whose recruiters will work hard to connect you with the best travel nurse opportunities available.

What Do Travel Nurses Do?

Travel nursing is a great way to advance your career and earn great pay while traveling the country. By becoming a travel nurse at other facilities, you’re helping to provide continued patient by filling much-needed positions.

Highest Paying Travel Nursing Jobs

Travel nursing jobs are available across the country, in a variety of specialties, but there are some like ER and Labor and Delivery that are more in-demand than others. You decide where you want to go. Find the high-demand and high-paying travel nursing jobs.

Join the many nurses already traveling.

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RateTravelAssignments.com is the destination for travel therapists, nurses, and techs to gather insightful information about future assignments and connect with current travelers. User-generated content makes RateTravelAssignments.com the ultimate site for quickly researching and rating clinics, hospitals, and agencies across the United States. Also providing user-generated content to allow other travelers to view what fun things they recommend at that particular location.

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- Ratings : Choosing the best assignment is a priority for every traveler and connecting with colleagues on the site has become key for medical professionals to navigate this process. RTA offers what travel healthcare professionals seek - the ability to both rate and review various clinics, hospitals, and agencies in order to make a well-informed decision on your next site from people who know it best, other travelers who have experienced those sites and agencies firsthand.

- Community : Ever been traveling to a new area and wanting to find other like-minded healthcare travelers in your area? By making your profile, you will be able to meet other travelers nearby and create a community in your new-found home. DM, meet, and explore together!

- City Exploration : It’s important to learn about the city you’ll be moving to for the next 13 weeks. Now you are able to explore cities, see what fun things there are to do, and view what other travelers recommend.

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Getting a Prime Seat Assignment on Southwest Just Got More Expensive

The popular airline just increased prices for early check-in and boarding.

Courtesy of Southwest Airlines

Southwest Airlines has increased the cost of its early check-in and upgraded boarding services, making it a bit pricier for travelers to guarantee the seat they want.

The airline will now charge customers $15 to $99 each way per passenger for EarlyBird Check-in, according to the airline’s optional charges chart , and $30 to $149 per segment, per passenger for Upgraded Boarding. The cost will still vary based on the flight length and demand, a representative for Southwest confirmed to Travel + Leisure.

The new price is significantly higher than the previous cost of $15 to $25 for early check-in and $30 to $80 for upgraded boarding, airline site One Mile at a Time reported .

A representative for Southwest told T+L the decision to increase prices was part of the airline’s regular evaluation of pricing for ancillary products based on market trends and customer demand.

Southwest first started limiting the popular EarlyBird Check-In feature last year as part of a number of changes it implemented in an effort to “modernize” the customer experience. As part of that policy, the airline limited the number of EarlyBird Check-In spots available to purchase on certain flights, routes, or days.

Travelers who do purchase the service are automatically checked in for their flight before the airline’s typical 24-hour check-in period. This ensures a more desirable boarding slot since Southwest doesn’t assign seats and instead offers "open seating," assigning travelers a boarding group (A, B, or C) and a position (1 through 60 or more) when they check in.

Travelers who pay for Upgraded Boarding — a service Southwest first introduced in 2022 — have the option to improve their boarding number when checking in. Passengers who take advantage of this feature receive a boarding assignment position from A1 to A15, becoming the first customers to board and receive first dibs on the seat they want along with the chance at coveted overhead bin space.

The decision to increase the cost of these extra perks came as Southwest made its flights available to view on Google Flights . Travelers must still book on the airline’s website.

The airline has also been kicking around the idea of changing its open seat policy in general with CEO Bob Jordan previously saying the carrier was “looking at new initiatives, the way we seat and the way we board our aircraft.”

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The Colorado Sun

Telling stories that matter in a dynamic, evolving state.

5 scenic byways across Colorado now open for the summer after snow cleared

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Those looking for a long scenic drive through Colorado now have more options after heavy snow has been cleared from several scenic mountain passes. 

Independence Pass

Independence Pass, a quintessential scenic byway that connects Aspen to Twin Lakes, is open for the 2024 summer season. The pass which “almost always” opens the Thursday before Memorial Day saw its opening day pushed back to May 31 to allow crews to clear snow from winter and late spring storms, conduct avalanche mitigation and repair a 5-foot-by-7-foot sinkhole, according to the Colorado Department of Transportation. 

The steep and narrow 32-mile pass twists and turns around aspen groves and hugs the Roaring Fork River before peaking in the windblown tundra of Colorado’s alpine. It tops out at 12,095 feet along the Continental Divide. 

The pass also crosses through three federally designated wilderness areas — Hunter-Fryingpan, Collegiate Peaks and Mount Massive — and has several campgrounds and trailheads. 

About 1,400 cars travel over the pass between Twin Lakes and Aspen each day, according to CDOT. 

Guanella Pass

Guanella Pass , another scenic byway that climbs from Georgetown to Grant is also open for the summer. As the 24-mile pass climbs above treeline, drivers can catch a glimpse of several mountain peaks, including fourteeners Mount Bierstadt and Mount Blue Sky, and the 13,743-foot Argentine Peak. Guanella Pass ambles through two national forests on its way from I-70 to U.S. 285 and climbs to an elevation of 11,670 feet in 12 miles. 

Trail Ridge Road

Trail Ridge Road, which winds through Rocky Mountain National Park to connect Estes Park and Grand Lake, opened May 31. The road historically opens Memorial Day weekend, but May storms with significant winds at higher elevations hampered snow plowing operations, spokesperson Kyle Patterson said. 

Trail Ridge Road is the highest continuous paved road in the U.S. and climbs to 12,183 feet. The latest the road has ever opened was June 26, 1943, Patterson said. 

Because road conditions along the high-altitude road can change quickly, the national park recommends visitors be prepared to adjust travel plans at any time and are encouraged to call the park to check the road’s conditions at 970-586-1222.

Colorado 5 is also open for the season for those looking to drive up to the 14,130-foot summit of Mount Blue Sky . 

Kebler Pass

Kebler Pass opened May 31, giving an alternate route for those traveling between Gunnison, Montrose and Lake City after the U.S. 50 bridge shutdown. Sheep herds that are often accompanied by working sheepdogs graze on the high mountain pass, which reaches 10,007 feet. Officials urge drivers to not interact with the livestock guardian dogs while they do their jobs to protect the herds. 

As of Friday, crews with Gunnison County spent 2,992 hours preparing Kebler this year, including 500 hours of overtime, to clear the snow and place gravel over the road, said Martin Schmidt with the county’s public works department. The county has spent about $325,000, which is about 10% over budget, to keep the 33-mile pass in good condition for the increased flow in traffic. 

Schmidt said he expects there will be more costs. 

While the pass gives another option for those impacted by the Blue Mesa bridge closure, it’s not a viable route for high amounts of traffic or heavy trucks, he said. 

“The biggest benefit is that the road is open 24 hours a day,” he said, “but it is still a high mountain pass with tight, winding corners, no cell service, and variable weather conditions.”

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What’s working: why colorado could start attracting more filmmakers, a third elk stomping in two weeks in estes park calls for unprecedented warnings , the very last boulder techstars class graduates as company ends 17-year run in city, type of story: news.

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40 Facts About Elektrostal

Written by Lanette Mayes

Modified & Updated: 01 Jun 2024

Reviewed by Jessica Corbett

Elektrostal is a vibrant city located in the Moscow Oblast region of Russia. With a rich history, stunning architecture, and a thriving community, Elektrostal is a city that has much to offer. Whether you are a history buff, nature enthusiast, or simply curious about different cultures, Elektrostal is sure to captivate you.

This article will provide you with 40 fascinating facts about Elektrostal, giving you a better understanding of why this city is worth exploring. From its origins as an industrial hub to its modern-day charm, we will delve into the various aspects that make Elektrostal a unique and must-visit destination.

So, join us as we uncover the hidden treasures of Elektrostal and discover what makes this city a true gem in the heart of Russia.

Key Takeaways:

• Elektrostal, known as the “Motor City of Russia,” is a vibrant and growing city with a rich industrial history, offering diverse cultural experiences and a strong commitment to environmental sustainability.
• With its convenient location near Moscow, Elektrostal provides a picturesque landscape, vibrant nightlife, and a range of recreational activities, making it an ideal destination for residents and visitors alike.

Known as the “Motor City of Russia.”

Elektrostal, a city located in the Moscow Oblast region of Russia, earned the nickname “Motor City” due to its significant involvement in the automotive industry.

Home to the Elektrostal Metallurgical Plant.

Elektrostal is renowned for its metallurgical plant, which has been producing high-quality steel and alloys since its establishment in 1916.

Boasts a rich industrial heritage.

Elektrostal has a long history of industrial development, contributing to the growth and progress of the region.

Founded in 1916.

The city of Elektrostal was founded in 1916 as a result of the construction of the Elektrostal Metallurgical Plant.

Located approximately 50 kilometers east of Moscow.

Elektrostal is situated in close proximity to the Russian capital, making it easily accessible for both residents and visitors.

Known for its vibrant cultural scene.

Elektrostal is home to several cultural institutions, including museums, theaters, and art galleries that showcase the city’s rich artistic heritage.

A popular destination for nature lovers.

Surrounded by picturesque landscapes and forests, Elektrostal offers ample opportunities for outdoor activities such as hiking, camping, and birdwatching.

Hosts the annual Elektrostal City Day celebrations.

Every year, Elektrostal organizes festive events and activities to celebrate its founding, bringing together residents and visitors in a spirit of unity and joy.

Has a population of approximately 160,000 people.

Elektrostal is home to a diverse and vibrant community of around 160,000 residents, contributing to its dynamic atmosphere.

Boasts excellent education facilities.

The city is known for its well-established educational institutions, providing quality education to students of all ages.

A center for scientific research and innovation.

Elektrostal serves as an important hub for scientific research, particularly in the fields of metallurgy , materials science, and engineering.

Surrounded by picturesque lakes.

The city is blessed with numerous beautiful lakes , offering scenic views and recreational opportunities for locals and visitors alike.

Well-connected transportation system.

Elektrostal benefits from an efficient transportation network, including highways, railways, and public transportation options, ensuring convenient travel within and beyond the city.

Famous for its traditional Russian cuisine.

Food enthusiasts can indulge in authentic Russian dishes at numerous restaurants and cafes scattered throughout Elektrostal.

Home to notable architectural landmarks.

Elektrostal boasts impressive architecture, including the Church of the Transfiguration of the Lord and the Elektrostal Palace of Culture.

Offers a wide range of recreational facilities.

Residents and visitors can enjoy various recreational activities, such as sports complexes, swimming pools, and fitness centers, enhancing the overall quality of life.

Provides a high standard of healthcare.

Elektrostal is equipped with modern medical facilities, ensuring residents have access to quality healthcare services.

Home to the Elektrostal History Museum.

The Elektrostal History Museum showcases the city’s fascinating past through exhibitions and displays.

A hub for sports enthusiasts.

Elektrostal is passionate about sports, with numerous stadiums, arenas, and sports clubs offering opportunities for athletes and spectators.

Celebrates diverse cultural festivals.

Throughout the year, Elektrostal hosts a variety of cultural festivals, celebrating different ethnicities, traditions, and art forms.

Electric power played a significant role in its early development.

Elektrostal owes its name and initial growth to the establishment of electric power stations and the utilization of electricity in the industrial sector.

Boasts a thriving economy.

The city’s strong industrial base, coupled with its strategic location near Moscow, has contributed to Elektrostal’s prosperous economic status.

Houses the Elektrostal Drama Theater.

The Elektrostal Drama Theater is a cultural centerpiece, attracting theater enthusiasts from far and wide.

Popular destination for winter sports.

Elektrostal’s proximity to ski resorts and winter sport facilities makes it a favorite destination for skiing, snowboarding, and other winter activities.

Promotes environmental sustainability.

Elektrostal prioritizes environmental protection and sustainability, implementing initiatives to reduce pollution and preserve natural resources.

Home to renowned educational institutions.

Elektrostal is known for its prestigious schools and universities, offering a wide range of academic programs to students.

Committed to cultural preservation.

The city values its cultural heritage and takes active steps to preserve and promote traditional customs, crafts, and arts.

Hosts an annual International Film Festival.

The Elektrostal International Film Festival attracts filmmakers and cinema enthusiasts from around the world, showcasing a diverse range of films.

Encourages entrepreneurship and innovation.

Elektrostal supports aspiring entrepreneurs and fosters a culture of innovation, providing opportunities for startups and business development .

Offers a range of housing options.

Elektrostal provides diverse housing options, including apartments, houses, and residential complexes, catering to different lifestyles and budgets.

Home to notable sports teams.

Elektrostal is proud of its sports legacy , with several successful sports teams competing at regional and national levels.

Boasts a vibrant nightlife scene.

Residents and visitors can enjoy a lively nightlife in Elektrostal, with numerous bars, clubs, and entertainment venues.

Promotes cultural exchange and international relations.

Elektrostal actively engages in international partnerships, cultural exchanges, and diplomatic collaborations to foster global connections.

Surrounded by beautiful nature reserves.

Nearby nature reserves, such as the Barybino Forest and Luchinskoye Lake, offer opportunities for nature enthusiasts to explore and appreciate the region’s biodiversity.

Commemorates historical events.

The city pays tribute to significant historical events through memorials, monuments, and exhibitions, ensuring the preservation of collective memory.

Promotes sports and youth development.

Elektrostal invests in sports infrastructure and programs to encourage youth participation, health, and physical fitness.

Hosts annual cultural and artistic festivals.

Throughout the year, Elektrostal celebrates its cultural diversity through festivals dedicated to music, dance, art, and theater.

Provides a picturesque landscape for photography enthusiasts.

The city’s scenic beauty, architectural landmarks, and natural surroundings make it a paradise for photographers.

Connects to Moscow via a direct train line.

The convenient train connection between Elektrostal and Moscow makes commuting between the two cities effortless.

A city with a bright future.

Elektrostal continues to grow and develop, aiming to become a model city in terms of infrastructure, sustainability, and quality of life for its residents.

In conclusion, Elektrostal is a fascinating city with a rich history and a vibrant present. From its origins as a center of steel production to its modern-day status as a hub for education and industry, Elektrostal has plenty to offer both residents and visitors. With its beautiful parks, cultural attractions, and proximity to Moscow, there is no shortage of things to see and do in this dynamic city. Whether you’re interested in exploring its historical landmarks, enjoying outdoor activities, or immersing yourself in the local culture, Elektrostal has something for everyone. So, next time you find yourself in the Moscow region, don’t miss the opportunity to discover the hidden gems of Elektrostal.

Q: What is the population of Elektrostal?

A: As of the latest data, the population of Elektrostal is approximately XXXX.

Q: How far is Elektrostal from Moscow?

A: Elektrostal is located approximately XX kilometers away from Moscow.

Q: Are there any famous landmarks in Elektrostal?

A: Yes, Elektrostal is home to several notable landmarks, including XXXX and XXXX.

Q: What industries are prominent in Elektrostal?

A: Elektrostal is known for its steel production industry and is also a center for engineering and manufacturing.

Q: Are there any universities or educational institutions in Elektrostal?

A: Yes, Elektrostal is home to XXXX University and several other educational institutions.

Q: What are some popular outdoor activities in Elektrostal?

A: Elektrostal offers several outdoor activities, such as hiking, cycling, and picnicking in its beautiful parks.

Q: Is Elektrostal well-connected in terms of transportation?

A: Yes, Elektrostal has good transportation links, including trains and buses, making it easily accessible from nearby cities.

Q: Are there any annual events or festivals in Elektrostal?

A: Yes, Elektrostal hosts various events and festivals throughout the year, including XXXX and XXXX.

Elektrostal's fascinating history, vibrant culture, and promising future make it a city worth exploring. For more captivating facts about cities around the world, discover the unique characteristics that define each city . Uncover the hidden gems of Moscow Oblast through our in-depth look at Kolomna. Lastly, dive into the rich industrial heritage of Teesside, a thriving industrial center with its own story to tell.

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Credit cards > Reviews

Chase Sapphire Reserve review 2024: A premium travel card that understands the assignment

Robin Saks Frankel

Julie Sherrier

“Verified by an expert” means that this article has been thoroughly reviewed and evaluated for accuracy.

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Updated 2:58 a.m. UTC June 5, 2024

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The Chase Sapphire Reserve® is the travel card you get when you’re ready for the big leagues. Maybe you’ve dabbled in a no-annual fee travel card or own a low-cost airline card for the free checked bag perk. But in our Chase Sapphire Reserve review, we’ll explain why this $550-annual-fee card is worth the price tag when you’re ready to experience the elite benefits of a premium travel card .

Editor’s note: This article contains updated information from a previously published story .

Chase Sapphire Reserve basics

• Annual fee: $550.
• Welcome bonus: 75,000 points after spending $4,000 on purchases in the first three months of account opening.
• Rewards: 5 points per $1 on flights and 10 points per $1 on hotels and car rentals purchased through Chase Travel℠ after the first $300 is spent on travel purchases annually. Earn 3 points per $1 on other travel and dining and 1 point per $1 on other purchases.
• APR: 22.49% to 29.49% variable APR on purchases and balance transfers. A balance transfer fee of either $5 or 5% of each transfer, whichever is greater, applies.
• Recommended credit score: Excellent.
• Does the card offer preapproval ? No.
• Other benefits: An up to $300 travel credit, flexible rewards, Global Entry/TSA Precheck application fee reimbursement, Priority Pass Select membership (enrollment required), primary auto rental insurance coverage and a slew of travel and purchase protections and insurances.

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Chase Sapphire Reserve®

Welcome bonus.

Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $1,125 toward travel when you redeem through Chase Travel℠.

Regular APR

Credit score.

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Editor’s take

• Up to $300 annual travel credit and Priority Pass Select lounge access.
• Redeem points for 50% more value to book travel through Chase Travel ℠ .
• Transfer points 1:1 to partners such as United Airlines and World of Hyatt.
• High annual fee.
• Not ideal if you aren’t interested in transferring points.
• May not qualify if you’ve applied for 5 or more credit cards in the last 24 months.

Card details

• Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $1,125 toward travel when you redeem through Chase Travel℠.
• $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
• Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 75,000 points are worth $1125 toward travel.
• 1:1 point transfer to leading airline and hotel loyalty programs
• Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Member FDIC

Chase Sapphire Reserve review

If this is your travel era, the Chase Sapphire Reserve should be along for the ride. The card offers just about everything you want in a premium travel card, without requiring you to be a points and miles wizard to get the most out of your rewards.

There are two key attributes any good travel card should have: An easy way to earn rewards and an easy way to “burn” them when you want to use them. The Chase Sapphire Reserve nails it on both. The card earns highly competitive rewards of 5 points per $1 on flights and 10 points per $1 on hotels and car rentals purchased through Chase Travel℠ after the first $300 is spent on travel purchases annually. Earn 3 points per $1 on other travel and dining and 1 point per $1 on other purchases. That’s as good as any premium travel card on the market.

Plus, Chase Ultimate Rewards® points are easy to redeem. You can redeem them for cash at a penny per point, use them to book travel through the Chase Travel℠ portal at a 50% increase in value so each point is worth 1.5 cents or transfer them to one of Chase’s more than a dozen travel transfer partners. This makes the card ideal for both rewards-wrangling newbies who find it easiest to book travel through Chase and more experienced points-and-miles pros who are comfortable navigating the intricacies of travel loyalty partnerships. 

The card also comes with the coveted airport lounge access that’s a major perk of cards at this price point. The Sapphire Reserve comes with both Priority Pass Select access (upon enrollment) and access to the growing network of Sapphire lounges.

You’ll also get an annual $300 travel credit, which is easy to use given that Chase’s definition of travel includes everything from flights to hotels to tolls and parking garages and more, a slew of valuable travel protections and insurances like primary auto rental coverage and trip cancellation coverage. Ultimately, this card offers everything you’d want in a premium travel card, without the hassle of multiple rebates, credits or caveats to justify the annual fee. 

What makes the Chase Sapphire Reserve shine? It’s all about the benefits

• The $300 annual travel credit is easy to use. Whether you’re taking flight or driving on the highway, The Sapphire Reserve’s definition of travel is expansive and so are the ways to use up that $300, which is automatically applied as a statement credit.
• You can make your rewards even more valuable . There are two ways to do so: The Sapphire Reserve allows you to redeem your rewards at a 50% increase in value for travel booked through Chase. Or you can transfer your rewards to one of Chase’s travel transfer partners. More on that later.
• The travel insurances and protections are stellar. No one wants to plan a trip thinking something may go wrong, but it’s nice to know that if you paid for your travel with the card, you’re covered for a variety of situations.
• It’s pricey . Even though it comes with perks that can make the card well worth the $550 fee, that’s still a big number to wrap your head around.
• Excellent credit is required . This is a card that’s aimed at those who have strong credit profiles.  
• It’s expensive to carry a balance . Like most premium credit cards, the APR range on the Sapphire Reserve is higher than average. This card is not a great choice if your main goal is to finance a big travel purchase over time or if you tend to carry a balance. 

Chase Sapphire Reserve rewards

Using government data and other publicly available information, we estimate that a household in the U.S. that would be in the market for this card has around $25,087 in annual expenses that can be charged to a credit card. Here’s how our sample household’s rewards could break down:

In this example, our sample cardholder earns a grand total of 43,903 in rewards annually, worth $439.03 as cash back or $658.55 when used to book travel through Chase. The value will vary when transferring points to travel partners depending on the specific redemption. Keep in mind that someone who books airfare or prepaid hotels through Chase, books Chase Dining or takes Lyfts regularly is likely to earn an even greater haul.

And here’s what you can do with those rewards: 

• Redeem for a cash-back statement credit or a deposit to an eligible bank account. A point is worth a penny each when redeemed this way.
• Redeem for a gift card. A point is also worth a penny each when redeemed for gift cards.
• Pay with points for products or merchandise. The value of your rewards will fluctuate greatly if you choose to do this. The pay with points option through Amazon, for example, only gives you a value of 0.8 cents per point. 
• Redeem for travel booked through Chase. A point is worth 1.5 cents when redeemed for travel, allowing you to stretch the value of your rewards.
• Combine your rewards from other Ultimate Rewards-earning cards. If you hold any other personal or business cards that earn Ultimate Rewards, or someone in your household does, you can pool them together for a bigger stash and take advantage of the perks on your Sapphire Reserve.
• Transfer points in 1,000 point increments to one of Chase’s travel loyalty transfer partners. This can often yield some of the best values for your points, which we’ll explain below. Chase has 11 airline partners, including JetBlue, Southwest and United domestically and its three hotel partners are Marriott Bonvoy, IHG Rewards Club and World of Hyatt. Nearly all of them transfer at a 1:1 ratio.

The perks of travel transfer partners and the Reserve’s 50% bonus

You may see reviews or credit card-related articles that give high praise to cards that allow you to transfer your rewards to an issuer’s travel transfer partners. So why is this a big deal? Transferring your rewards to a partner for a particular flight will often require spending far fewer miles than if you booked the flight directly through the card issuer. Here’s how it works.

Let’s say you want to book a one-way ticket the day before Thanksgiving from Los Angeles to Chicago and the cash price for an economy ticket on United Airlines is $344.10. 

Typically, when you book through the card issuer, you’ll need to redeem an equivalent number of points to cover the cash value of the ticket. So in most cases, you’d need 34,410 points to cover the ticket booking this way. But transferring points directly to a frequent flyer program will often cost less points, since the number of miles required to book a flight isn’t necessarily an exact match for the cash price.

You’d need 34,000 United miles plus $5.60 in taxes and fees to book that same flight, so you’d be saving 410 miles by transferring your rewards at a 1:1 ratio to United’s MileagePlus program. That may not seem like a lot, but the savings can be even greater depending on the number of tickets you’re trying to book, the exact flight and the seat class.

Here’s where the 50% increase in points value on the Chase Sapphire Reserve changes the math considerably. Unlike many travel cards where a point is worth a penny when used to book travel, booking through Chase Travel makes a point worth 1.5 cents. That means for that $344 cash flight you’ll need just 22,934 points (22,934 x 1.5 cents = $344.01), compared to the 34,410 points you’d need to book the flight with some of Chase’s other cards or the 34,000 points you’d need to transfer miles to United.

But wait, there’s a catch

Squeezing the most value out of your points is almost always a good thing, but there’s one potential downside to booking travel through the Chase Travel site. Although you’ll likely save a pile of points if you have the Sapphire Reserve card, bookings made this way are considered to be third-party bookings. 

This means if your flight is delayed or canceled, you’ll have to deal with Chase to find a resolution. Additionally, if you need to cancel or change your flight, many airlines will let you waive the change fees or just redeposit the miles back into your account when you book directly with them. Booking through Chase means you may not get the points refunded to you and your tickets may also have an expiration date to be rebooked or you’ll forfeit them. 

How the Chase Sapphire Reserve compares to other travel cards 

The Chase Sapphire Reserve is one of the best travel rewards cards available. But it helps to see how it compares to other popular travel credit cards so you can make the best choice for your particular needs.

Chase Sapphire Reserve vs. Chase Sapphire Preferred® Card

It’s natural to compare the Sapphire Reserve to its $95-annual-fee sibling, the Sapphire Preferred card . Both cards earn elevated rewards on travel and dining, including extra rewards on travel booked through Chase. The Sapphire Preferred earns 5 points per $1 on travel purchased through Chase Travel℠, 3 points per $1 on dining, select streaming services, and online grocery purchases (excluding Walmart, Target and wholesale clubs), 2 points per $1 on all other travel purchases and 1 point per $1 on all other purchases. That difference in “all other travel” may not mean much to you if you prefer to book your travel through Chase for the extra rewards.

But what the Sapphire Preferred doesn’t have is the Priority Pass or Sapphire lounge access, the $300 annual travel credit, the Global Entry/TSA PreCheck application fee credit and more substantial travel and purchase protections. Is that worth an extra $455 in annual fees a year to you?

Chase Sapphire Reserve vs. The Platinum Card® from American Express

The Amex Platinum and “luxury travel card” are practically synonymous. For a $695 annual fee (terms apply, rates & fees ), the card offers some of the most widespread and exclusive airport lounge access you’ll find. In addition to the Priority Pass Lounges (enrollment required), you’ll get entry to The Centurion® Lounge and Escape Lounges, Delta Sky Club and the Lufthansa Lounge when flying their respective airlines that day.

It also offers a robust list of potential annual statement credits that could be worth more than the annual fee, including an up to $200 airline incidental fee statement credit, an up to $240 digital entertainment statement credit, a $155 Walmart+ statement credit (up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month), up to $200 in Uber Cash (disbursed in monthly increments; card must be added to Uber account to receive this benefit), an up to $189 CLEAR ® Plus statement credit and more. Enrollment is required for select benefits. Not to be overlooked is the fact that American Express offers a lengthy list of travel transfer partners.

However, compared to the Chase Sapphire Reserve , it falls short in several areas. Unlike the simple and automatic $300 annual travel credit with the Sapphire Reserve, the Amex Platinum’s potential statement credits require more effort to utilize. The Amex Platinum’s earn rate is 5 Membership Rewards® points per $1 for flights booked directly with airlines or with American Express Travel on up to $500,000 per calendar year, 5 points per $1 on prepaid hotels booked with American Express Travel and 1 point per $1 on other purchases — making it less rewarding than the Sapphire Reserve. The travel protections and insurances aren’t as comprehensive, either. Plus, taking your rewards as a cash-back statement credit is worth just 0.6 cents per point.

For most people, the decision between the two comes down to how and where you travel. If you value the extra lounge access, the longer list of airline transfer partners and/or the potential statement credits, the Amex Platinum may be a better fit.

Chase Sapphire Reserve vs. Capital One Venture X Rewards Credit Card * The information for the Capital One Venture X Rewards Credit Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

The Venture X Rewards card has a lot in common with the Sapphire Reserve , but the difference is in the details. The Venture X has a lower annual fee of $395 and has an even simpler rewards structure of 2 miles per $1 on purchases, 5 miles per $1 on flights booked through Capital One Travel and on purchases through Capital One Entertainment and 10 miles per $1 on hotels and rental cars booked via Capital One Travel. Like the Sapphire Reserve, you’ll earn the most miles booking through the issuer, but you’ll run the same risk of booking through any third-party booking platform.

The Venture X also comes with a $300 travel credit, but you’ll have to book through Capital One Travel to use it. Similar to the Sapphire Reserve, the card grants access to the Capital One lounge network and Priority Pass (enrollment required) and Plaza Premium airport lounges. A big advantage this card has over the Sapphire Reserve for those who travel in parties of four or more is that authorized user cards are free and authorized users are each entitled to their own Priority Pass Select membership. Authorized users on the Sapphire Reserve cost $75 each annually.

Other important perks include an anniversary bonus of 10,000 miles (equal to $100 towards travel) every year, an up to $100 Global Entry or TSA Precheck application fee credit and cellphone protection.¹ The Venture X also allows you to transfer your rewards to 16 airline and two hotel partners, most at a 1:1 ratio. Or, you can redeem rewards towards travel purchases made within the previous 90 days at a value of a penny per point. Be aware that if you’re redeeming rewards for anything other than travel, your rewards will only be worth 0.6 cents per point.

Ultimately, the Venture X is better than the Sapphire Reserve for those who like to book travel through the issuer or prefer Capital One’s travel transfer partners over Chase’s.

Is the Chase Sapphire Reserve worth it?

Whether or not the Chase Sapphire Reserve is worth it for you will come down to how much you’ll use the perks. If you can easily use up the annual $300 travel credit, fly a few times a year and can take advantage of the Priority Pass (enrollment required) or Sapphire lounge access (or the airport restaurant credits) — then you’re likely to get your money’s worth out of the card.

The Chase Sapphire Reserve is right for you if:

• You want a premium travel card with lounge access and other perks to make travel more comfortable.
• You want your rewards to go the extra mile either by booking through the issuer or transferring points to travel partners.
• You have other Chase Ultimate Rewards-earning cards and you can pool all the points together for one big stash.

Wondering how to get the most out of the Ultimate Rewards travel site? Here’s everything you need to know

Frequently asked questions (FAQs)

The Chase Sapphire Reserve could be a good option if you’re looking for a premium rewards card and can afford the $550 annual fee. The card offers many benefits, including $300 in annual travel credits and complimentary airport lounge access. It’s also part of a flexible rewards program, which may be easier to use than some co-branded rewards cards.

Credit card issuers don’t necessarily have a minimum income requirement for their credit cards. However, they need to make sure cardholders have enough assets or income to afford their minimum monthly payment, and the Chase Sapphire Reserve has a minimum $10,000 limit.

Chase can review many of your outstanding credit cards and loans from your credit report, and it may ask about your monthly housing costs and income when you apply. If your income isn’t high enough to cover your household bills, other minimum payments and a new minimum payment on a $10,000 balance, Chase may decline your Chase Sapphire Reserve application.

The Chase Sapphire Reserve is a premium travel card, and it may be difficult to get if you don’t have a good credit score or high income. Even if your credit and finances are in great shape, you might not get approved if you’ve opened five or more credit cards (from any card issuer) in the last 24 months because of Chase’s 5/24 rule .

The 48-month rule applies to both the Chase Sapphire Preferred and the Chase Sapphire Reserve. It’s a Chase policy that states you won’t be able to receive a new cardmember bonus for either Sapphire card if you received a welcome bonus for either Sapphire card in the previous 48 months.

Chase currently has 11 airline transfer partners. You can transfer your Ultimate Rewards points to these loyalty programs on a 1:1 basis:

• Aer Lingus, AerClub
• Air Canada Aeroplan
• British Airways Executive Club
• Emirates Skywards
• Flying Blue AIR FRANCE KLM
• Iberia Plus
• JetBlue TrueBlue
• Singapore Airlines KrisFlyer
• Southwest Airlines Rapid Rewards
• United MileagePlus
• Virgin Atlantic Flying Club

Additionally, you can use the 1:1 point transfer feature to move points to the IHG Rewards Club, Marriott Bonvoy, and World of Hyatt hotel loyalty programs.

For rates and fees for The Platinum Card® from American Express please visit this page .

¹For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

*The information for the Capital One Venture X Rewards Credit Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.

Blueprint has an advertiser disclosure policy . The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.

Robin Saks Frankel is a credit cards lead editor at USA TODAY Blueprint. Previously, she was a credit cards and personal finance deputy editor for Forbes Advisor. She has also covered credit cards and related content for other national web publications including NerdWallet, Bankrate and HerMoney. She's been featured as a personal finance expert in outlets including CNBC, Business Insider, CBS Marketplace, NASDAQ's Trade Talks and has appeared on or contributed to The New York Times, Fox News, CBS Radio, ABC Radio, NPR, International Business Times and NBC, ABC and CBS TV affiliates nationwide. She holds an M.S. in Business and Economics Journalism from Boston University. Follow her on Twitter at @robinsaks.

Julie Stephen Sherrier is a personal finance writer and editor based in Austin, TX. She is the former senior managing editor for LendingTree, responsible for all credit card and credit health content. Before joining LendingTree, Julie spent more than a decade as the managing editor and then editorial director at Bankrate and CreditCards.com. She also served as an adjunct journalism instructor at the University of Texas at Austin.

Megan Horner is editorial director at USA TODAY Blueprint. She has over 10 years of experience in online publishing, mostly focused on credit cards and banking. Previously, she was the head of publishing at Finder.com where she led the team to publish personal finance content on credit cards, banking, loans, mortgages and more. Prior to that, she was an editor at Credit Karma. Megan has been featured in CreditCards.com, American Banker, Lifehacker and news broadcasts across the country. She has a bachelor’s degree in English and editing.

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